Pet insurance? - Page 2 - YorkieTalk.com Forums

JERSEY BOY · 11-07-2009, 11:57 AM

Quote:

Originally Posted by JERSEY BOY

Sorry to hear about your babies injury but now you are protected. Even if you don't ever use it again at least you have piece of mind. I thought the same thing after Jersey's neuter and that's what made me sign up. We went to the vet today for well visit, shot and heart worm test. I am going to send my 1st claim in. I'll let you know how long and how much the reimbursement is.

oops! peace

shell820810 · 11-07-2009, 12:07 PM

Here is my experience....

Had insurance for Millie, it didnt cover the complications of the spay, but I got the purchase price back when she died.

I hadnt gotten round to sorting it for Toby.
He has been diagnosed with Legg Perthes. What I have paid the vets already was more than the annual insurance premium, and he hasnt even had the surgery yet.
He will need hydrotherapy to build up the muscle again at $160 per month, and Cosequin for the forseeable future at $40 per month.
This is now a pre existing condition and will not be covered.

Maybe I have just had bad luck, but I would recommend insurance, and ASAP.

Sweetlips6 · 11-08-2009, 04:01 PM

Jersey Boy, did you end up getting insurance. I am so hoping you did.

JERSEY BOY · 11-08-2009, 04:13 PM

Quote:

Originally Posted by Sweetlips6

Jersey Boy, did you end up getting insurance. I am so hoping you did.

Yes I did effective 10/17/09 , I hoping it works as well as they say. It strange how things happen. Yesterday Jersey was at the vet for a well visit and shot, so I pulled out my ins policy just to see what the reimbursement is and how to submit the claim. I was talking to my DH saying I think this is a good idea we will probably get back at the least the premium amount during the year if not more and I said in reference to the accident premium we won't money back each year because it just a safety net like car insurance. Unbelievable, then Jersey breaks his leg today. Once everything is said and done I will post the #'s of what the cost of treatment is to what was reimbursed. You never know how insurance will work until you have to go through it.

Sweetlips6 · 11-08-2009, 05:17 PM

Oh thank goodness., I just saw the other thread that Jersey Boy had broken his leg, and then I saw this one.

What insurance plan did you go with if you don't mind sharing.
I went with PetPlan. I don't think is covers routine stuff, but I got it for the big stuff (like this

)

Poor baby, I hope he heals fast.

JERSEY BOY · 11-08-2009, 05:33 PM

I got VPI, we'll see how it works I am so glad I got it!!!

Sweetlips6 · 11-09-2009, 02:24 PM

Quote:

Originally Posted by carmen in nj

I have pet insurance, mine covers routine care and even covers heartworm meds, is not cheap but is peace of mind for me knowing that if an emergency occurs i don't have to think about costs.. I use VPI pet insurance. this insurance covered Prada's spaying and microchiped too..

check it out and get a free quote.
Veterinary Pet Insurance (VPI) - Dog Insurance, Cat Insurance, Pet Health Insurance

I have been looking too. I can pay for the small things, but the large things, I want to be sure I can cover with insurance. They only thing that worries me about VPI is that it does not cover luxating patella or collapsed trachea.

Quote:

Originally Posted by Sweet Apple

I have Pet Plan and pay about $17 a month, which comes out of my checking account, automatically...I'll never cancel it, even if I don't use it, because it's peace of mind, for me...Pet Plan covers genetic issues, as long as they don't have them at the time of the coverage...Things like luxating patella, collapsed trachea, liver shunt, hip dysplasia, and anything else that may show up later in life...I think I have about a $250 deductible, and 80%, but wow, if I had to use it, it would be a life-saver, for me...

