Can I get some prayers sent my way - Page 3 - YorkieTalk.com Forums

Ellie May · 09-10-2013, 06:52 PM

I'm sory about your situation.

Coming from another college student this is normal. I know you would like to avod interest, as would we all, but that is last priority right now.

Doodlebug · 09-10-2013, 07:48 PM

Sending prayers and hugs for you and your mom and Priscilla. I'm sure Priscilla will bring you a lot of comfort so I would focus a lot of attention on her. Wishing you luck with the job too.

capt_noonie · 09-10-2013, 08:26 PM

Quote:

Originally Posted by NoahPaul

I'm trying to pay them off before I graduate. I had to take out about $50,000 to attend SCAD for a year and now since I went to a community college I didn't have to have any loans. I'm trying to pay them off so interest won't accumulate .

I don't know about your state, I guess it's different than Ca but when I was in school, there was no interest until about 6-9 months after graduation, depending on the loan. That is if yours are indeed a school loan from the fed and not a bank loan. The only loan that was interest accrued during school was the PLUS loan which is a parent loan.

If its a student loan from the fed you can request deferments w no interest. But again like I said while you are I school, no interest is accrued. Even when there is interest, it's very very low compared to bank loans!

NoahPaul · 09-11-2013, 05:41 AM

I had to take out 3 different types of loans. I took out a subsidized loan, a unsubsidized, and a parent plus loans. The subsidized loan is the only one that doesn't accumulate interest. The other two types do accumulate interest starting the day that the loans were disbursed. I was so exicted about going to a fashion school to accomplish my dreams that I didn't think about how long it would take to pay off $200,000($50,000 for 4 years) I didn't realize how unrealistic it was until after I decided to transfer to the community college to take care of my mom. So I think it was for the best that I needed to stay with my mom.

09-10-2013, 06:52 PM	#31
Ellie May And Rylee Finnegan Donating Member Join Date: Apr 2007 Location: Metro Detroit, MI Posts: 17,928	I'm sory about your situation. Coming from another college student this is normal. I know you would like to avod interest, as would we all, but that is last priority right now. __________________ Crystal, Ellie May (RIP), Rylee Finnegan, and Gracie Boo🐶

09-10-2013, 07:48 PM	#32
Doodlebug ♥Love My Puppies!♥ Donating Member Join Date: Nov 2005 Location: US Posts: 5,786	Sending prayers and hugs for you and your mom and Priscilla. I'm sure Priscilla will bring you a lot of comfort so I would focus a lot of attention on her. Wishing you luck with the job too. __________________ RIP My Sweet Darling Angel Daisy 08/09/03 - 10/02/15, RIP My Sweet Baby Boy Teddy Bear 02/01/04 - 02/11/16 Photos HERE

09-11-2013, 05:41 AM	#34
NoahPaul Senior Yorkie Talker Join Date: Dec 2011 Location: Chatsworth, Ga Posts: 188	I had to take out 3 different types of loans. I took out a subsidized loan, a unsubsidized, and a parent plus loans. The subsidized loan is the only one that doesn't accumulate interest. The other two types do accumulate interest starting the day that the loans were disbursed. I was so exicted about going to a fashion school to accomplish my dreams that I didn't think about how long it would take to pay off $200,000($50,000 for 4 years) I didn't realize how unrealistic it was until after I decided to transfer to the community college to take care of my mom. So I think it was for the best that I needed to stay with my mom.