Insurance Choices, choices. LOL!
A $250 deductible would not be for me, and $30/mo extra is $360/year (If it is per month and not year!) compared with the $600 coverage. It is good to have routine and dental, but I felt it was a wash because of the extra fee. Also the fee not increasing with age with Trupanion was very important to me.
It is very hard to decide I know and it just depends what you think is your predicted usage and if the insurance is a good deal for your needs and budget.
I think the deductible is for each incident, but I am not sure. If so, that is a big chunk of money each time, unless the monthly fee is so much lower for that.
Good Luck and I feel for you having to decide, having been through the pain myself. LOL! |