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what is the best cc???? I am needing to get a good credit card. the one I have is very high interest and was just something I got on the fly to build my credit. I have immaculate credit now, but I am wanting to switch to a better credit card. anyone have any suggestions??????? I don't really need airline points because I never travel...and will travel even less once Olivia gets here :) but something with maybe some good cash back rewards and a good interest rate????? |
If you have great credit then check with a Capital One card - they are great with low interest but you have to have excellent credit to get one with them. Good luck!!:D |
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Yes, go with Capital One. I have one too!! They have a free service that you can upload your personal picture on the card. I have a picture of Chloe on it!!!:D |
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Watch out for Capitol One. They sneak in monthly and annual "membership fees". Read the fine print before you sign up with any card. They are all rip offs in one way or another. |
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Oh really? Which type of Capital one CC do you have? Mine doesn't have any kind of annual membership fee.... |
I currently have Chase AKC card(with yorkies.. haha). They have a very competitive SET interest rate and no annual fees. I obtained mine from Hope's AKC newsletter.... good luck! d |
I like Capital One too - but watch the rates vs the membership fee. I have one with a fee - and they refuse to drop the membership fee, so I may go with something else - and I just told them so, and they didn't care. Do you get cc offers in the mail? I have been getting them non-stop, and need to get a list so I don't get them anymore. The offers are always so good like 0% interest for the first 12-15 mths on transferred balances, and decent interest rates after that. The best way though, is to try and keep them paid off every mth |
I change from company to company. I get the 0 percent interest and when it runs out on one card, (usually a year), I transfer the balance to a different zero percent interest card. |
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My capital one gives me 1% cash back on every dollar I spent. I just got a free upgrade offer of 25% year end bonus cash back reward. :D |
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This is the one I have Capital One - No Hassle Cash Rewards Credit Card I believe my interest rate is 9% also and not 15% listed on the website.... |
American Express Blue - just like a regular CC - doesn't have to be paid in full each month, no monthly or yearly fees, and I have 6.99% fixed interest and points I can cash in for gift cards, etc. I love it! |
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