I like Capital One too - but watch the rates vs the membership fee. I have one with a fee - and they refuse to drop the membership fee, so I may go with something else - and I just told them so, and they didn't care.
Do you get cc offers in the mail? I have been getting them non-stop, and need to get a list so I don't get them anymore. The offers are always so good like 0% interest for the first 12-15 mths on transferred balances, and decent interest rates after that.
The best way though, is to try and keep them paid off every mth |