PLEASE! Don't do business with Annamalyssa!!!

[Bianca]

Originally Posted by Izzy Princess

Sure after you have all the facts and no one does because no one knows what is going on with her..what if there was a sick child at home, death of someone, etc. I can see if and when all the facts were out there for just the parties involved and then someone posted that there was an issue and don't buy from this person or that person..but sometimes these threads and I've seen them - I've been on YT for a while - they get out of control and things get said that shouldn't. Then it gets resolved and then all the apologies start flying after it's too late.

I certainly don't ever want a person to have a sick child or family member. However the facts aren't about why , but the persons dilemma. She is posting for help. Certainly this member (Now banned) must have a friend on this board, isn't there someone who knows something about what is going on with her? If there was such a problem (family or other-wise) wouldn't someone say something on here?
I do hope there is nothing seriously wrong, but I do feel these people are at least owed an explanation.

[chachi]

Im glad it was posted here because others have had problems and people need to know not to buy from her. I dont know what her personal problems are but she is getting on her email so she could have just as easy got on here and kept up communications with her buyers

[luvsathena]

I think you are being strong armed as well - I wouldn't pay anything until you see something demanding money....which CAN'T happen given the facts!

[KimberlySRN]

Originally Posted by chachi

Im glad it was posted here because others have had problems and people need to know not to buy from her. I dont know what her personal problems are but she is getting on her email so she could have just as easy got on here and kept up communications with her buyers

I have to agree. I could understand if no one was able to get in contact with her, but if she can get on her email she can drop a line to those she is doing business with. Most people on YT are very understanding... But if not given an option what other choice is there but to warn others. This is not the first person this has happened to... And some of those from the previous thread are still owed.

[BanditSocks2]

The check cashing company is at fault for accepting the check. I believe they are liable for the checks they cash. If you informed her that you cancelled your check YOU HAVE PROOF to use in a court that she not only stole money from you by taking your money without giving you anything in return, but it puts the blame on her for not being a responsible business owner and turning in a 10 day old cancelled check. Good luck sorting this all out, but you are not at fault.

[LuvmyYorkies2]

I certainly hope nothing has happened either. But she has logged on to YT well after a few have been having problems with her not communicating or sending their items. I would like to think if something drastic has happened personally, she wouldn't have even had the time to log on to YT at all. So seeing as though she has been here, she could have at least gotten to those members she still owed responses/items and/or money to.

[DvlshAngel985]

Originally Posted by Bianca

Isn't it what this section is for? People to post about their experience? The woman doesn't know what to do and needs help, I am sure that is why she posted.

This is exactly why I started the thread. I have no legal background and I don't know how much of what the check cashing people are telling me is true or am I being scammed.
Plus, I needed to get her attention and when the check cashing people assured me that all means of communicating with her had been cut off I turned to YT. I have a scary letter that is sitting here DEMANDING payment. I'm sorry if this thread offends anyone but I have no clue what to do. The check cashing people are telling me one thing, they are harrassing me and being pushy. The holidays are coming up and my already tight budget would only be spread even thinner if I had to pay legal fees and a huge fine.

For those of you who have any legal background, I could really use your help. Anyone familiar with these terms:
California Uniform Commercial code 3302, and 3305?????
If you do please explain them to me. These are what are supposedly binding me to all the fines and legal fees that I am being threatened with.

[capt_noonie]

Originally Posted by DvlshAngel985

This is exactly why I started the thread. I have no legal background and I don't know how much of what the check cashing people are telling me is true or am I being scammed.
Plus, I needed to get her attention and when the check cashing people assured me that all means of communicating with her had been cut off I turned to YT. I have a scary letter that is sitting here DEMANDING payment. I'm sorry if this thread offends anyone but I have no clue what to do. The check cashing people are telling me one thing, they are harrassing me and being pushy. The holidays are coming up and my already tight budget would only be spread even thinner if I had to pay legal fees and a huge fine.

For those of you who have any legal background, I could really use your help. Anyone familiar with these terms:
California Uniform Commercial code 3302, and 3305?????
If you do please explain them to me. These are what are supposedly binding me to all the fines and legal fees that I am being threatened with.

Maybe start a new thread in off topic with just the above bold in the post. I've seen a few people here that have a bit of legal knowledge. One thing I agree with most others here, don't pay that shady check cashing place one cent!

[DvlshAngel985]

Originally Posted by capt_noonie

Maybe start a new thread in off topic with just the above bold in the post. I've seen a few people here that have a bit of legal knowledge. One thing I agree with most others here, don't pay that shady check cashing place one cent!

I'm not planning to. My roomie's ex-fiance is a retired cop that did many check fraud investigations. He asked for copies of all my documents and said he's going to try to get his connections to shine some light on this subject. I'm just glad they're still on good terms.

[capt_noonie]

Oh, that's WAY better! Cool!

