pet insurances - do they exist? - YorkieTalk.com Forums

yulia · 02-23-2006, 06:11 PM

Hi everybody!
I went today to a breeder, she told me that there is a dog insuranse, where you pay 100 dollars and then 20 dollars a month and it covers everything including x-rays etc.
Did you ever hear of that service? Anyone uses it?
Thank you

Princessyorkies · 02-23-2006, 06:27 PM

I took out the insurance offered through AKC and to be honest it stinks. I submitted my forms to get reimbursed and never got anything from them. I called and nothing. SO to me NO it is NOT worth crap.
Now mind you this is my experience with them.

kristyrae77 · 02-23-2006, 06:35 PM

Insurance from the breeder or from a vet? I have insurance through my vet and I love it!! It was $120 to start and $19.95 per month. It covers the spay/neuter ALL shots, and de-wormers. It also covers so many labs per year if we need them. It covers all office visit fees (which alone are $30 each time we go), and I get 15% off of any services that it does not cover. So I'm not sure if thats what you meant but I LOVE it.

yorkitails · 02-23-2006, 06:43 PM

It sounds like a good deal. I will have to ask around here about it.

Patti · 02-23-2006, 06:50 PM

Quote:

Originally Posted by kristyrae77

Insurance from the breeder or from a vet? I have insurance through my vet and I love it!! It was $120 to start and $19.95 per month. It covers the spay/neuter ALL shots, and de-wormers. It also covers so many labs per year if we need them. It covers all office visit fees (which alone are $30 each time we go), and I get 15% off of any services that it does not cover. So I'm not sure if thats what you meant but I LOVE it.

Who is the insurance with? I have VPI and submitted claims and have not heard back yet. Yours sounds great!

peanut's mom · 02-23-2006, 07:04 PM

I have banfiled/Petsmart insurance which cover just about every thing depending on the plan . i paid 100.00 enrollment fee thne 15.00 per month.

kristyrae77 · 02-23-2006, 07:21 PM

Yep! Banfield. My package is a little more than Peanut's Mom's because I got the next one up, which includes the spay/neuter. No claim stuff involved! You get a print out of how much you are spending and how you saved after each visit. I can not believe it.

yulia · 02-23-2006, 07:23 PM

thank you guys for your answers! i just never heard of anything like that and was scared that she is not a good person (the breeder, i mean).
she also told me that she has a coupon for 30% off...i don't know...

scrapindee · 02-23-2006, 08:02 PM

i have used banfield/pet ins. for years...but the same vet and staff has been at this location for 8 years.

romeos mommy · 02-23-2006, 10:30 PM

we have the banfield wellness plan too. we pay the year upfront. i don't like monthly deductions from my checking account. we are pretty happy with it. before we renew i think i'm going to check out holistic vets and their insurance. i'm not sure if he needs all these tests and shots.

rnnw62 · 02-23-2006, 11:03 PM

I also have both Ted and Toby on the Banfield plan. I love
knowing that the basics are taken care of. The adult plan
even includes teeth cleaning so for the price I don't think
you can beat it. Besides this insurance we also have a credit
card that is soley for our pets medical emergencies.

Dan & Corinne · 02-23-2006, 11:12 PM

I have my girls on VPI. All of Jewel's test came to over $4000.00 I got back $1800.00 from the insurance. They are little slow to process the claim but I am glad I have it.

They cover standard vists, vaccinations, dental and more. To me it was worth it even before Jewel got sick.

I got it for "just in case" accidents or illness and I am sure glad I did.

yulia · 02-24-2006, 03:27 AM

with Banfield insurance - do they cover any vet, or just from their clinics?

i_luv_yorkies2 · 02-24-2006, 09:13 PM

I am going to check into this insurance also. It sounds great!!! I just got a new puppy and he is almost 3 months so I really would love something like that. Thanks for the info.

Theresa

kristyrae77 · 02-24-2006, 11:33 PM

Banfield has their own vets, but they are open 7 days a week which is also a plus for me. They are also open in the evening. The insurance only covers their own services, no other offices. I have been with the same vet there for over a year. All the staff knows us. I think they are great. They send me stuff in the mail for reminders, and every time we go in we get a follow up call the next day to see how the babies are doing. I would definitely suggest looking into it. I hate seeing posts about sick babies here, and some of it is just for lack of vaccine. It's so worth the $20 a month, I mean just think about what we spend $20 on at any given time. The up front fee is a little high, but still worth it!!

02-23-2006, 06:11 PM	#1
yulia Yorkie Talker Join Date: Feb 2006 Location: Belmont, MA Posts: 21	pet insurances - do they exist? Hi everybody! I went today to a breeder, she told me that there is a dog insuranse, where you pay 100 dollars and then 20 dollars a month and it covers everything including x-rays etc. Did you ever hear of that service? Anyone uses it? Thank you Last edited by yulia; 02-23-2006 at 06:14 PM.

