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05-15-2006, 07:01 AM | #1 |
Yorkie Yakker Join Date: Apr 2006 Location: Manchester, NH
Posts: 33
| A question about Puppies Hi guys, I hope everyone had a great weekend. I'm going to be taking home a puppy in the late August/early September time frame and am wondering how much of a "puppy savings" I should have. I know how much I'll need for cute puppy stuff, food, etc., but not sure how much it will cost me to go to the vet for the first check up and all of that. I was thinking I'll put aside $400 or so bucks but am not sure if this is enough. I'm in the process of moving and so am buying all sorts of cute stuff that I need for the new house, I would like to put aside the money now so I know the rest of my "fun money" can be spent on cute house and puppy stuff. Can anyone give me a ballpark figure? How much did your new puppy cost you in the first few months of his/her life? How much was your first vet visit? Thank you, Natalie |
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05-15-2006, 07:04 AM | #2 |
I Love My Yorkies Donating Member Join Date: Feb 2005 Location: Indianapolis, Indiana
Posts: 37,147
| I think $400 is a good amount. Its good to get together about a $1000 and keep it in a savings in case of an emergency though. It cost me a little over $200 right when I got mine. My vet had a puppy package and you pay that and it included all of their shots.
__________________ Chachi's & Jewels Mom Jewels http://www.dogster.com/?132431Chachi http://www.dogster.com/?132427 |
05-15-2006, 07:14 AM | #3 |
Yorkie Yakker Join Date: Apr 2006 Location: Manchester, NH
Posts: 33
| Thank you very much. That is what I was planning on. About a thousand or so for things that might come up. Does anyone know anything about Doggie Insurance? Is it worth paying for?? I think I'd like to have it if it's anything like people insurance. Thanks again! |
05-15-2006, 07:25 AM | #4 |
I Love My Yorkies Donating Member Join Date: Feb 2005 Location: Indianapolis, Indiana
Posts: 37,147
| I dont like the Pet insurances I have seen because they dont cover heritary things like liver shunt but look into it and see what you think.
__________________ Chachi's & Jewels Mom Jewels http://www.dogster.com/?132431Chachi http://www.dogster.com/?132427 |
05-15-2006, 07:36 AM | #5 |
Donating Yorkie Yakker Join Date: Mar 2006 Location: NYC
Posts: 605
| I'm not a big fan of pet insurance either.... they don't cover a lot and you seem to end up paying more.....JMHO |
05-15-2006, 07:45 AM | #6 |
Donating YT 30K Club Member | Te first thing to do is make sure you buy from a reputable breeder which ups yours odd of having a healthy puppy. Small puppies can easily run up a large vet bill in 1 illness. I think 400 is a good start but iwould make sure you have a visa with at least 1000.00 available for emergencies. Cali cost me over 5,000 in her first 6 monthss due to some health issues. I did take out the VPI pet insurance and after providing them with medical records they reimbursed me 850.00 so they do not pay every thing. If you can easily afford the 20-25 monthly premium it's not a bad idea. They do not cover genetic related illnesses like liver shunt and be sure you have the effective date the day you pick the puppy up. I didn't and Cali went hypoglycemic and they excluded any charges related to that which she had 3 visits for. God luck and it sound like you are being very responsible before getting your puppy.
