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08-01-2008, 07:30 AM | #1 |
YT 3000 Club Member Join Date: Dec 2006 Location: Franklin, TN
Posts: 11,145
| what is the best cc???? I am needing to get a good credit card. the one I have is very high interest and was just something I got on the fly to build my credit. I have immaculate credit now, but I am wanting to switch to a better credit card. anyone have any suggestions??????? I don't really need airline points because I never travel...and will travel even less once Olivia gets here but something with maybe some good cash back rewards and a good interest rate?????
__________________ Anyone who does not know what soap tastes like has never washed a dog |
Welcome Guest! | |
08-01-2008, 07:42 AM | #2 |
Therapy Dog Donating Member | If you have great credit then check with a Capital One card - they are great with low interest but you have to have excellent credit to get one with them. Good luck!!
__________________ Cynd, Izzy (Yorkie) & Cosmo (Biewer)(Secwetary & Charter Membwer of the Dirty FurKids Cwub)-Jusz say NO ta bein' cwean!)proud member of the CrAzYcLuB! ~The PINK club~SRC |
08-01-2008, 07:54 AM | #3 |
YT 3000 Club Member Join Date: Dec 2006 Location: Franklin, TN
Posts: 11,145
| thank you!!!
__________________ Anyone who does not know what soap tastes like has never washed a dog |
08-01-2008, 08:02 AM | #4 |
Slave to Princess Chloe Donating Member Join Date: Jun 2007 Location: NJ
Posts: 1,258
| Yes, go with Capital One. I have one too!! They have a free service that you can upload your personal picture on the card. I have a picture of Chloe on it!!! |
08-01-2008, 08:21 AM | #5 |
YT 3000 Club Member Join Date: Dec 2006 Location: Franklin, TN
Posts: 11,145
| oh, that is cool
__________________ Anyone who does not know what soap tastes like has never washed a dog |
08-01-2008, 08:29 AM | #6 |
Donating YT 3000 Club Member Join Date: Jun 2006 Location: Sequim, Wa
Posts: 4,541
| Watch out for Capitol One. They sneak in monthly and annual "membership fees". Read the fine print before you sign up with any card. They are all rip offs in one way or another.
__________________ Gracie loves Bailey. Holly loves Tucker. Proud member of the YT Gracie Girls. |
08-01-2008, 08:34 AM | #7 | |
Slave to Princess Chloe Donating Member Join Date: Jun 2007 Location: NJ
Posts: 1,258
| Quote:
Oh really? Which type of Capital one CC do you have? Mine doesn't have any kind of annual membership fee.... | |
08-01-2008, 10:57 AM | #8 |
and Hopeys Mom Too Donating Member Join Date: Feb 2006 Location: Louisiana
Posts: 4,109
| I currently have Chase AKC card(with yorkies.. haha). They have a very competitive SET interest rate and no annual fees. I obtained mine from Hope's AKC newsletter.... good luck! d
__________________ Donna's little herd.... Tooties Dogster http://www.dogster.com/?271687 Hopeys Dogster http://www.dogster.com/?448723 and Tinker, TBone(RIP) Laci .. OH, and Me-Kitty(RIP) |
08-01-2008, 11:47 AM | #9 |
Donating YT 4000 Club Member Join Date: Jan 2006 Location: Iowa
Posts: 9,493
| I like Capital One too - but watch the rates vs the membership fee. I have one with a fee - and they refuse to drop the membership fee, so I may go with something else - and I just told them so, and they didn't care. Do you get cc offers in the mail? I have been getting them non-stop, and need to get a list so I don't get them anymore. The offers are always so good like 0% interest for the first 12-15 mths on transferred balances, and decent interest rates after that. The best way though, is to try and keep them paid off every mth
__________________ yorkiesmiles Loved by Bubba & Roxy Holy, holy, is the Lord God Almighty, who was, and is, and is to come |
08-01-2008, 05:15 PM | #10 |
Blessed by Otis & Ollie Donating Member Join Date: Jan 2006 Location: Plainfield, Indiana
Posts: 2,884
| I change from company to company. I get the 0 percent interest and when it runs out on one card, (usually a year), I transfer the balance to a different zero percent interest card.
__________________ ~Paula~ proud mommy of ~Otis (yorkie) & Oliver (shih-poo) |
08-02-2008, 05:07 AM | #11 |
YT 3000 Club Member Join Date: Dec 2006 Location: Franklin, TN
Posts: 11,145
| this is a "game" dh and I used to play all the time. but this is the first time I have looked at changing my own personal cc. I looked at capital one and am not really impressed. I think I will dig out some of the cc offers I have gotten in the mail lately and see what they have to offer.
__________________ Anyone who does not know what soap tastes like has never washed a dog |
08-02-2008, 08:47 AM | #12 |
Slave to Princess Chloe Donating Member Join Date: Jun 2007 Location: NJ
Posts: 1,258
| My capital one gives me 1% cash back on every dollar I spent. I just got a free upgrade offer of 25% year end bonus cash back reward. |
08-02-2008, 11:51 AM | #13 |
YT 3000 Club Member Join Date: Dec 2006 Location: Franklin, TN
Posts: 11,145
| really?? I don't think I saw a card like that on their website!!!
__________________ Anyone who does not know what soap tastes like has never washed a dog |
08-02-2008, 12:33 PM | #14 | |
Slave to Princess Chloe Donating Member Join Date: Jun 2007 Location: NJ
Posts: 1,258
| Quote:
This is the one I have Capital One - No Hassle Cash Rewards Credit Card I believe my interest rate is 9% also and not 15% listed on the website.... | |
08-02-2008, 01:16 PM | #15 |
YT 500 Club Member Join Date: May 2007 Location: NJ
Posts: 539
| American Express Blue - just like a regular CC - doesn't have to be paid in full each month, no monthly or yearly fees, and I have 6.99% fixed interest and points I can cash in for gift cards, etc. I love it! |
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