[Symph2001]

California's Bad Check Law

The laws they are using are basically in regards to a bad check written to THEM. You didn't write it to them. They're a third party who took the check and didn't make sure it was good before cashing it. They need to go after the person who cashed it. JMO

[DvlshAngel985]

Originally Posted by Symph2001

California's Bad Check Law

The laws they are using are basically in regards to a bad check written to THEM. You didn't write it to them. They're a third party who took the check and didn't make sure it was good before cashing it. They need to go after the person who cashed it. JMO

From the link you posted:
1. [§ 1] Claim for Statutory Penalty

Under California's Bad Check Law1, a person who has written a check to another person or business can be required to pay the amount of the check and either a statutory service charge or a statutory penalty if the check is returned by the bank due to insufficient funds. The person who wrote the check is called the "drawer" and the person or business who accepted the check is called the "payee."

More particularly, the Bad Check Law states that the drawer must pay to the payee the following amounts:

(a) the face amount of the check, plus a statutory service charge; or, if the drawer does not pay this total in full, then --

(b) upon the payee's proper written demand for payment, the face amount of the check, plus a statutory service charge, plus the costs to mail the demand for payment; or, if the drawer does not pay this total in full within 30 days, then --

(c) if the payee has made a proper written demand for payment, and the drawer has not paid to the payee, within 30 days of the demand, the total at (b), then --

(i) the face amount of the check, plus

(ii) a statutory penalty of three times the face amount of the check, but not less than $100 nor more than $1,500.2

This is written on the second letter they wrote to me, and it hasn't been 30 days since they have contacted me or attempted to cash the check. Is the link you posted an explanation of California Uniform Commercial Code 3302, and 3305? Because those are the ones they said that protect them, "an innocent third party."

[Symph2001]

Yes. If you go farther down the page it also discusses cancelled checks. The problem they have is that you did not write the check to THEM and that is what the laws are talking about. I didn't see anywhere on the page anything discussing a third party having any standing.

What they seem to be doing is what a lot of scam artist do to people. Send them a ligitimate looking bill that has a lot of scary words in it and most people will just pay it if it isn't over $100.00 just to get the people off their back. They never really check if it's a ligitimate bill. They just want it to go away.

I would contact a free law center if one is available to you. I believe this is crap but I would seriously contact my bank because they will probably attempt to shoot it through the bank again just to see if they can get their money by chance.

[DvlshAngel985]

Originally Posted by Symph2001

Yes. If you go farther down the page it also discusses cancelled checks. The problem they have is that you did not write the check to THEM and that is what the laws are talking about. I didn't see anywhere on the page anything discussing a third party having any standing.

What they seem to be doing is what a lot of scam artist do to people. Send them a ligitimate looking bill that has a lot of scary words in it and most people will just pay it if it isn't over $100.00 just to get the people off their back. They never really check if it's a ligitimate bill. They just want it to go away.

I would contact a free law center if one is available to you. I believe this is crap but I would seriously contact my bank because they will probably attempt to shoot it through the bank again just to see if they can get their money by chance.

I spoke to the bank in person and they said no worries there, a stop payment is a stop payment and they will not get one cent from my account. The check is no good and that is that.
Free law center... I will have to look into that.

[bellasmomok]

Originally Posted by Izzy Princess

Sure after you have all the facts and no one does because no one knows what is going on with her..what if there was a sick child at home, death of someone, etc. I can see if and when all the facts were out there for just the parties involved and then someone posted that there was an issue and don't buy from this person or that person..but sometimes these threads and I've seen them - I've been on YT for a while - they get out of control and things get said that shouldn't. Then it gets resolved and then all the apologies start flying after it's too late.

I probably just need to stay out of this, but I think there are a few things YOU ought to consider before essentially blaming the OP'er for posting:

1) Annamalyssa was seen by another YT member as being online

Originally Posted by polomysweetpup

I have had problems with her too.....before she was banned she was on Twitter and Myspace everyday
and was obviously avoding Yorkie talk

If she can be online on twitter and myspace, she can certainly shoot purchasers a quick PM that things aren't going well and your items may be delayed...she wouldn't even have to go into any detail to at least do the responsible thing and let the purchaser know. Also, she IS able to send personal emails to "YorkichonBella".....why can't she send emails/PM's to her customers??

2) Other people have had problems with her going back to at least March.....that doesn't exactly lay a good track record, does it?
For example: http://www.yorkietalk.com/forums/yor...yt-member.html

and

3) Maybe it's just me, but when I pay for something, I expect to get the EXACT "something" I paid for!! I don't want replacement items, and from reading posts from Annamalyssa's customers, some (if not all) of them would have preferred to have been sent the ACTUAL items they were paying for! UNLESS her customer's agreed with the replacement items (and maybe they did originally and were just being too nice and not telling her the truth....that they'd rather have their money back??) it's irresponsible to make a substitution without offering to refund part or all of the money sent.

Just my 2 cents.....I don't know her at all, but I do know I'd be very unhappy if I were one of her customers that are having issues. AND if I were a customer who had never had any problems with her before, I'd be very leery of ever being her customer ever again!

I do have empathy for her if she truly is going through a bad patch in life right now....that has certainly happened to me, and I can totally relate! However, when you become a vendor, you have responsibilities to your buyers! Otherwise, it's stealing! Cashing a check AFTER having been told not to speaks volumes to me....