02-23-2006, 10:30 PM	#10
romeos mommy YT 3000 Club Member Join Date: Feb 2006 Location: Pennsauken , NJ Posts: 4,068	banfield we have the banfield wellness plan too. we pay the year upfront. i don't like monthly deductions from my checking account. we are pretty happy with it. before we renew i think i'm going to check out holistic vets and their insurance. i'm not sure if he needs all these tests and shots.

02-23-2006, 11:03 PM	#11
rnnw62 Donating Senior Yorkie Talker Join Date: Apr 2005 Location: Gilbert, Arizona Posts: 1,610	I also have both Ted and Toby on the Banfield plan. I love knowing that the basics are taken care of. The adult plan even includes teeth cleaning so for the price I don't think you can beat it. Besides this insurance we also have a credit card that is soley for our pets medical emergencies. __________________ Shelly, Teddy, Toby,Hanne & Indigo

02-23-2006, 11:12 PM	#12
Dan & Corinne Inactive Account Join Date: Jun 2005 Location: Orange County, CA Posts: 4,387	I have my girls on VPI. All of Jewel's test came to over $4000.00 I got back $1800.00 from the insurance. They are little slow to process the claim but I am glad I have it. They cover standard vists, vaccinations, dental and more. To me it was worth it even before Jewel got sick. I got it for "just in case" accidents or illness and I am sure glad I did. __________________ Jazzie Jolie Jen & I'm Corinne Loving Memory of Jewel 4/28/2003~4/18/2006

02-24-2006, 09:13 PM	#14
i_luv_yorkies2 Yorkie Talker Join Date: Feb 2006 Location: Arkansas Posts: 14	Pet insurance I am going to check into this insurance also. It sounds great!!! I just got a new puppy and he is almost 3 months so I really would love something like that. Thanks for the info. Theresa __________________ I Luv Yorkies!!!

02-23-2006, 06:27 PM	#2
Princessyorkies Owned by my Furbabies Join Date: Jan 2006 Location: Ohio Posts: 1,482	I took out the insurance offered through AKC and to be honest it stinks. I submitted my forms to get reimbursed and never got anything from them. I called and nothing. SO to me NO it is NOT worth crap. Now mind you this is my experience with them.

02-23-2006, 06:35 PM	#3
kristyrae77 Donating Senior Yorkie Talker Join Date: Jun 2005 Location: Colorado Posts: 225	Insurance from the breeder or from a vet? I have insurance through my vet and I love it!! It was $120 to start and $19.95 per month. It covers the spay/neuter ALL shots, and de-wormers. It also covers so many labs per year if we need them. It covers all office visit fees (which alone are $30 each time we go), and I get 15% off of any services that it does not cover. So I'm not sure if thats what you meant but I LOVE it.

02-23-2006, 06:43 PM	#4
yorkitails BANNED! Join Date: Feb 2006 Location: Orangevale Posts: 36	It sounds like a good deal. I will have to ask around here about it.

02-23-2006, 07:04 PM	#6
peanut's mom Donating Yorkie Yakker Join Date: Oct 2005 Location: new jersey Posts: 127	I have banfiled/Petsmart insurance which cover just about every thing depending on the plan . i paid 100.00 enrollment fee thne 15.00 per month.

02-23-2006, 07:21 PM	#7
kristyrae77 Donating Senior Yorkie Talker Join Date: Jun 2005 Location: Colorado Posts: 225	Yep! Banfield. My package is a little more than Peanut's Mom's because I got the next one up, which includes the spay/neuter. No claim stuff involved! You get a print out of how much you are spending and how you saved after each visit. I can not believe it.

02-23-2006, 07:23 PM	#8
yulia Yorkie Talker Join Date: Feb 2006 Location: Belmont, MA Posts: 21	thank you guys for your answers! i just never heard of anything like that and was scared that she is not a good person (the breeder, i mean). she also told me that she has a coupon for 30% off...i don't know...

02-23-2006, 08:02 PM	#9
scrapindee Donating YT 2000 Club Member Join Date: Nov 2005 Location: Redlands Posts: 4,842 Blog Entries: 2	i have used banfield/pet ins. for years...but the same vet and staff has been at this location for 8 years.

02-24-2006, 03:27 AM	#13
yulia Yorkie Talker Join Date: Feb 2006 Location: Belmont, MA Posts: 21	with Banfield insurance - do they cover any vet, or just from their clinics?

02-24-2006, 11:33 PM	#15
kristyrae77 Donating Senior Yorkie Talker Join Date: Jun 2005 Location: Colorado Posts: 225	Check into it!!! Banfield has their own vets, but they are open 7 days a week which is also a plus for me. They are also open in the evening. The insurance only covers their own services, no other offices. I have been with the same vet there for over a year. All the staff knows us. I think they are great. They send me stuff in the mail for reminders, and every time we go in we get a follow up call the next day to see how the babies are doing. I would definitely suggest looking into it. I hate seeing posts about sick babies here, and some of it is just for lack of vaccine. It's so worth the $20 a month, I mean just think about what we spend $20 on at any given time. The up front fee is a little high, but still worth it!!