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Old 11-21-2017, 11:53 AM   #1
maxdog
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Join Date: Aug 2013
Location: Brownstown MI USA
Posts: 18,650
Default Is this a good price for pet insurance

2 dogs $100 deductible 90% reimbursement no routine care

$63.62/month total for both dogs

Company is PetsBest being offered through my employer


Whats covered

Accidents or Illnesses that result in:

Accident & Illness Exam Fees
Rehabilitative therapies
Alternative therapies - such as, but not limited to acupuncture, chiropractic, laser therapy (some limitations may apply)
Emergency visits
Hospitalization and surgeries
Rx medications (see formulary)
MRI, CAT and X-ray
Specialist care
Outpatient care
Medication injections
Lab tests
AND:

Cancer treatments
Hereditary and congenital conditions


Whats not covered

Accident and Illness policies do not cover pre-existing conditions, or preventative care items like vaccinations or deworming – these items are considered routine care. Pet insurance is for the unexpected, and covering pre-existing conditions as well as future issues related to pre-existing conditions would significantly raise premium cost for everyone.
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