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06-06-2014, 01:55 PM | #1 |
Inactive Account Join Date: Dec 2013 Location: New York
Posts: 628
| Health insurance - mandatory? How many of the yorkie talkers here have health insurance for their yorkie? If you do, would you say it is mandatory to get it at an early age? Thanks!
__________________ Chloe |
Welcome Guest! | |
06-06-2014, 02:00 PM | #2 |
and Khloe Mae's too! Donating Member Join Date: Feb 2009 Location: Eastern Washington
Posts: 14,732
| I know a lot of people on here recommend it. Luckily we have enough in savings and have credit cards if there were ever an emergency. I think it is a great idea if you aren't able to put enough money away for your pups should something horrible happen.
__________________ |
06-06-2014, 06:09 PM | #3 |
Yorkie mom of 4 Donating YT Member Join Date: Feb 2008 Location: LaPlata, Md
Posts: 23,247
| Had I gotten it when Callie was a pup it would have helped a lot. She has had to have two knee surgery because of her LP and one was $3,000 the other was $2,000. It will not cover pre existing conditions so sooner is better.
__________________ Taylor My babies Joey, Penny ,Ollie & Dixie Callie Mae, you will forever be in my heart! |
06-06-2014, 06:33 PM | #4 |
YorkieTalk Newbie! Join Date: Jun 2014 Location: shelby township
Posts: 7
| with my vet it covers the spading and many other things. It's totally worth it. My daughter and her fiancé use the same vet and they figured it was good for their older dogs, too. |
06-06-2014, 06:39 PM | #5 |
Donating YT 10K Club Member Join Date: Aug 2007 Location: S. W. Suburbs of Chicago, IL
Posts: 12,235
| It's beneficial to get it early so there are no pre-existing conditions. It's not Obamacare so the pre-existing problems will be excluded from coverage
__________________ “Never argue with a fool, onlookers may not be able to tell the difference.” Mark Twain |
06-07-2014, 05:41 AM | #6 |
YT 1000 Club Member Join Date: Mar 2010 Location: Hibbing Minnesota
Posts: 1,106
| Best to buy pet insurance when they are young and it is a good peace of mind. Susan |
06-07-2014, 06:27 AM | #7 |
Furbutts = LOVE Donating Member Moderator | I used to not believe in Ins - rather, I believed in just saving money, in case. Even though we have ready-money if ever needed, I now fully believe in insurance for my kiddos and have it on all 3. I have Healthy Paws.
__________________ ~ A friend told me I was delusional. I nearly fell off my unicorn. ~ °¨¨¨°ºOº°¨¨¨° Ann | Pfeiffer | Marcel Verdel Purcell | Wylie | Artie °¨¨¨°ºOº°¨¨¨° |
06-07-2014, 10:24 PM | #8 |
YT 500 Club Member Join Date: Feb 2011 Location: Sayreville, NJ, and Stuart Fl,
Posts: 881
| I also believe in health insurance. I have petplan on mine & it has definitely been worth it! It covered 80% of Stanley's MRI & other tests (over $3500), and Phoebe's cataract surgery ($3000+), as well as smaller claims for teeth extractions etc. It gives peace of mind to know its there if/when I need it. I used to think it was a waste of $$, but after the past 2 years it has MORE than paid for itself!
__________________ Lori ,Phoebe , Stanley , Joey ,Tink RIP. |
06-07-2014, 10:34 PM | #9 |
Banning Thread Dictator Donating Member | I had a bad experience with health insurance with my first Yorkie, so I never gave it another chance. I got health insurance and made 9 monthly payments. It was then Eddie had an injury and needed leg surgery. They told me I had to be a member for a year before I could make a claim like that. If I'd read the small print, maybe I wouldn't have felt so cheated.
__________________ Mike ~ Doting Dad to Jillie, Harper, Molly, Cooper, Eddie (RIP), Lucy (RIP), Rusty (RIP) and Jack (RIP). Check us out on YouTube Last edited by alaskayorkie; 06-07-2014 at 10:35 PM. |
06-07-2014, 10:37 PM | #10 | |
YT 500 Club Member Join Date: Feb 2011 Location: Sayreville, NJ, and Stuart Fl,
Posts: 881
| Quote:
Wow! Do you mind if I ask what company that was?
__________________ Lori ,Phoebe , Stanley , Joey ,Tink RIP. | |
06-07-2014, 10:44 PM | #11 |
Banning Thread Dictator Donating Member | To be honest, I don't even remember. It was one of the main ones.
__________________ Mike ~ Doting Dad to Jillie, Harper, Molly, Cooper, Eddie (RIP), Lucy (RIP), Rusty (RIP) and Jack (RIP). Check us out on YouTube |
06-08-2014, 03:55 AM | #12 | |
Yorkie mom of 4 Donating YT Member Join Date: Feb 2008 Location: LaPlata, Md
Posts: 23,247
| Quote:
__________________ Taylor My babies Joey, Penny ,Ollie & Dixie Callie Mae, you will forever be in my heart! | |
06-08-2014, 02:52 PM | #13 |
Donating YT 500 Club Member Join Date: Nov 2008 Location: Burbs of DC
Posts: 2,198
| I didn't have health insurance for my previous yorkie and used savings to cover his high vet bills towards the end of his life. I have insurance now. I think it's beneficial and has already paid for itself . Depending on the company and your vet you might be able to do something were they insurance company pays the vet directly. We have Pets Best.
__________________ Owned by Troy(RIP) & Emma |
06-08-2014, 05:36 PM | #14 | |
Senior Yorkie Talker Join Date: Apr 2014 Location: Tucson,AZ
Posts: 244
| Quote:
Same here, was going to just use savings as we had VPI before and they no where near paid what we had paid in premiums and after Sig reached 8 years the premiums started jumping up every year. Posted a thread here and a few comments got me thinking and taking another look, got Healthy Paws for $37 per month, pays 90% and $100 annual deductible, 1 year wait for Hip dysplasia, no tricks or limits. | |
06-08-2014, 05:52 PM | #15 |
Hook Em! Bevo & Mack Donating Member Join Date: Feb 2011 Location: Texas
Posts: 3,752
| Mandatory? no. But, I woudnt want to gamble on it!!! Only have used mine once.... but, you never know..so be safe instead of sorry!!!!
__________________ Kendra Bevo and Mack & grandpups Bryleigh and Jaxon |
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