Pet Plan Insurance - YorkieTalk.com Forums

romeos mommy · 12-26-2009, 08:24 PM

I am thinking of getting Pet Plan. Romeo is 6.5 yrs old. Does anyone recommend them?

Does anyone use a Banfield wellness program along with pet insurance???

nneessaa · 12-26-2009, 11:16 PM

I read bad things about Banfield. Make sure you know how much the plan covers. I haven't found an insurance good enough to get yet.

Tinksmum · 12-27-2009, 01:57 AM

I use Petplan, but in the UK. We have had a broken leg and LP on insurance and everything has been paid without question and promptly. It's a bit expensive compared to others, but I keep it for peace of mind. I think they are the same company and would recommend them for sure.

J_is_my_initial · 12-27-2009, 03:23 AM

I don't have pet insurance but I have the Banfield wellness plan. I think it is good for the first year or you have a dog you will need to take in for visits a lot. The first year it takes care of spay/neuter costs then every year you have it the vacs and all office visits.

kjc · 12-27-2009, 10:49 AM

I reviewed the Banfield plan, and unless your pup has unusual medical needs, it really costs the same as not being on their plan. Also I worry because they will try to entice you to purchase things you don't need or want for your Yorkie, and may cause more harm than good. ie: do not get vaccines for giardia, or the one for dental health. They are too new on the market and have not been evaluated long enough. And a friend had her Yorkies vaccinated with the dental vaccine and they all had problems from it.

orlnurse · 12-27-2009, 10:57 AM

I have the Banfield wellness program. I'm not 100% happy with it, because its just that..a wellness program that covers any and all office visits, dental cleaning w/anesthesia, and vaccines. It does not cover emergencies.

I learned after going to Banfield that they have gotten a bad reputation. I've happened to have great experiences at my Banfield office, I like the vet and the pet nurses are super good to me and Max. For example, when Max had an ear infection, I had the hardest time getting his ear drops in twice a day. The office manager let me bring him in twice a day for the length of the treatment so the nurses could do it for me and never charged me!

I've been thinking about getting a policy to cover emergencies. Can anyone recommend a plan for only emergencies?

smartpuppiepets · 12-27-2009, 11:00 AM

Quote:

Originally Posted by romeos mommy

I am thinking of getting Pet Plan. Romeo is 6.5 yrs old. Does anyone recommend them?

Does anyone use a Banfield wellness program along with pet insurance???

I have read good and bad things about the Banfield, but it is a wellness plan and not insurance. It only covers the routine things.
I did referred them to a few people that have our puppies, as i knew the local vet and i loved her. Some people love it, others do not like it that much. I go to a local vet my self, but i have used Banfield many times for shots and routine things as they take walk ins...
I would say, put it all in paper and make the math. I know the plan is very well worthy if your puppy will need to be spayed/neutered... for the first year it is an awesome option in my area.
Also i think you should look into know the vet that will be seeing your puppy. Banfield may have a great plan, or awfull it depends on one's opinion, but if you are uncomfortable with the vet it will never be worthy.
The other way around is also true. you may not like Banfield at all, but if you trust and like the vet working there , why not give it a try?
XOXO

Sweetlips6 · 12-27-2009, 11:36 AM

I like Pet Plan myself. I got it only for emergencies. I got the $200 ded., covered at %100 after that. I really like that it covers LP and other genetic issues, which some don't. The way Bonnie runs and jumps, I am really scared she is going to get hurt.
Also if your dog is lost or stolen, it will cover reward cash, etc

romeos mommy · 12-27-2009, 05:59 PM

i have the Banfield wellness plan and wanted to add insurance for illness or injury.

romeos mommy · 12-28-2009, 09:00 PM

bump

BaxtersMommy · 12-28-2009, 09:23 PM

I have been researching and I *think* I have decided to go with Embrace. They have really good coverage.

Embrace Pet Insurance - Full Coverage Plan

orlnurse · 03-07-2010, 08:23 PM

Quote:

Originally Posted by orlnurse

I have the Banfield wellness program. I'm not 100% happy with it, because its just that..a wellness program that covers any and all office visits, dental cleaning w/anesthesia, and vaccines. It does not cover emergencies.

