How much money do you have saved for Emergencies?

[mizzwanned]

I don't have a fund for my pets but i have a credit card just for emergencies, other than that i dont use it. I do have an account in my name for my future but if anything happened to my dogs and i didnt have money for some reason i would use that too.

[nanahas3]

Originally Posted by Sweetlips6

After reading about the high cost of some vet bills here, I decided it made since for me to get pet insurance. I used petplan. I think for around less than 260 per year, I get up to 20,000 vet bills paid per year *after $200 ded* Money to help find my pet if she goes missing, etc. So if I have one bill of $2500, that would equal 10 years of payments.

This is the route we are going with. Being on a fixed income we dont have thousands laying around but the 28 dollars a month doesnt seem to hurt much

[chloe n kaylee]

Originally Posted by KimberlySRN

I was just curious how much money people set aside per dog for emergencies? Many people say about $1000 is good, but many times I have seen the bills are usually higher. Around $1500 to $2000 seems to be the average. We are bring our puppies home soon and we are going to be setting aside some money. Most of our emergency fund was depleted with Suri so we want to make sure we have enough just encase because we might be bring home 2.

I have doggie insurance from VPI. It covers accidents and illnesses.

Great peace of mind!!!!!!!

[BLowry]

I have pet insurance and a care credit card with a pretty high limit

[ARCHIE]

I have pet insurance for Buddy and money for an emergency if one
does arrise. I am praying it never happens. It happened once,
very unexpectally when he was 10mos old. $2,200.00 so hopefully
that's it for him

[Bellas_mommy]

I think this is SOOOOO important. I got Bella my senior year of college and I refused to get her until I started a bank account for her and put aside $2000 immediately (aside from all the $ for shots and spaying etc). I also opened a credit card (that is ONLY for Bella's emergencies, which thankfully I haven't had to use yet) that has a VERY high limit. Plus my boyfriend and parents have already volunteered to loan/give me any $ that I will need for her. I think so many people underestimate the cost of these precious little babies and because of that so many do not get the help they truly need.

And to the OP, I hope everything works out great with your new pups! Congratulations!!!!

[TOY]

My husband and I are both retired and too young for social security. Our income is fixed through state retirement funds. We do have some saved for a rainy day fund but we took out an insurance plan just as we would have for a child. It's one of those things you hope you never have to use but is there if/when you do.

We chose Pet Plan with the lowest deductible and best coverage thereafter. We only pay $50 deductible and then are covered 100%. Our cost is around $425 a year but it is within an acceptable range for us.

When we retired, we worked out a budget that is working well for us. A certain amount of money has to be saved each month to get us through all the annual payments we have such as property taxes, house insurance, etc. We simply added her insurance to that list of annual bills and adjusted accordingly.

[Ladymom]

Most of the money I make from my bow business goes to Lady. At thirteen, she has numerous health issues and her medications and diabetic supplies alone cost me about $5,000 a year. Vet bills are usually another $1,500 on top of that.

Of course, doggie clothes come out of my bow money, too!

Good for all of you who have planned ahead and set up an account. A typical ER visit runs close to $1,000 here and all the places require payment upfront. If you can't pay, they will turn you away.

[Britster]

I don't have an emergency fund, however if an emergency came up, I would probably write a check. My dad is also very fond of animals (and my Jackson boy) and he would gladly help.

[mollie jade]

I always make sure that I have money for emergencies .

[FlDebra]

This is a good thread topic. I posted one recently about planning for emergencies and urging those without sizeable savings to get insurance. It always bothers me when I see people trying to get Yorkies when they have no money. Buying our precious pets is just the tip of the iceberg as far as costs.

We owe it to them to be prepared. I too, am glad so many are doing just that, whether through savings, a separate credit line, or insurance. I thought I was thoroughly prepared for any emergency but just realized reading through here that I have no Pet Trust in my will. I will make sure to remedy that. My kids are all animal lovers so I am sure there would be no problem with one of them taking my pets when I die. But better not to leave it to chance. I also liked the idea of offering them to a YT member if no family member could take them. I know my kids would never take them to a shelter, but offering another option might take the pressure off if none of them were in a good position to add more pets.

[Tinksmum]

Luckily I don't have to worry too much (at the moment) about specifically ring-fencing money for this purpose. But my funds are by no means unlimited and I am taking out pet insurance for Bluebelle.
I would never consider owning a pet without insurance if I didn't have the means to pay for whatever treatment was necessary. I feel strongly (and it's just a personal thing) that I should provide everything that she needs, whether that be food, water, heat, love or medical treatment.

All of my family have pet insurance on their animals and those that don't quickly have when they start paying vet bills. You need to watch those policies, though. Some are far better than others and treat for lifetime conditions as well as emergencies and 3rd party liability. P,

[Ladymom]

Originally Posted by FlDebra

This is a good thread topic. I posted one recently about planning for emergencies and urging those without sizeable savings to get insurance. It always bothers me when I see people trying to get Yorkies when they have no money. Buying our precious pets is just the tip of the iceberg as far as costs.

I couldn't agree more. If you can't afford the purchase price of a well bred Yorkie, you certainly can't afford to take care of him over his lifetime. The purchase price and first year expenses (spay/neuter, vaccinations, etc) are just the first of many installments.

Too many people make the mistake of buying a "bargain" puppy from a backyard breeder and end up spending a fortune in vet bills over it's lifetime.

[yorkie_mama22]

I don't have emergency funds put aside, I would like to start putting something aside soon though. I am also looking into insurance for her, anyone know of any good pet insurances in Canada?

[KimberlySRN]

Originally Posted by Tinksmum

Luckily I don't have to worry too much (at the moment) about specifically ring-fencing money for this purpose. But my funds are by no means unlimited and I am taking out pet insurance for Bluebelle.
I would never consider owning a pet without insurance if I didn't have the means to pay for whatever treatment was necessary. I feel strongly (and it's just a personal thing) that I should provide everything that she needs, whether that be food, water, heat, love or medical treatment.

All of my family have pet insurance on their animals and those that don't quickly have when they start paying vet bills. You need to watch those policies, though. Some are far better than others and treat for lifetime conditions as well as emergencies and 3rd party liability. P,

Which plan and insurance carrier do you have? We are looking for one that will cover everything.