I had VPI for the last year and I felt I I did not get back enought to justify getting it again. Here is a story. When I got Chewy, he was delivered via air plane to me and got sick from the move and developed some problems. I had enrolled in VPI several days before he arrived and when he was ill I didn't fear about the vet bills, but little did I know that VPI waits 3 weeks before starting coverage. So I spent about $700 in vet bills the first week I got Chewy and $300 for insurance. VPI did not cover one cent. In the last 11 months I think I spent about another $750 in various vet bills and got less than $200 in returned from VPI |