I learned after going to Banfield that they have gotten a bad reputation. I've happened to have great experiences at my Banfield office, I like the vet and the pet nurses are super good to me and Max. For example, when Max had an ear infection, I had the hardest time getting his ear drops in twice a day. The office manager let me bring him in twice a day for the length of the treatment so the nurses could do it for me and never charged me!

I've been thinking about getting a policy to cover emergencies. Can anyone recommend a plan for only emergencies?

Since this post, I've had a few experiences with Banfield that I am not happy with. I have since gotten a different pet plan and a different vet. I'll be paying for the plan until May 2010 but I'm not going back there. They are very aggressive with their medical care which I don't agree with at all.

JasmineNoelle · 03-07-2010, 11:32 PM

I started out with Embrace, but have since changed to Pet Plan.

Sweet Apple · 03-08-2010, 03:38 AM

I have pet plan, but, fortuntely, never had to use it...They cover all "predisposed to the breed" or genetic issues, as long as though don't have them when you sign them up...But, if later on, there was an issue w/luxating patella, trachea, hips, liver, etc, that sometimes affect yorkies, it's covered...You have to fax all their records over to them, before you get the policy inplace...I think I pay a pretty high deductible, so it's just $17 for one dog a month...Peace of mind, for me...

QuickSilver · 03-08-2010, 10:51 PM

The link Wylies Mom posted in the Articles section is excellent. I was always kind of overwhelmed by the options of pet insurance, but it has a really good, simple analysis of I think ten major insurers. I don't even remember which one I got, it was just the one most highly recommended, and Thor is now on the gold plan.

It had one very good rec that stood out for me, which is to look for insurance has good "worst case scenario" coverage, not insurance with good coverage of standard medical expenses. It's not about getting a few hundred $ a year back on annual wellness checkups, it's about coverage when your dog needs $10K of immediate surgery.

12-26-2009, 08:24 PM	#1
romeos mommy YT 3000 Club Member Join Date: Feb 2006 Location: Pennsauken , NJ Posts: 4,068	Pet Plan Insurance I am thinking of getting Pet Plan. Romeo is 6.5 yrs old. Does anyone recommend them? Does anyone use a Banfield wellness program along with pet insurance??? __________________ Bernadette & Romeo

12-26-2009, 11:16 PM	#2
nneessaa YT 500 Club Member Join Date: Oct 2008 Location: Cupertino, CA, USA Posts: 516	I read bad things about Banfield. Make sure you know how much the plan covers. I haven't found an insurance good enough to get yet. __________________ Vanessa & Scruffs (2 year old Yorkie) RIP My Little Neu (16 year old Cocker Spaniel)

12-27-2009, 03:23 AM	#4
J_is_my_initial YT 3000 Club Member Join Date: Feb 2006 Location: Knoxville,Tennessee Posts: 3,073	I don't have pet insurance but I have the Banfield wellness plan. I think it is good for the first year or you have a dog you will need to take in for visits a lot. The first year it takes care of spay/neuter costs then every year you have it the vacs and all office visits. __________________ PAWPRINTS AND DOG HAIR ENHANCE MY PERSONAL STYLE.

12-27-2009, 10:49 AM	#5
kjc I♥PeekTinkySaph&Finny Donating Member Join Date: May 2009 Location: Baltimore, Maryland Posts: 18,866	I reviewed the Banfield plan, and unless your pup has unusual medical needs, it really costs the same as not being on their plan. Also I worry because they will try to entice you to purchase things you don't need or want for your Yorkie, and may cause more harm than good. ie: do not get vaccines for giardia, or the one for dental health. They are too new on the market and have not been evaluated long enough. And a friend had her Yorkies vaccinated with the dental vaccine and they all had problems from it. __________________ Kat Chloe Lizzy PeekABooTinkerbell SapphireInfinity

