VPI Pet Insurance VPI "seems" to have the best deal for what I want, but it also seems like I've read a few places that people have trouble getting reimbursed by them. I don't want to pay for coverage then be denied when I try to collect. Do any of you have VPI and what is your opinion on them? |
I have VPI and I have never had a problem with it. |
I have VPI and did not have any problems getting reimbursed. I've only used it two times. |
I have it and have never gotten a penny back. On some of it I know it's because of preexisting but on other visits they were what I believe were coverable expenses and they have not paid. I have submitted 5,000.00 in claims and have not gotten anything back. I worked in insurance claims for 33 years so i know what should be covered and what shouldn't and I beleive they should cover at least 1,000 of expenses based on my policy and the diagnosis. |
sorry patti; for your problems with VPI however, i recently submitted a claim and i have gotten my money back. 78 dollars total, 26 dollars back. it's a slow process (took a month, despite i faxed it) but i like VPI |
That's good. I am hoping they will cover some of the 2,700 I faxed in about 10 days ago. |
we have VPI and like it just fine. we've submitted claims and have had no problems getting back reimbursements. |
I just got a letter in the mail from VPI wanting every and all records. lab results, diagnosis, physical findings and treatments for Cali from every veterinarian that has seen Cali from 8-1-05 to 4-7-06. I did'nt even have Cali until 8/29/05. I alos sent in extensive records fron the Er vet for her 2700.00 surgery. I don't get it why I am having somuch trouble with them. I also sent a letter with it telling them I knew they wouldn't cover her hypoglycemic claims and lspaying but her possible intestinal blockage should have been covered. AHHH! |
Based on everyone's input and considering that Scooter is young and has no pre-existing conditions, I think VPI is the way to go for me. Thank you for all the feedback guys. It really helps me feel comfortable buying from VPI =) |
Yeah, w/ no pre-existing conditions, I'd go ahead w/ VPI myself. |
do you really recommend insurance??? i have never considered purchasing it |
I've not had a problem with VPI. I was reimbursed $60 or $70 from Max's teeth cleaning (I total was $120). They also reimbursed for Interceptor for Max and Abbie ($15 each per year) and when Abbie was spayed--I forget how much, though. They don't have any pre-existing conditions so I've been reibmursed almost every time I submitted a claim. |
VPI Insurance Quote:
I would recommend if anyone is thinking about pet insurance to do so while your baby is still young. Premiums not only increase the older the dog is but also "pre-exisiting" waivers will cut in to the amount of reimburseable coverage. :animal36 |
i was just wondering......is VPI only an issue when handling a large amount of money? for example, fellow Yorkietalker, Patti; who has a bill of 2700 dollars..... |
I was wondering too. I have submitted two claims. One for 1500.00 and the other for 2700.00. I just mailed off all of Cali's medical records at their request so we will see. I know a lot of it is not covered but I know that at least 600-700 should be covered. I will keep you posted. |
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