|
Welcome to the YorkieTalk.com Forums Community - the community for Yorkshire Terriers. You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. You will be able to chat with over 35,000 YorkieTalk members, read over 2,000,000 posted discussions, and view more than 15,000 Yorkie photos in the YorkieTalk Photo Gallery after you register. We would love to have you as a member! Registration is fast, simple and absolutely free so please, join our community today! If you have any problems with the registration process or your account login, please click here to contact us. |
|
| LinkBack | Thread Tools |
06-08-2007, 02:20 PM | #1 |
Peeka Boo I See You! Donating Member | I Need Yt Prayers Please! I usually don't like to post my private financial dealings and i don't like it to be public knowledge but i am desperate this time and i know they power of the YT prayer. I need some prayers for us to get our house refinanced we are on the verge of loosing everything we have. It started a few years ago when my husband was almost killed in an accident he spent 2 weeks in intensive care and almost lost his life he also at the age of 23 had to have a full hip replacement because of the accident about a year later. he had just bought our house and made an agreement to pay half house payments for 3 months untill he could get back to work and the other half of those payments were supposed to be differed to the end of the loan well when the 3 months were over and he started paying full payments again the motgage co stoped taking our checks saying we were 2 months behind and we had to pay right now all of it. They didn't honour the ageement they had set we started paying $250.00 extra every month to pay it back and we did that for 6 months and we got a letter thanking us for our continued business in june and in july they put us in forcloser we had made every payment and i hired a laywer and i had all the proof but they were going to take us to court and they had money and we didn't. we ended up paying them ove $10,000.00 extra and for 2 years until we were caught up they reported 190 days late to our credit buero which killed our credit everytime we got caught up with them something else would "BE WRONG" and they wanted more money. well we finally got refinaced with another company but the medical bills and the other mortgage co runied my husbands credit we are desperate to get refinaced again to get our second taken care of and be able to survive. we have a chance but it has to be done right now and if we don't get it we might lose our house in oct when the intrest goes up we are payin $1350.00 a month + $ 350 on our second and it is killing us. Please this is not a pity post i just need some prayers to get us through this and back on our feet. My husband just switched jobs because he wasn't making enough money at the old one and it really hurt us when he did it.So thats a lot of the reason we are behind. Thanks for listening and please cross your fingers for us Thanks (sorry so long)
__________________ |
Welcome Guest! | |
06-08-2007, 02:24 PM | #2 |
Love my Boys Donating Member Join Date: Dec 2006 Location: w/ my boys
Posts: 5,056
| OH Amber, that is terrible, you two must be at your wits end!!..I sincerely hope things work out for you two....
__________________ B.J.mom to : Jake J.J. Jack & Joey, momma misses you..... The joy found in the companionship of a pet is a blessing not given to everyone. The two most powerful words when we’re in struggle: me too.. |
06-08-2007, 02:26 PM | #3 |
Donating Yorkie Yakker Join Date: May 2007 Location: Pittsburgh, PA
Posts: 385
| My heart goes out to you. I wish you the best, it is hard when you are down on your luck but you will get through this. I thought I was going to lose my house when my son was about 2. I was all by myself just doing everything I could but never getting caught up. I was depressed, scared to death but working so hard I almost never saw my son. My mortgage company worked through it with me and I could not have felt better. I was VERY lucky that my mortgage company was so amazing!! PM if you need a talk
__________________ The family!!! Kellie, Malakai, and Ezekial and the doggy better half GiGi and Mosheh!! |
06-08-2007, 02:27 PM | #4 |
Peeka Boo I See You! Donating Member | Thank you!! there is so much more to the story but it would take forever to post and i don't want it to be a pity party i am so embarresed to even post it but i am desperate for something to work out. I just know that it has to be ok
__________________ |
06-08-2007, 02:29 PM | #5 |
Donating Yorkie Yakker Join Date: May 2007 Location: Pittsburgh, PA
Posts: 385
| NO pity parties here!!! Just be strong and know that everyone hear is going to say a prayer for you and yours!!