12-27-2009, 10:57 AM	#6
orlnurse ♥Max & Lily♥ Donating Member Join Date: Aug 2009 Location: Orlando, FL, US Posts: 2,186	I have the Banfield wellness program. I'm not 100% happy with it, because its just that..a wellness program that covers any and all office visits, dental cleaning w/anesthesia, and vaccines. It does not cover emergencies. I learned after going to Banfield that they have gotten a bad reputation. I've happened to have great experiences at my Banfield office, I like the vet and the pet nurses are super good to me and Max. For example, when Max had an ear infection, I had the hardest time getting his ear drops in twice a day. The office manager let me bring him in twice a day for the length of the treatment so the nurses could do it for me and never charged me! I've been thinking about getting a policy to cover emergencies. Can anyone recommend a plan for only emergencies? __________________ My little dog - a heartbeat at my feet. ~Edith Wharton Lesley, Maximilian & Lily Rae

12-27-2009, 01:57 AM	#3
Tinksmum YT Addict Join Date: Mar 2009 Location: Northants, England Posts: 313	I use Petplan, but in the UK. We have had a broken leg and LP on insurance and everything has been paid without question and promptly. It's a bit expensive compared to others, but I keep it for peace of mind. I think they are the same company and would recommend them for sure.

12-27-2009, 11:36 AM	#8
Sweetlips6 YT 500 Club Member Join Date: Feb 2009 Location: Taft, TN, US Posts: 603	I like Pet Plan myself. I got it only for emergencies. I got the $200 ded., covered at %100 after that. I really like that it covers LP and other genetic issues, which some don't. The way Bonnie runs and jumps, I am really scared she is going to get hurt. Also if your dog is lost or stolen, it will cover reward cash, etc

12-27-2009, 05:59 PM	#9
romeos mommy YT 3000 Club Member Join Date: Feb 2006 Location: Pennsauken , NJ Posts: 4,068	i have the Banfield wellness plan and wanted to add insurance for illness or injury. __________________ Bernadette & Romeo

12-28-2009, 09:00 PM	#10
romeos mommy YT 3000 Club Member Join Date: Feb 2006 Location: Pennsauken , NJ Posts: 4,068	bump __________________ Bernadette & Romeo

12-28-2009, 09:23 PM	#11
BaxtersMommy Donating YT 1000 Club Member Join Date: Jun 2009 Location: Texas Posts: 2,362 Blog Entries: 1	I have been researching and I think I have decided to go with Embrace. They have really good coverage. Embrace Pet Insurance - Full Coverage Plan

03-07-2010, 11:32 PM	#13
JasmineNoelle YT 2000 Club Member Join Date: Feb 2009 Location: USA Posts: 2,774 Blog Entries: 1	I started out with Embrace, but have since changed to Pet Plan. __________________ Jasmine's, Prissy's and Maggie Mae's Mommy

03-08-2010, 03:38 AM	#14
Sweet Apple Donating YT 1000 Club Member Join Date: Mar 2009 Location: Houston, Texas USA Posts: 2,473	I have pet plan, but, fortuntely, never had to use it...They cover all "predisposed to the breed" or genetic issues, as long as though don't have them when you sign them up...But, if later on, there was an issue w/luxating patella, trachea, hips, liver, etc, that sometimes affect yorkies, it's covered...You have to fax all their records over to them, before you get the policy inplace...I think I pay a pretty high deductible, so it's just $17 for one dog a month...Peace of mind, for me...

03-08-2010, 10:51 PM	#15
QuickSilver Thor's Human Donating Member Join Date: Nov 2008 Location: San Francisco, CA Posts: 5,929 Blog Entries: 31	The link Wylies Mom posted in the Articles section is excellent. I was always kind of overwhelmed by the options of pet insurance, but it has a really good, simple analysis of I think ten major insurers. I don't even remember which one I got, it was just the one most highly recommended, and Thor is now on the gold plan. It had one very good rec that stood out for me, which is to look for insurance has good "worst case scenario" coverage, not insurance with good coverage of standard medical expenses. It's not about getting a few hundred $ a year back on annual wellness checkups, it's about coverage when your dog needs $10K of immediate surgery.