__________________ Cali Pixie Roxie : RIP Nikki; RIP Maya;RIP my sweet Dixie girl 1/17/08 http://callipuppyscastle.bravehost.com/index.html |
05-15-2006, 08:17 AM | #7 |
I heart Hootie & Hobbs Join Date: Jan 2006 Location: USA
Posts: 7,149
| I'm getting another puppy in July, and I have set aside $1000. I would rather have too much than not enough. You know?? I guess it also depends on how many rounds of shots your puppy will have when you bring him/her home. If it only needs one more round of shots, obviously that will cost less than a couple of rounds. Also, if your getting him/her fixed, a neuter costs less than a spay. I am getting a little girl who will need 2 rounds of shots and need to be spayed. So, I figure $1000 will cover all that and I will have some leftover to buy barretts for her hair, a crate, etc. I already have 1 yorkie, so I won't need to buy too much stuff! |
05-15-2006, 09:09 AM | #8 |
Yorkie Yakker Join Date: Apr 2006 Location: Manchester, NH
Posts: 33
| Thanks guys...I really appriciate it. I just want to make sure I have all my bases covered so that when I birng my pup home I can focus on the fun stuff instead of stressing about money, etc. I think I will take out puppy insurance...every little bit counts if something goes wrong! I love that I can come here and see all the posts and ask questions. The information I have picked up here is priceless...I think that had I not stumbled in here I may have made some bad choices and ended up in an undesirble situation. Thanks again. Natalie |
05-15-2006, 10:21 AM | #9 |
YT 3000 Club Member Join Date: Feb 2006 Location: El Paso, Texas
Posts: 3,065
| We once posted our vet charges and I was amazed at how they varied from location to location. Call a couple of vets in your area and they give price quotes right over the phone. Spay/neuter, removal of baby teeth (if they don't fall out on their own), puppy shots, rabies shot, city license, fecal exam - these expenses are routine in the first year. |
05-15-2006, 10:44 AM | #10 |
Luv my Angel, too! Donating Member Join Date: Apr 2006 Location: USA
Posts: 9,333
| I haven't had anything major with Sissy other than her upper respiratory infection right after getting her bordetella shot. Her shots were broken into 3 separate sessions cause of her small size (she had already had 2 shots when I got her at 13 weeks) and cost about $150 total. For spaying and the pre-op blood work it was $280 and her illness was $150 (2 visits + Meds). Vet cost vary from area to area, so you might want to set aside a little more just in case.
__________________ Sissy & Angel |
05-15-2006, 10:52 AM | #11 |
Donating Senior Yorkie Talker Join Date: Feb 2006 Location: Austin, TX
Posts: 193
| I'll have a Bunch of Info on Pet Insurance in the Next 2 Weeks Hi - I'm in the Human Insurance Business and one of my Brokers had a group of her's that really wanted Pet Insurance, so she did Ton's of work researching it. I'm having lunch with her the Week of the 22nd. After that, I should be able to give you alot of information. |
05-15-2006, 03:42 PM | #12 |
YT 2000 Club Member Join Date: Nov 2005 Location: USA
Posts: 2,992
| Yes - Pet insurance might be a reasonable solution.... Personally - I bought my dog - got toys, etc. and never put any money aside for vet bills. But, don't think I haven't had any. I've had some big ones. But more often than not (the big ones especially) were unexpected, and I just had to bite the bullet and take care of them. I have a general savings for emergencies - this includes house expenses, plumbing, broken appliances, car repairs, and the other millions things that always seem to come up. I don't have a lot saved, $500 to $1500 --- but the expenses I mentioned rarely come up and when they do, even if they are more, I get them paid ---and then start building up my savings again. If I felt I had to have a special savings for my dogs - then I'd need one also for my house, my car, my health, etc. etc. etc. I just think having some savings (always) helps us get through a lot of problems. Always have some money put aside for a "rainy day." -- Good luck! Carol Jean |
05-15-2006, 06:35 PM | #13 |
YT 500 Club Member Join Date: Apr 2006 Location: Texas
Posts: 905
| when i first brought buttercup home, i didn't have anything saved up. i didn't really think much of it at all. i thought 'how much can a vet visit be?' it turned out to be a lot so saving up before you get it is an advantage. i think that $400 is good to start out with. |
05-16-2006, 06:42 AM | #14 |
Yorkie Yakker Join Date: Apr 2006 Location: Manchester, NH
Posts: 33
| My thanks to all of you! Carol Jean...see that's the problem! I will sometimes dip into my savings if everything is going well for me financially and I get the rainy day blues and need some retail therapy!! But, I would lik to put around $1,000 away for doggie "just in case" bills. It would make me feel better to know that if something happened it wouldn't throw my whole budget out the window. Thank you all again for your posts. Natalie |
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