__________________ The family!!! Kellie, Malakai, and Ezekial and the doggy better half GiGi and Mosheh!! |
06-08-2007, 02:30 PM | #6 | |
Peeka Boo I See You! Donating Member | Quote:
__________________ | |
06-08-2007, 02:30 PM | #7 |
Peeka Boo I See You! Donating Member | Thank you i am fighting back the tears i am embarresed but so greatful for you all here!
__________________ |
06-08-2007, 02:32 PM | #8 |
Donating YT 500 Club Member Join Date: May 2007 Location: USA
Posts: 1,093
| OMG! That is so sad ... I cannot understand mortgage companies doing such outrageous things. Things do work out. Have you thought of working outside the home as well? I do not know if you do, so it's just a suggestion. In your state there must be someplace you can appeal. My prayers are with you.
__________________ Don't say you don't have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Louis Pasteur, Michaelangelo, Mother Teresa, Leonardo da Vinci, Thomas Jefferson, and Albert Einstein." -- H. Jackson Brown |
06-08-2007, 02:37 PM | #9 |
AND Friday also! Donating Member Join Date: Jul 2006 Location: Long Island
Posts: 3,371
| I am looking at your website and I like the pink plaid you have, do you have it in green plaid? The Lord helps those who help themselves and you make beautiful clothing, so you deserve all the business you can get. please get back to me ... I have color themes, pink for Monday and green (preferably neon) for Friday.
__________________ Like dogs, we should sniff butts, not kiss them. Dogs have more friends because they wag their tails, not their tongues. http://music.clevver.com/video/25815...ersion-300.php Last edited by Monday; 06-08-2007 at 02:38 PM. |
06-08-2007, 02:37 PM | #10 |
Donating Yorkie Yakker Join Date: May 2007 Location: Pittsburgh, PA
Posts: 385
| The tears are natural but just think of your boys and that should put the fight back in you. I know that everytime I looked in my son's little face that i just needed to get it together. Wipe off the tears and go play with your boys. You will be amazed how well it works
__________________ The family!!! Kellie, Malakai, and Ezekial and the doggy better half GiGi and Mosheh!! |
06-08-2007, 02:38 PM | #11 |
Donating YT 3000 Club Member Join Date: Jul 2005 Location: Ohio
Posts: 7,946
| You are in such a sad situation, I hope things get better for you very soon. It seems no matter what the banks and mortgage companies always get their money.
__________________ |
06-08-2007, 02:38 PM | #12 | |
Peeka Boo I See You! Donating Member | Quote:
__________________ | |
06-08-2007, 02:41 PM | #13 |
Love my Boys Donating Member Join Date: Dec 2006 Location: w/ my boys
Posts: 5,056
| Hun don't be embarrassed or think your to be pitied...we have ALL been in a situation where things spiral out of control, some just hide it better than others I understand completely ...& so do most here...your amongst friends so vent if you need to....
__________________ B.J.mom to : Jake J.J. Jack & Joey, momma misses you..... The joy found in the companionship of a pet is a blessing not given to everyone. The two most powerful words when we’re in struggle: me too.. |
06-08-2007, 02:44 PM | #14 |
No Longer a Member Join Date: Aug 2006 Location: Ontario, Canada
Posts: 6,111
| It is very difficult I know...been there done that!! Homeowership is never a guarantee but I am a FIRM believer in that everything happens for a reason and something better always comes along. I was always a stay at home Mom up until 4 years ago and at that time I brought in a handicapped woman to live with us, like foster care...I was single at the time and I didnt want to be away from my kids if at all possible...well she went to a new home 2 weeks ago and I am working outside the home and am LOVING it...maybe if you dont already..find a job outside the home and that will help the burden a bit until you can get your head above water again. Good luck!! Dawn |
06-08-2007, 02:46 PM | #15 |
No Longer a Member Join Date: Aug 2006 Location: Ontario, Canada
Posts: 6,111
| Oh..sorry just read this post after I posted my previous one. What about babysitting?? Offer a bit better than the local daycares are asking..plus you get a playmate or two for your son...win win situation...I babysat when my kids were little and it was great to have someone to keep the boys busy and entertained...its pretty good dough too if you have more than one family.. Dawn |
Bookmarks |
|
|
| |
|
|
SHOP NOW: Amazon :: eBay :: Buy.com :: Newegg :: PetStore :: Petco :: PetSmart