This is the plan I went with

JERSEY BOY · 11-25-2009, 04:52 PM

the numbers are in for the cost to repair jersey's broken leg. the cost for surgery was 3123.59 vpi is reimbursing me $1671.00. it didn't pay the full amount but i am so happy we had the coverage. the plan was effective 10/17/09, jersey broke his leg 11/09/09

CouversMom · 11-25-2009, 06:39 PM

Quote:

Originally Posted by JERSEY BOY

the numbers are in for the cost to repair jersey's broken leg. the cost for surgery was 3123.59 vpi is reimbursing me $1671.00. it didn't pay the full amount but i am so happy we had the coverage. the plan was effective 10/17/09, jersey broke his leg 11/09/09

This really makes me want to get insurance... I need to start doing some research!

JERSEY BOY · 11-25-2009, 07:01 PM

I am now a believer in Pet insurance hopefully I won't need it again but it gives me piece of mind

michelle17 · 11-26-2009, 04:33 AM

I wished I had insurance prior to my puppies injuries. She had a fractured elbow and had to get screw and a pin put in. $3,500 later, I am still not finished with checkups. They had to remove the pin, another $250.00. Im hoping the screw will not bother her in the future. Now Im having issues with potty training her. Shes 5 months and does her stuff everywhere.
I ahve insurance now but a few weeks too late

11-07-2009, 12:07 PM	#17
shell820810 YT Addict Join Date: Jul 2008 Location: N Ireland Posts: 475	Here is my experience.... Had insurance for Millie, it didnt cover the complications of the spay, but I got the purchase price back when she died. I hadnt gotten round to sorting it for Toby. He has been diagnosed with Legg Perthes. What I have paid the vets already was more than the annual insurance premium, and he hasnt even had the surgery yet. He will need hydrotherapy to build up the muscle again at $160 per month, and Cosequin for the forseeable future at $40 per month. This is now a pre existing condition and will not be covered. Maybe I have just had bad luck, but I would recommend insurance, and ASAP. __________________ Toby - 03/03/09 & Maisie - 08/09/09 RIP Millie - 30/03/08 - 24/03/09

11-08-2009, 05:17 PM	#20
Sweetlips6 YT 500 Club Member Join Date: Feb 2009 Location: Taft, TN, US Posts: 603	Oh thank goodness., I just saw the other thread that Jersey Boy had broken his leg, and then I saw this one. What insurance plan did you go with if you don't mind sharing. I went with PetPlan. I don't think is covers routine stuff, but I got it for the big stuff (like this) Poor baby, I hope he heals fast.

11-08-2009, 04:01 PM	#18
Sweetlips6 YT 500 Club Member Join Date: Feb 2009 Location: Taft, TN, US Posts: 603	Jersey Boy, did you end up getting insurance. I am so hoping you did.

11-08-2009, 05:33 PM	#21
JERSEY BOY Donating YT 2000 Club Member Join Date: Aug 2009 Location: sparta nj usa Posts: 3,800 Blog Entries: 1	I got VPI, we'll see how it works I am so glad I got it!!!

11-25-2009, 04:52 PM	#23
JERSEY BOY Donating YT 2000 Club Member Join Date: Aug 2009 Location: sparta nj usa Posts: 3,800 Blog Entries: 1	the numbers are in for the cost to repair jersey's broken leg. the cost for surgery was 3123.59 vpi is reimbursing me $1671.00. it didn't pay the full amount but i am so happy we had the coverage. the plan was effective 10/17/09, jersey broke his leg 11/09/09

11-25-2009, 07:01 PM	#25
JERSEY BOY Donating YT 2000 Club Member Join Date: Aug 2009 Location: sparta nj usa Posts: 3,800 Blog Entries: 1	I am now a believer in Pet insurance hopefully I won't need it again but it gives me piece of mind

11-26-2009, 04:33 AM	#26
michelle17 YorkieTalk Newbie! Join Date: Sep 2009 Location: Toronto Canada Posts: 8	I wished I had insurance prior to my puppies injuries. She had a fractured elbow and had to get screw and a pin put in. $3,500 later, I am still not finished with checkups. They had to remove the pin, another $250.00. Im hoping the screw will not bother her in the future. Now Im having issues with potty training her. Shes 5 months and does her stuff everywhere. I ahve insurance now but a few weeks too late