Is this a good price for pet insurance

[maxdog]

2 dogs $100 deductible 90% reimbursement no routine care

$63.62/month total for both dogs

Company is PetsBest being offered through my employer


Whats covered

Accidents or Illnesses that result in:

Accident & Illness Exam Fees
Rehabilitative therapies
Alternative therapies - such as, but not limited to acupuncture, chiropractic, laser therapy (some limitations may apply)
Emergency visits
Hospitalization and surgeries
Rx medications (see formulary)
MRI, CAT and X-ray
Specialist care
Outpatient care
Medication injections
Lab tests
AND:

Cancer treatments
Hereditary and congenital conditions


Whats not covered

Accident and Illness policies do not cover pre-existing conditions, or preventative care items like vaccinations or deworming – these items are considered routine care. Pet insurance is for the unexpected, and covering pre-existing conditions as well as future issues related to pre-existing conditions would significantly raise premium cost for everyone.

[Lovetodream88]

I have healthy paws and for my younger two (Callie has way to many preexisting conditions) it is $54.00 and covers just about everything yours does. I would say yes but I don't know if I ever feel like I know enough about pet insurance.

[maxdog]

May I ask what your deductible and reimbursement is?

[Lovetodream88]

Originally Posted by maxdog

May I ask what your deductible and reimbursement is?

No problem. Annual deductible is $250 and 80% reimbursement.

[DBlain]

i gave up my pet insurance because they denied every claim, I honestly feel they try to get out of most things. but i do remember there was differnt reimbursements for specialists as oposed to regular vets

[Lovetodream88]

Originally Posted by DBlain

i gave up my pet insurance because they denied every claim, I honestly feel they try to get out of most things. but i do remember there was differnt reimbursements for specialists as oposed to regular vets

Which one did you have? I have done three for Joey and two for Penny with no issues. They even have an app you can take pictures of your vet paperwork and send it that way. Joeys were because of reactions to vaccines and Penny’s had to do with her ears and a weird pain thing. Because of Callie’s issues it would have really helped to have it with her. Callie had a LP knee surgery and ACL tear surgery together for $3000 then the other knee for $2000 then the ACL on the other knee for $2500. She also has allergies which have cost a lot of money. Now she has Cushings.

[Rachael1983]

I have PetsBest for Emma and felt that the price and coverage was comparable to competitors such as HealthyPaws, Embrace and Nationwide. Every claim that I've had to submit has been paid and nothing was challenged by PetsBest so I'm happy with the service provided.