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04-12-2006, 06:00 AM | #1 |
Senior Yorkie Talker Join Date: Mar 2006 Location: Atlanta, GA
Posts: 76
| VPI Pet Insurance VPI "seems" to have the best deal for what I want, but it also seems like I've read a few places that people have trouble getting reimbursed by them. I don't want to pay for coverage then be denied when I try to collect. Do any of you have VPI and what is your opinion on them? |
Welcome Guest! | |
04-12-2006, 06:07 AM | #2 |
Donating YT 500 Club Member Join Date: Nov 2005 Location: Fort Worth, Texas
Posts: 1,279
| I have VPI and I have never had a problem with it. |
04-12-2006, 06:07 AM | #3 |
Donating YT Addict Join Date: Feb 2006 Location: New Jersey
Posts: 520
| I have VPI and did not have any problems getting reimbursed. I've only used it two times. |
04-12-2006, 06:49 AM | #4 |
Donating YT 30K Club Member | I have it and have never gotten a penny back. On some of it I know it's because of preexisting but on other visits they were what I believe were coverable expenses and they have not paid. I have submitted 5,000.00 in claims and have not gotten anything back. I worked in insurance claims for 33 years so i know what should be covered and what shouldn't and I beleive they should cover at least 1,000 of expenses based on my policy and the diagnosis.
__________________ Cali Pixie Roxie : RIP Nikki; RIP Maya;RIP my sweet Dixie girl 1/17/08 http://callipuppyscastle.bravehost.com/index.html |
04-12-2006, 11:55 AM | #5 |
Donating Senior Yorkie Talker Join Date: Nov 2005 Location: Long Island
Posts: 329
| sorry patti; for your problems with VPI however, i recently submitted a claim and i have gotten my money back. 78 dollars total, 26 dollars back. it's a slow process (took a month, despite i faxed it) but i like VPI
__________________ Lulu:http://www.dogster.com/?303563 Chestnut:http://www.dogster.com/?303570 Tiggy:http://www.dogster.com/?303573 |
04-12-2006, 02:24 PM | #6 |
Donating YT 30K Club Member | That's good. I am hoping they will cover some of the 2,700 I faxed in about 10 days ago.
__________________ Cali Pixie Roxie : RIP Nikki; RIP Maya;RIP my sweet Dixie girl 1/17/08 http://callipuppyscastle.bravehost.com/index.html |
04-13-2006, 09:05 AM | #7 |
YT Addict Join Date: Oct 2005 Location: Philadelphia
Posts: 257
| we have VPI and like it just fine. we've submitted claims and have had no problems getting back reimbursements.
__________________ Daisy's Dogster: http://www.dogster.com/?252921 |
04-13-2006, 11:02 AM | #8 |
Donating YT 30K Club Member | I just got a letter in the mail from VPI wanting every and all records. lab results, diagnosis, physical findings and treatments for Cali from every veterinarian that has seen Cali from 8-1-05 to 4-7-06. I did'nt even have Cali until 8/29/05. I alos sent in extensive records fron the Er vet for her 2700.00 surgery. I don't get it why I am having somuch trouble with them. I also sent a letter with it telling them I knew they wouldn't cover her hypoglycemic claims and lspaying but her possible intestinal blockage should have been covered. AHHH!
__________________ Cali Pixie Roxie : RIP Nikki; RIP Maya;RIP my sweet Dixie girl 1/17/08 http://callipuppyscastle.bravehost.com/index.html |
04-13-2006, 01:29 PM | #9 |
Senior Yorkie Talker Join Date: Mar 2006 Location: Atlanta, GA
Posts: 76
| Based on everyone's input and considering that Scooter is young and has no pre-existing conditions, I think VPI is the way to go for me. Thank you for all the feedback guys. It really helps me feel comfortable buying from VPI =) |
04-13-2006, 01:42 PM | #10 |
YT 1000 Club Member Join Date: Mar 2006 Location: North eastern Illinois Suburbs
Posts: 1,669
| Yeah, w/ no pre-existing conditions, I'd go ahead w/ VPI myself. |
04-13-2006, 01:47 PM | #11 |
Little Boogers Donating Member Join Date: Feb 2006 Location: virginia beach, va
Posts: 4,460
| do you really recommend insurance??? i have never considered purchasing it
__________________ lisa lisa and the cult jam yorkies |
04-13-2006, 02:18 PM | #12 |
Slave to Max 'n Abbie Donating Member Join Date: Feb 2006 Location: Pittsburgh
Posts: 1,529
| I've not had a problem with VPI. I was reimbursed $60 or $70 from Max's teeth cleaning (I total was $120). They also reimbursed for Interceptor for Max and Abbie ($15 each per year) and when Abbie was spayed--I forget how much, though. They don't have any pre-existing conditions so I've been reibmursed almost every time I submitted a claim.
__________________ Brenda, Max & Abbie |
04-18-2006, 02:43 PM | #13 | |
Yorkie Yakker Join Date: Aug 2005 Location: Landing, New Jersey
Posts: 30
| VPI Insurance Quote:
I would recommend if anyone is thinking about pet insurance to do so while your baby is still young. Premiums not only increase the older the dog is but also "pre-exisiting" waivers will cut in to the amount of reimburseable coverage.
__________________ Donald | |
04-19-2006, 05:57 PM | #14 |
Donating Senior Yorkie Talker Join Date: Nov 2005 Location: Long Island
Posts: 329
| i was just wondering......is VPI only an issue when handling a large amount of money? for example, fellow Yorkietalker, Patti; who has a bill of 2700 dollars.....
__________________ Lulu:http://www.dogster.com/?303563 Chestnut:http://www.dogster.com/?303570 Tiggy:http://www.dogster.com/?303573 |
04-19-2006, 06:03 PM | #15 |
Donating YT 30K Club Member | I was wondering too. I have submitted two claims. One for 1500.00 and the other for 2700.00. I just mailed off all of Cali's medical records at their request so we will see. I know a lot of it is not covered but I know that at least 600-700 should be covered. I will keep you posted.
__________________ Cali Pixie Roxie : RIP Nikki; RIP Maya;RIP my sweet Dixie girl 1/17/08 http://callipuppyscastle.bravehost.com/index.html |
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