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11-21-2017, 11:53 AM | #1 |
Donating YT 5000 Club Member Join Date: Aug 2013 Location: Brownstown MI USA
Posts: 18,650
| Is this a good price for pet insurance 2 dogs $100 deductible 90% reimbursement no routine care $63.62/month total for both dogs Company is PetsBest being offered through my employer Whats covered Accidents or Illnesses that result in: Accident & Illness Exam Fees Rehabilitative therapies Alternative therapies - such as, but not limited to acupuncture, chiropractic, laser therapy (some limitations may apply) Emergency visits Hospitalization and surgeries Rx medications (see formulary) MRI, CAT and X-ray Specialist care Outpatient care Medication injections Lab tests AND: Cancer treatments Hereditary and congenital conditions Whats not covered Accident and Illness policies do not cover pre-existing conditions, or preventative care items like vaccinations or deworming – these items are considered routine care. Pet insurance is for the unexpected, and covering pre-existing conditions as well as future issues related to pre-existing conditions would significantly raise premium cost for everyone.
__________________ Max & Sasha's daddy |
Welcome Guest! | |
11-21-2017, 01:03 PM | #2 |
Yorkie mom of 4 Donating YT Member Join Date: Feb 2008 Location: LaPlata, Md
Posts: 23,247
| I have healthy paws and for my younger two (Callie has way to many preexisting conditions) it is $54.00 and covers just about everything yours does. I would say yes but I don't know if I ever feel like I know enough about pet insurance.
__________________ Taylor My babies Joey, Penny ,Ollie & Dixie Callie Mae, you will forever be in my heart! |
11-21-2017, 01:05 PM | #3 |
Donating YT 5000 Club Member Join Date: Aug 2013 Location: Brownstown MI USA
Posts: 18,650
| May I ask what your deductible and reimbursement is?
__________________ Max & Sasha's daddy |
11-21-2017, 01:19 PM | #4 |
Yorkie mom of 4 Donating YT Member Join Date: Feb 2008 Location: LaPlata, Md
Posts: 23,247
| No problem. Annual deductible is $250 and 80% reimbursement.
__________________ Taylor My babies Joey, Penny ,Ollie & Dixie Callie Mae, you will forever be in my heart! |
11-21-2017, 02:54 PM | #5 |
Donating YT Addict Join Date: Jan 2012 Location: Oakland County MI
Posts: 6,190
| i gave up my pet insurance because they denied every claim, I honestly feel they try to get out of most things. but i do remember there was differnt reimbursements for specialists as oposed to regular vets
__________________ Lola my amazing little yorkie-pom Donna |
11-21-2017, 03:44 PM | #6 |
Yorkie mom of 4 Donating YT Member Join Date: Feb 2008 Location: LaPlata, Md
Posts: 23,247
| Which one did you have? I have done three for Joey and two for Penny with no issues. They even have an app you can take pictures of your vet paperwork and send it that way. Joeys were because of reactions to vaccines and Penny’s had to do with her ears and a weird pain thing. Because of Callie’s issues it would have really helped to have it with her. Callie had a LP knee surgery and ACL tear surgery together for $3000 then the other knee for $2000 then the ACL on the other knee for $2500. She also has allergies which have cost a lot of money. Now she has Cushings.
__________________ Taylor My babies Joey, Penny ,Ollie & Dixie Callie Mae, you will forever be in my heart! |
11-22-2017, 04:48 AM | #7 |
Donating YT 500 Club Member Join Date: Nov 2008 Location: Burbs of DC
Posts: 2,198
| I have PetsBest for Emma and felt that the price and coverage was comparable to competitors such as HealthyPaws, Embrace and Nationwide. Every claim that I've had to submit has been paid and nothing was challenged by PetsBest so I'm happy with the service provided.
__________________ Owned by Troy(RIP) & Emma |
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