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08-21-2006, 10:27 AM | #16 | |
Mommy To 3 Poochies Donating Member Join Date: Jun 2005 Location: New York
Posts: 8,287
| Quote:
__________________ Mommy Loves Codie, Tia & Baby Cali RIP My Precious Katie - I Love You | |
Welcome Guest! | |
08-21-2006, 10:36 AM | #17 |
Gina, (Lexi's Mommy) Donating Member Join Date: May 2005 Location: LONG ISLAND,NY
Posts: 10,455
| just to set the record straight , when i was with him he filed for divorce ,it just so happens that it never happend.. so his wife and children know..everyone knows...it was no secret. he even took me to arizona to meet his parents and they just loved me...i went through hell with him and her... its over thank god and i have moved on except for this crapola.. michael says not for me to worry he will take care of it.. he already contacted the police a friend of his from that precinct in his area and he told him what i have to do... he has until friday to pay or i go find the truck..
__________________ Gina & Lexi CLICK HERE for our Photo Album ... |
08-21-2006, 10:44 AM | #18 |
Proudly owned by Nikko Donating Member Join Date: Sep 2005 Location: Bronx, New York
Posts: 768
| Wow, sorry to hear that you are in this mess. I too, like an idiot co-signed a loan for my ex-boyfriend, who was the most irresponsible person. i lucked out because he works for the city and the municipal credit union takes his payments right out of his check. If that jerk ever loses his job, I'd be stuck paying as well. Hopefully everything will get straightened out and you will not be forced to do anything. But what really sucks is that your past is dragged out into the present when all you want to do is forget. That is worst part.
__________________ NIKKO and his mommy NECEE |
08-21-2006, 10:47 AM | #19 | |
I Love Thor Donating Member | Quote:
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08-21-2006, 11:33 AM | #20 |
Jojo's & Junior's too! Donating YT Member Join Date: Apr 2005 Location: Watsonville, CA
Posts: 1,379
| I'm sure everything will be fine. I know I've had my share of mistakes. Sending happy thoughts for you. Keep your chin up!
__________________ Josie, Jojo, Junior & Veronica **...No Home is Complete Without a Yorkie...or Two...better make that 3!..** |
08-21-2006, 11:51 AM | #21 |
Donating YT 30K Club Member | Sounds like Michael is a keeper and you don't want tohave him mad at you. Most of us have made more than one mistake in our life, but you don't want to let this person ruin your credit. Sounds like Michael will make sure it's handled.
__________________ Cali Pixie Roxie : RIP Nikki; RIP Maya;RIP my sweet Dixie girl 1/17/08 http://callipuppyscastle.bravehost.com/index.html |
08-22-2006, 02:56 AM | #22 |
Lovin' Lucy & Rebel Donating Member Join Date: Aug 2006 Location: Georgia
Posts: 4,438
| devoted to Lucy! ;You forget, he's indebted to YOU! You helped him out and he's not keeping up his end of the deal. You've got to think about your credit. I work for a lending co-op as a loan assistant and I've seen this before. You're screwed unless you take action NOW! This can affect your credit and could follow you for years! Go get the car and sell it ASAP. Kim and Lucy |
08-22-2006, 05:11 AM | #23 |
No Longer a Member Join Date: Mar 2006 Location: INDIANA
Posts: 4,449
| Sounds like Michael is a great guy... Just let him take care of it if he is willing. I'm sure your x (loserface) will listen to him more than you. Let Michael give him a good scare. Get the truck back and sell it. You are not responsible for paying this loan. I know you have to cause its in your name, but dont let him have the truck and you paying for it. My sister is going through this right now with her hubby. They have just been married for a little over a year. His x-girlfriend has a Trail Blazer that he co-signed for... Well she's not been making the payment for about 6 months now and my sister found out that her hubby has been making them behind her back. (Not good) My sister said if they are making the payments... She wants the Trail Blazer for her self. She said it would be different if they had kids together and he was doing it for the kids to have a way around... But they dont.. They have two huskies together. He still pays the vet bills, and she has the dogs. (Sounds like to me he hasnt let go of his x....) Good Luck. Dont beat yourself up about the whole married man thing. You made a mistake, Sometimes we have to make mistakes to learn. You have Michael now and he sounds like a keeper!!!! |
08-22-2006, 08:19 AM | #24 |
Mojo, LilyGrace & Me Donating Member Moderator Join Date: Dec 2005 Location: cuddling with my babies<3
Posts: 17,329
| OUCH! What a mess! I am sure things will work out fine, but I agree, you have to think of yourself and your credit! That would suck to have this guy mess up your credit - it isn't worth it! I would get the car - afterall, isn't it yours?! hee,hee - you paid for it! Good luck and keep us posted!
