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08-24-2010, 08:03 AM | #16 |
Donating YT Addict Join Date: Aug 2010 Location: SW USA
Posts: 2,505
| Trupanion Hi: No I don't think so. The industry says it would be too expensive to cover the items you mention. I got insurance to cover the real EXPENSIVE care such as accidents and extended Vet stays. I worked out that the total insurance cost would be around $5,000 over the dog's expected life, which seemed a good risk deal for me. Like all insurance, it seems expensive until you use it. LOL. It is good to start as young as possible. After sign up there is a 5 day waiting period for accidents and 30 days for illness etc. PS. There is a link on this page that gets you $15 off the sign up fee for Trupanion if you use the link. Last edited by dottiesyrky; 08-24-2010 at 08:05 AM. Reason: Addition of PS for Link info |
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08-24-2010, 01:05 PM | #17 | |
Donating Senior Yorkie Talker Join Date: Jan 2010 Location: toronto
Posts: 366
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08-24-2010, 01:37 PM | #18 |
Donating YT Addict Join Date: Aug 2010 Location: SW USA
Posts: 2,505
| Insurance Choices, choices. LOL! A $250 deductible would not be for me, and $30/mo extra is $360/year (If it is per month and not year!) compared with the $600 coverage. It is good to have routine and dental, but I felt it was a wash because of the extra fee. Also the fee not increasing with age with Trupanion was very important to me. It is very hard to decide I know and it just depends what you think is your predicted usage and if the insurance is a good deal for your needs and budget. I think the deductible is for each incident, but I am not sure. If so, that is a big chunk of money each time, unless the monthly fee is so much lower for that. Good Luck and I feel for you having to decide, having been through the pain myself. LOL! |
08-24-2010, 06:21 PM | #19 |
BANNED! Join Date: Jun 2010 Location: Washington DC
Posts: 4,183
| I went with trupanion [COLOR=green !important][COLOR=green !important]pet [COLOR=green !important]insurance[/COLOR][/COLOR][/COLOR]. I chose zero deductible and I only pay $32 a month.....they reimburse for 90% of any testing or meds coverage is for illiness and accidental [COLOR=green !important][COLOR=green !important]injury[/COLOR][/COLOR], no life time limits. I'm hoping I'll never have to use it. |
08-25-2010, 07:50 AM | #20 |
Donating YT Addict Join Date: Aug 2010 Location: SW USA
Posts: 2,505
| Insurance Hi RileyDC: Me too! I hope we never need it, but better to be safe than sorry. |
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emergency, medical insurance, sick, vet bills |
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