Yes. If you go farther down the page it also discusses cancelled checks. The problem they have is that you did not write the check to THEM and that is what the laws are talking about. I didn't see anywhere on the page anything discussing a third party having any standing.
What they seem to be doing is what a lot of scam artist do to people. Send them a ligitimate looking bill that has a lot of scary words in it and most people will just pay it if it isn't over $100.00 just to get the people off their back. They never really check if it's a ligitimate bill. They just want it to go away.
I would contact a free law center if one is available to you. I believe this is crap but I would seriously contact my bank because they will probably attempt to shoot it through the bank again just to see if they can get their money by chance. |