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04-19-2006, 06:05 PM | #16 |
Donating YT 500 Club Member Join Date: Jan 2006 Location: San Ramon, CA
Posts: 710
| VPI gave us a $455 check for an almost $1200 emergency visit. We are currently waiting for a check for a $5000 surgery. We have no idea how much they will cover. We have the superior plan and so far they have been great on reimbursements. We feel that it is worth the amount we pay for piece of mind and in the amount of time we have had insurance (about 4 months) it has been worth it. Good luck to you and as of now, I highly recommend VPI. |
Welcome Guest! | |
04-19-2006, 06:08 PM | #17 | |
Donating YT 30K Club Member | Quote:
__________________ Cali Pixie Roxie : RIP Nikki; RIP Maya;RIP my sweet Dixie girl 1/17/08 http://callipuppyscastle.bravehost.com/index.html | |
04-19-2006, 06:14 PM | #18 |
Donating YT 500 Club Member Join Date: Jan 2006 Location: San Ramon, CA
Posts: 710
| Lola's only preexisting condition was a cold. I don't think they will cover any problems down the road for breed specific problems. They reimbursed us for a broken leg. Her surgery was for a second broken leg. The break was in the same spot so it should be covered again. It has been about 2 1/2-3 weeks since I sent the claim in. It has taken about a month for all other claims to get answered. I am not sure if they will ask for more medical records. If they do, we will provide them and hopefully they will reimburse us sufficiently. |
04-19-2006, 06:56 PM | #19 |
Donating Senior Yorkie Talker Join Date: Nov 2005 Location: Long Island
Posts: 329
| sorry for your troubles again, patti; hope it works out
__________________ Lulu:http://www.dogster.com/?303563 Chestnut:http://www.dogster.com/?303570 Tiggy:http://www.dogster.com/?303573 |
04-29-2006, 08:53 AM | #20 |
Yorkie Yakker Join Date: Sep 2005 Location: Los Angeles
Posts: 57
| How much is VPI and what is their website address? |
04-29-2006, 11:55 AM | #21 |
Slave to Max 'n Abbie Donating Member Join Date: Feb 2006 Location: Pittsburgh
Posts: 1,529
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__________________ Brenda, Max & Abbie |
05-09-2006, 01:34 PM | #22 |
Yorkie Yakker Join Date: May 2006 Location: NJ
Posts: 67
| I am looking for pet insurance for my soon to be...and my search bought me here. I like that VPI is affordable..but i am uncomfortable with the fact that they dont cover hereditary or congenital....I have been assured that my pup doesnt have this but one never knows now do one? and yorkies like other dogs have health issues. i found one insurance co that covers "All illnesses covered - including hereditary conditions (some conditions may apply)". I will call them to get specifics..but this is the website..http://www.petcareinsurance.com/index.asp. for 6 orso dollars more... i think it might be worth it...i will continue searching YT to see if anyone has this coverage.(quickcare preferred) JMO.
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05-09-2006, 03:52 PM | #23 |
Donating YT 30K Club Member | That sounds good. VPI just sent me 2 checks for Cali's 5,000.00 in bills. They totaled 850.00. I was happy with that as at first they weren't goin gto pay anything because of preexisting and genetics related.
__________________ Cali Pixie Roxie : RIP Nikki; RIP Maya;RIP my sweet Dixie girl 1/17/08 http://callipuppyscastle.bravehost.com/index.html |
05-28-2006, 08:02 PM | #24 | |
Donating YT 8000 Club Member Join Date: Dec 2005 Location: Spokane, WA
Posts: 9,339
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05-28-2006, 08:14 PM | #25 | |
Inactive Account Join Date: Jun 2005 Location: Orange County, CA
Posts: 4,387
| VPI - I Don't Leave Home Without It! Quote:
I like the fact that I can go to any vet anywhere in the US and have coverage. Just like any insurance wether it's for a car, home or personal medical, you pay a premium for "Just in Case". As a matter of fact, I couldn't be happier with VPI. In the past year we have spent thousands of dollars for Jewel's tests and care. Her MRI alone was over $3,000 and they reimbursed over $1,400 or so. I was denied once but when I called them I found out THEY made a mistake and I received a check for the claim. We didn't have the funds when Jewel first got sick, we ended up having to re-finance the house to cover her bills. What a relief it was when the claim checks started to arrive. VPI even covered for Jewel's accupunctures! I would never own a pet without VPI insurance.
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07-20-2006, 01:52 PM | #26 | |
BANNED FOR NOT MAILING PRODUCTS PURCHASED | Patti? Quote:
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07-20-2006, 02:29 PM | #27 |
Donating YT 30K Club Member | Yes if they dog has been treated for a condition prior to the effective date they won't pay for any charges related to that. Cali went hypoglycemic a few days after I had her and they excluded that form the coverage. I have gotten some reimbursement for her intrstinal blockage surgery but not for any Liver Shunt related charges as they are considered genetic.
__________________ Cali Pixie Roxie : RIP Nikki; RIP Maya;RIP my sweet Dixie girl 1/17/08 http://callipuppyscastle.bravehost.com/index.html |
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