__________________ Hi I'm Jenn Mom to..... Mojo,LilyGrace & DD Kate RIP Mojo FOREVER in our hearts! |
08-22-2006, 08:25 AM | #25 |
YT 500 Club Member Join Date: Feb 2006 Location: Rhode Island
Posts: 687
| what a mess i'm sorry thats what happens sometimes... women in general are good-hearted just want to help kind of ppl and others often take advantage knowing this i am sorry for what ur going thru and about the married thing... love is love and its also blind dont beat urself up over it - it happened... its already done... and now you have moved on... and when ur vunerable its more apt to happen you just want to beleive what ppl tell you dont worry sounds like ur in a better place now i would just focus on that |
08-22-2006, 09:23 AM | #26 |
BANNED FOR NOT MAILING PRODUCTS PURCHASED | wow, sounds like a big mess Gina! I sure hope you can get the truck back! Don't let him ruin your credit! Has he been late on his payments before? Good luck and let us know what happens! |
08-22-2006, 09:43 AM | #27 |
Just me 'n my boys Donating Member Join Date: Sep 2005 Location: Murphy, TX
Posts: 4,596
| Yikes, I'm guessing you should have gotten your name off this thing when you broke up, but what's done is done and you don't owe this guy anything. Either way though it's going to affect your credit I believe. I would suggest contacting the lender or bank and asking what are your rights and what can you do. You might also consider calling an attorney for a quick consult. Some give free over the phone advice. Maybe you are entitled to the car if he has defaulted and you can sell it to pay it off before a repossession hits your credit.
__________________ "Be kinder than necessary, for everyone is fighting some kind of battle." Alphy 's Roxy |
08-22-2006, 11:39 PM | #28 |
Donating Yorkie Yakker Join Date: Apr 2005 Location: Akron, Ohio
Posts: 337
| I'd love to see Judge Judy do a number on him and you get things made right. Good Luck to you.
__________________ Tracy and my S "If a dog will not come to you after having looked you in the face, you should go home and examine your conscience."- Woodrow Wilson |
08-23-2006, 08:00 AM | #29 |
YT 1000 Club Member Join Date: Jul 2005 Location: none
Posts: 1,495
| You said this only happened a couple of years ago. The problem is if he's only been making minimum car payments on a brand new truck odds are that he owes more on it than it's worth. So even if you sell it you can still end up at a loss. My husband went through a similar thing when he bought his first vehicle. He was only 18 and was told that he could bring it back anytime.(Big surprised, the dealer lied to him.) Well, he got a few tickets and decided he didn't want the $17,000 truck he bought anymore. He did a voluntary reposession and they auctioned the vehicle for about $10,000. Minus the payments he had already made he ended up still oweing about $5,500 and NO VEHICLE to show for it!!! After we got married I had to fix his credit which was a big mess and they wrote reposession on his credit report even though he voluntarily brought it back. If I were you I would at least call the bank and ask for some facts and figures about how much he owes, what is the 14 day payoff, etc. Then I would go to KBB and find out how much the vehicle is currently worth. Good luck. If anything you sharing your story will help other girls who might be reading this and considering doing the same thing you did. Please girls, don't get financially involved with a man unless you're married to him. Even when you're married, still keep your own savings account and at least a 401K just in case because anything can happen. And one last thing... if anyone can't afford a loan then they simply can't afford it and should go for a used vehicle of less value. I hope everything works out for you Gina. Try to get out of this situation asap so that you can go on with the rest of your life without any ties to this man. |
08-23-2006, 08:00 AM | #30 |
YT 1000 Club Member Join Date: Jul 2005 Location: none
Posts: 1,495
| You said this only happened a couple of years ago. The problem is if he's only been making minimum car payments on a brand new truck odds are that he owes more on it than it's worth. So even if you sell it you can still end up at a loss. My husband went through a similar thing when he bought his first vehicle. He was only 18 and was told that he could bring it back anytime.(Big surprised, the dealer lied to him.) Well, he got a few tickets and decided he didn't want the $17,000 truck he bought anymore. He did a voluntary repossession and they auctioned the vehicle for about $10,000. Minus the payments he had already made he ended up still owing about $5,500 and NO VEHICLE to show for it!!! After we got married I had to fix his credit which was a big mess and they wrote repossession on his credit report even though he voluntarily brought it back. If I were you I would at least call the bank and ask for some facts and figures about how much he owes, what is the 14 day payoff, etc. Then I would go to KBB and find out how much the vehicle is currently worth. Good luck. If anything you sharing your story will help other girls who might be reading this and considering doing the same thing you did. Please girls, don't get financially involved with a man unless you're married to him. Even when you're married, still keep your own savings account and at least a 401K just in case because anything can happen. And one last thing... if anyone can't afford a loan then they simply can't afford it and should go for a used vehicle of less value. I hope everything works out for you Gina. Try to get out of this situation asap so that you can go on with the rest of your life without any ties to this man. |
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