How do you save money..... - Page 2 - YorkieTalk.com Forums

Ashley V · 03-22-2011, 07:38 PM

When I go into a store, I try to pay in cash. I only give dollar bills and I'll take the change and save it up in a jar. You'd be surprised how much change really does add up after awhile. I've been known to get a couple hundred dollars worth of change. I also try to buy items on saleus another grocery store run. only. When I go grocery shopping I make a list of the meals I intend to prepare for the next two weeks and do a quick inventory of my cabinets. I only go into the store for the items I need that are on my list. Without a game plan, I'll end up with a bunch of things I don't need and I'll probably need something else later on to make some recipe that I decide to make out of the blue, thus another trip to the grocery store, which means more gas and I'd probably end up walking out with more things I don't need.

dawn27 · 03-22-2011, 07:56 PM

Quote:

Originally Posted by chachi

We buy in bulk and try to buy everything on sale. At the grocery I use coupons but only if its something I needed to buy anyway. For all shopping I make a list and for the most part I only buy things that are on that list. That eliminates unnecessary buying.

I shop the same way !

The bigest way we save is by shopping at our Sams Club that is owned by Wal mart. It a bulk only store and the yearly membership in only $40. I save so much money shopping there, plus using my coupon (yea: for double coupons) and only buying what we need and only when it in on sale. Stick to the list... And don't take your kids with you if at all possible. I always spent more when they are with me.

I have a grocery budget and anything beyond that gets put in the Savings account.

veguroev · 03-23-2011, 08:31 PM

I save money by putting three quarters of my paycheck direct deposited in an account at a credit union that is not near my house so I don't get tempted to drive by and withdraw money. I have only a savings account there. I do not have an ATM card for that account.
The balance on my bank account where the other part of my direct deposit paycheck goes, that one is for the "daily use", so when I see my account balance I always think that is all the money I have, therefore I " watch my money until the next paycheck.
I go grocery shopping twice a month. I take lunch work and make lunch for hubby to com e home at lunch time( he works five minutes from the house), I do too, however, spring, summer and fall I ride my bike to work. I'm lucky to leave close to work.

deonk1 · 03-24-2011, 04:19 AM

Quote:

Originally Posted by my2boyz

Get a good crock pot...you can throw something in there and have it ready when you get home or when you get up in the morning. I use mine to cook pot roast and also for my chicken breasts...that way they are ready and in the fridge when you want them...just take one out and brown it for a dinner meal or chop one up for chicken salad. Crock pots are a wonderful kitchen tool to have and there are many good crock pot cook books on the market that will help you make great meals with little effort.

Got one... its the food that goes in it I find difficult to get lol.

deonk1 · 03-24-2011, 04:23 AM

Quote:

Originally Posted by veguroev

I save money by putting three quarters of my paycheck direct deposited in an account at a credit union that is not near my house so I don't get tempted to drive by and withdraw money. I have only a savings account there. I do not have an ATM card for that account.
The balance on my bank account where the other part of my direct deposit paycheck goes, that one is for the "daily use", so when I see my account balance I always think that is all the money I have, therefore I " watch my money until the next paycheck.
I go grocery shopping twice a month. I take lunch work and make lunch for hubby to com e home at lunch time( he works five minutes from the house), I do too, however, spring, summer and fall I ride my bike to work. I'm lucky to leave close to work.

Boy do I wish I could do that... I have the next 3-5 paychecks spent. God I hate being a student. I actually just realized I think I'm going to run out of cash by mid april

my poor credit cards

. I don't know if I have a summer job yet and my current contract ends soon, needless to say I'm a wee bit panicked.

deonk1 · 03-26-2011, 09:18 AM

So you know those frozen dinner things that you just dump into a skillet and cover for 7 minutes and you have a tastey meal.

Anyone know how I can make like 10 of those and throw them in the freezer? Like We really like the ones that have a bit of chicken, some veggies and pasta with a creamy sauce. I know I could make the dish if I had all the prep time, but would much rather make 10 of them and then seal them in baggies so I just need to reheat. I'm also assuming if I do it myself it'll be cheaper too. Especially if I make it at that scale.

Thoughts?

03-22-2011, 07:38 PM	#16
Ashley V ♥ Chip ♥ Smokey ♥ Donating Member Join Date: Mar 2007 Location: Leesburg Posts: 3,835	When I go into a store, I try to pay in cash. I only give dollar bills and I'll take the change and save it up in a jar. You'd be surprised how much change really does add up after awhile. I've been known to get a couple hundred dollars worth of change. I also try to buy items on saleus another grocery store run. only. When I go grocery shopping I make a list of the meals I intend to prepare for the next two weeks and do a quick inventory of my cabinets. I only go into the store for the items I need that are on my list. Without a game plan, I'll end up with a bunch of things I don't need and I'll probably need something else later on to make some recipe that I decide to make out of the blue, thus another trip to the grocery store, which means more gas and I'd probably end up walking out with more things I don't need. __________________ ~~ Chip ~~ Smokey ~*~ My heart is wrapped around their little paws Karley Marissa born 1/20/12 weighing 8 lbs 11 oz and 21.5 inches long

03-23-2011, 08:31 PM	#18
veguroev Donating YT 1000 Club Member Join Date: Nov 2005 Location: Space City Posts: 2,079	I save money by putting three quarters of my paycheck direct deposited in an account at a credit union that is not near my house so I don't get tempted to drive by and withdraw money. I have only a savings account there. I do not have an ATM card for that account. The balance on my bank account where the other part of my direct deposit paycheck goes, that one is for the "daily use", so when I see my account balance I always think that is all the money I have, therefore I " watch my money until the next paycheck. I go grocery shopping twice a month. I take lunch work and make lunch for hubby to com e home at lunch time( he works five minutes from the house), I do too, however, spring, summer and fall I ride my bike to work. I'm lucky to leave close to work. __________________ IF THERE ARE NO DOGS IN HEAVEN, THEN WHEN I DIE I WANT TO GO WHERE THEY GO. CHIKIS, OSCARITO,JEROME, KIKI, AND NEGRITA.

03-26-2011, 09:18 AM	#21
deonk1 YT 1000 Club Member Join Date: Apr 2010 Location: Winnipeg, MB, Canada Posts: 1,795	So you know those frozen dinner things that you just dump into a skillet and cover for 7 minutes and you have a tastey meal. Anyone know how I can make like 10 of those and throw them in the freezer? Like We really like the ones that have a bit of chicken, some veggies and pasta with a creamy sauce. I know I could make the dish if I had all the prep time, but would much rather make 10 of them and then seal them in baggies so I just need to reheat. I'm also assuming if I do it myself it'll be cheaper too. Especially if I make it at that scale. Thoughts? __________________ Kendra Harley, you were the light in my life, rest peacefully my love!