|
Welcome to the YorkieTalk.com Forums Community - the community for Yorkshire Terriers. You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. You will be able to chat with over 35,000 YorkieTalk members, read over 2,000,000 posted discussions, and view more than 15,000 Yorkie photos in the YorkieTalk Photo Gallery after you register. We would love to have you as a member! Registration is fast, simple and absolutely free so please, join our community today! If you have any problems with the registration process or your account login, please click here to contact us. |
|
| LinkBack | Thread Tools |
01-06-2010, 09:28 AM | #1 |
Yorkie Talker | pet insurance Any advice on pet insurance? Zoey is now nine weeks old so she is eligible.I ahve narrowed it down to three compainies. Any recommendations? Teresa and Zoey |
Welcome Guest! | |
01-06-2010, 09:30 AM | #2 |
Donating YT 500 Club Member Join Date: Feb 2009 Location: Weymouth, Ma
Posts: 2,584
| I just purchased embrace as it was recommeded by someone on this sight , the premiums were not outragious and I am very happy with the coverage.. thier customer service was excellent at answering questions and it take about 10-15 business days to get a refund check!!
__________________ I Support http://www.yorkiesinc.com/ |
01-06-2010, 09:42 AM | #3 |
Donating Senior Yorkie Talker | I was looking for insurance and the one that got the best reviews for service, payment, coverage, etc., was Embrace. That's what I got for little miss Missy!
__________________ "Yorkies aren't our whole lives, but they make our lives whole." |
01-06-2010, 09:49 AM | #4 |
Donating YT 1000 Club Member Join Date: Sep 2008 Location: With my yorkies
Posts: 10,350
| I'm with Embrace also and have been very pleased. I recently learned about PetPlan that many people seem to like as well. These are the only 2 companies that I know of that offer coverage for genetic conditions like LP or liver shunt, and since yorkies are prone to several different conditions I felt it was important they be covered. Good luck!
__________________ He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart. You owe it to him to be worthy of such devotion. -- Author Unknown |
01-06-2010, 09:56 AM | #5 | |
Donating YT 500 Club Member Join Date: Feb 2009 Location: Weymouth, Ma
Posts: 2,584
| Quote:
__________________ I Support http://www.yorkiesinc.com/ | |
01-06-2010, 09:59 AM | #7 |
Yorkie Talker Join Date: Nov 2009 Location: Martinsburg, West Virginia
Posts: 24
| Vpi I have VPI and I just love it! So far, no complaints |
01-06-2010, 10:02 AM | #8 |
Donating YT 500 Club Member Join Date: Feb 2009 Location: Weymouth, Ma
Posts: 2,584
|
__________________ I Support http://www.yorkiesinc.com/ |
01-06-2010, 10:13 AM | #9 | |
Donating YT 1000 Club Member Join Date: Sep 2008 Location: With my yorkies
Posts: 10,350
| Quote:
I have to agree with other poster about your pretty baby - I love that polka dot dress on her!
__________________ He is your friend, your partner, your defender, your dog. You are his life, his love, his leader. He will be yours, faithful and true, to the last beat of his heart. You owe it to him to be worthy of such devotion. -- Author Unknown | |
01-06-2010, 10:26 AM | #10 |
Donating YT 500 Club Member Join Date: Feb 2009 Location: Weymouth, Ma
Posts: 2,584
| Aww thank you so much Bonny , thats so sweet of you , I happen to think she is pretty cute too
__________________ I Support http://www.yorkiesinc.com/ |
01-06-2010, 03:02 PM | #11 |
Yorkie Talker Join Date: Nov 2009 Location: Seattle, WA
Posts: 15
| Trupanion Aww Zoey is growing up so fast! hehe I enrolled my lil one earlier this year after doing a lot of research and shopping around for policies and signed up with Trupanion <a href="http://www.trupanionpetinsurance.com">pet insurance</a> . They have been very helpful already, as we had to file an accident claim. I don't know what i would have done if he wasn't insured. What I like about trupanion is that you can pick your own deductible, they pay 90% of your vet bill, their premiums don't increase with pets age, as it does with most other companies, and they cover hereditary and congenital disorders. My monthly premium is affordable and i have full coverage..and it has already paid for itself with the surgery and meds we needed covered. I would recommend avoiding benefits schedules because sometimes these flat rates are far less than what your vet charges you. I also recommend to avoid routine coverage (regular exams, vaccines, etc), because you are just paying the costs through higher premiums thus not saving any money, but in most cases, losing money. Hope this help! also, if you want an unbiased review, you should check out Pet Insurance Review - comparison of VPI, ASPCA, etc.
__________________ ~*~*NORM'S Mommy*~*~ ::my little yorkie bundle of love! :: |
01-06-2010, 03:11 PM | #12 |
Yorkie Talker Join Date: Nov 2009 Location: Seattle, WA
Posts: 15
| good question.. I enrolled my lil one earlier this year after doing a lot of research and shopping around for policies and signed up with Trupanion (www.trupanionpetinsurance.com). They have been very helpful already, as we had to file an accident claim. I don't know what i would have done if he wasn't insured. It has already paid for itself. My premium is affordable and definitely gives me peace of mind, especially the accident and surgery ordeal we had to deal with over the summer. They are super helpful and suuuuper nice to deal with when you call with questions What I like about trupanion is that you can pick your own deductible, they pay 90% of your vet bill, their premiums don't increase with pets age, as it does with most other companies, and they cover hereditary and congenital disorders. I would recommend avoiding benefits schedules because sometimes these flat rates are far less than what your vet charges you. I also recommend to avoid routine coverage (regular exams, vaccines, etc), because you are just paying the costs through higher premiums thus not saving any money, but in most cases, losing money. Hope this helps! oOh! also..for an unbiased review, you should check out www.petinsurancereview.com
__________________ ~*~*NORM'S Mommy*~*~ ::my little yorkie bundle of love! :: Last edited by LuvMyYorkie33; 01-06-2010 at 03:16 PM. |
01-06-2010, 03:35 PM | #13 |
Donating YT 1000 Club Member Join Date: Mar 2009 Location: Houston, Texas USA
Posts: 2,473
| I have petplan for Apple (haven't had to use it thank goodness), because it covers genetic things lik collapsed trachea, luxating patella, and any other thing that may happen, due to genetics or predisposal of the breed....Of course they can't have it, when you take out the policy...Apple was diagnosed w/LP, grade 1 at a year old...Hopefully, she'll never have to have surgery, but at least I'll be able to handle the deductible and 20%, if she does...She didn't have it, when I got the policy, btw...I have a rather large deductible, so the monthly payments are only about $17.50 a month...I'm willing to pay that for peace of mind... |
01-07-2010, 09:13 AM | #14 |
Yorkie Talker | pet insurace thanks to all for the good advice. I chose Petplan for my girls. Any one that does not have insurance should reconsider. I lost my last yorkie to a liver shunt and believe me, you do not want to pay for that without insurance. Teresa, Zoey and Abbi |
01-08-2010, 07:23 AM | #15 |
YorkieTalk Newbie! Join Date: Jan 2010 Location: shreveport
Posts: 3
| Insurance for my Tiny I am so confused! I have never had insurance for a pup before! Sounds like petplan and embrace are good. Are there any questions I should ask when I call, I have no idea what to ask about! I am lost! Just want to make sure I get the right insurance for her! She is only 3 months old! Thanks for the help! |
Bookmarks |
|
|
| |
|
|
SHOP NOW: Amazon :: eBay :: Buy.com :: Newegg :: PetStore :: Petco :: PetSmart