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09-26-2006, 07:40 AM | #1 |
Yorkie Yakker Join Date: Sep 2006 Location: Illinois
Posts: 32
| Pet insurance Hi all... Does anyone here use pet insurance..if so what kind? My husband and I are thinking about buying pet insurance for Daisy and my cat. I was reading about VPI insurance..if anyone has this one, is it any good? thanks in advance for all the help!
__________________ DAISY & SAMANTHA Daisy |
Welcome Guest! | |
09-26-2006, 07:45 AM | #2 |
No Longer A Member Join Date: Aug 2005 Location: NEW YORK
Posts: 16,218
| I have VIP. I just took Buddy to the vet last month due to diahrea and the bill was $127.00. I had a $50.00 deductable and they paid $57.00. I thought that was good. I have the superior plan that does not include visits, shots or flea and heartworm meds. Hope that helps you. Carol |
09-26-2006, 07:46 AM | #3 |
Love my Diamond girl Donating Member Join Date: Jun 2006 Location: AZ
Posts: 822
| I have VPI for Diamond but honestly, I feel like I am paying MORE for the insurance as opposed to getting MORE money back from VPI. I have the Routine Care plus something else...I can't remember now. I got Diamond spayed and it was around $200 and I only got about $50 or $70 back...which isn't much! I think I am paying close to $30/month for it.
__________________ Proud mommy of Diamond |
09-26-2006, 07:47 AM | #4 |
No Longer a Member Join Date: Jul 2005 Location: California
Posts: 5,368
| Do you have the pay all the cost up front then the insurance Co. reimburses you? |
09-26-2006, 07:49 AM | #5 | |
No Longer A Member Join Date: Aug 2005 Location: NEW YORK
Posts: 16,218
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09-26-2006, 07:55 AM | #6 |
Minnie's Mommy Donating YT Member Join Date: Apr 2005 Location: WA State
Posts: 916
| I have VPI insurance also and like it. As for paying up front I do, sure some vet will bill them. I got the wellness plan for a $1.00 more a month helps pay for there yearly shots and check ups. I have had no emergency (thank God) but if there ever is one I'm covered.
__________________ Carol Minnie |
09-26-2006, 11:05 AM | #7 |
Donating YT 30K Club Member | I have VPI for Cali and have had major expenses with her and they have helped out. Some of her illnesses were preexisting and not covered. The way I look at it is I get it for major expenses. I oay 23.00 a month for the SUperior plan with no routine. A lot od Cali's expenses are around 50.00 so they don't exceed the deductible.
__________________ Cali Pixie Roxie : RIP Nikki; RIP Maya;RIP my sweet Dixie girl 1/17/08 http://callipuppyscastle.bravehost.com/index.html |
09-26-2006, 11:08 AM | #8 | |
Donating YT 8000 Club Member Join Date: Dec 2005 Location: Spokane, WA
Posts: 9,339
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09-27-2006, 12:19 PM | #9 | |
AND Friday also! Donating Member Join Date: Jul 2006 Location: Long Island
Posts: 3,371
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__________________ Like dogs, we should sniff butts, not kiss them. Dogs have more friends because they wag their tails, not their tongues. http://music.clevver.com/video/25815...ersion-300.php | |
10-05-2006, 12:51 PM | #10 |
Yorkie Talker Join Date: Sep 2005 Location: San Jose
Posts: 11
| I had VPI for the last year and I felt I I did not get back enought to justify getting it again. Here is a story. When I got Chewy, he was delivered via air plane to me and got sick from the move and developed some problems. I had enrolled in VPI several days before he arrived and when he was ill I didn't fear about the vet bills, but little did I know that VPI waits 3 weeks before starting coverage. So I spent about $700 in vet bills the first week I got Chewy and $300 for insurance. VPI did not cover one cent. In the last 11 months I think I spent about another $750 in various vet bills and got less than $200 in returned from VPI |
10-05-2006, 12:55 PM | #11 |
My furkids Donating Member | I checked out pet insurance yesterday..(I was on the petco site) it would be $74.00 a month (I have to furbabies) That's kind of expensive...especially where I'm not working right now..
__________________ |
10-05-2006, 12:56 PM | #12 | |
My furkids Donating Member | Quote:
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10-05-2006, 01:43 PM | #13 | |
Donating YT 8000 Club Member Join Date: Dec 2005 Location: Spokane, WA
Posts: 9,339
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10-05-2006, 06:16 PM | #14 |
Donating Yorkie Yakker Join Date: Jun 2006 Location: McLean , VA
Posts: 458
| the first time I went to my vet, they had some kind of flyers on the window, I believe it was promo from Iams, that they'll cover up your first payment ( I think over $50) if you sign up with VPI . but it was too late for us BC I already paid for my insurance. but it might be worth it for you if you are still thinking about buing it.
__________________ NIKITA & LILO If my little girl is a PRINCESS, does it make me a QUEEN? |
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