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|01-21-2009, 08:07 AM||#1|
Senior Yorkie Talker
Join Date: Sep 2008
Location: Boston, MA
Hi All How many people have pet insurance, and if you do, which do you recommend getting? I have 3 dogs, 1 to get spayed w/in weeks... Should I quickly get pet insurance to help with that cost? Would I need 3 policies though, and wouldn't that be expensive?
Erin, mom to furbabies Chewy, Chloe and Peanut
|01-21-2009, 09:05 AM||#2|
Donating Senior Yorkie Talker
Join Date: Oct 2008
Location: Havre de Grace, MD
I got SPCA Pet Insurance for Gus. I got the Advantage plan, because it covered part (1/3) of the cost of neutering. When it's time to renew I'll consider switching to VPI. I may stay with SPCA though. Have to do the math.
Make sure the plan you get covers neutering, & the cost/benefit works in your favor.
Niko (3 yrs) Gus (5 yrs) Squirt (17 yrs - RIP)
|01-21-2009, 11:08 AM||#3|
Senior Yorkie Talker
Join Date: Jan 2009
I HIGHLY reccomend it for the first year! We just enrolled today at Petsmart for their insurance plan. It was $99 for the membership fee and it's $20/mo.
All vet visits are covered, medicines, and we get 10% off purchases!
If we DIDN'T take out the pet insurance, it would be $70/visit for Reese's shots (which she needs every 2-3 weeks for the first 6 mos.) and $300 for the spaying (at 5 mos). I'd pay probably $1,000 for the 1st year alone.
Because of the insurance I pay $20/mo (About $250/year) and that's it!
After the first year, since she only needs an annual booster, I'll probably just pay the $70 for the 1 visit and not worry about the insurance. But the first year is critical and you'll pay a small fortune if you dont have insurnace on them.
Good luck! And I HIGHLY reccomend petsmart if you have one around you.
~Loving Reese~ Missing Daisy ~ Welcoming Caesar (a Maltese) this month!
|01-22-2009, 07:16 PM||#6|
Donating YT 500 Club Member
Join Date: Aug 2008
Location: Charlotte, nc
Ask your local Petsmart about Wellness Hours. You can get vaccinations and heartworm test done without paying the office charge. So you save at least $30. The wellness hrs are a certain day and time, so you will have a short wait but it is worth it.