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amber, i'm so sorry to hear this. sending you a pm. |
i have been in a similar siuation and we nearly lost our farm and everything we own a few years back. we couldn't even file bankruptcy becausee of a trust fund that we couldn't touch at the time, that would have taken care of everything so we struggled and struggled and finally things did work out. i know there is power in prayer and God has never failed me yet nor will He fail you. just remember if He cares so much for the little sparrow that falls from the sky, how much more He cares for you. |
I am so sorry that you are going through this Amber :( I can definately feel your pain. We are going through the same thing right now. I have two small boys myself 2 and 10 months and our mortgage got behind because of medical problems and medical bills. Our company is doing the same thing to us that yours did to you except they havn't done the foreclosure thing yet and I pray it doesn't come to that. I just had them send a check back to me refusing payment this past month so believe me I know how it feels to be scared to death about losing your home. We have tried to get refinanced as well with no luck because it has ruined our credit. You and your family will be in our prayers and if you ever need someone to talk to I will be here for you. |
I am so terribly sorry. All I can offer is my prayers! We have all been in these impossible situations at one time or another and completely understand where you are. The only thing I know for certain is that "all things work together for good ..... ". God bless you and your family. |
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My heart goes out to you Amber. Just about everyone has been in a situation similar to yours at one time or another. We got royally scr--ed by 2 financial institutions at the same time. The trick is to find a lending institution that cares more about people than about money. We have had the best customer service with Bank of America. They helped my dtr in SC (that's in another thread) when things went all wrong for her. I would check with them if they are near you. We have dealt with them in 4 different states and they have gone out of their way to help us with any problems that arose. But, whatever happens, you have my prayers that things will work out for you and your family. |
Just want you to know I'm thinking of you and hoping everything works out for you being able to keep your home............enjoyed our little chat yesterday. You are one of the nice people that makes YT so enjoyable and so "family" feeling!!! Hang in there; you have my number if you want to talk. Keep us updated on how things go!!! Licks and woofs to Peeka & Daisy from Toby and Kallie! |
Still hoping all goes well. I just read your other thread about Peeka. Girl, you are having a bad week...but, believe me when I tell you that it WILL pass. I'm here for you (as are several others,you are much-loved here) if you need to vent, talk, or just go on about something else entirely. |
Thoughts and prayers for you and your family, Amber. And rest assured you have nothing to be embarrassed about. Unless you were born with the deepest of pockets, there isn't anyone who hasn't had serious money woes at some point. The only thing worse than those are health problems and it sounds like your family has had its share of those as well. Sounds like you are trying to get yourself back on track. Here's hoping for your success! |
Amber, I sure hope this goes through for you. When I think of how much time and energy you spent on the GE for Brea when you were having so much trouble.... it makes everything you sent even more special. :) You have a big heart and I hope that things turn around quickly for you. :hug: |
Sending you the prayers you asked for. Haven't been on quite as much. I had to get a job since Hubby's company he works for is having problems. He was due a raise, & never got it. Now they are only working him 4 days a week. Hopefully it won't last long. I'm working all the hours I can. I'm just glad I don't have little children at home, so I can. Hope all goes well for you, & I'll keep you in my prayers daily. Love, Debbie |
Amber, I am sorry to hear about your situation. Believe me, I know how hard it is to get behind and have to try and recover from that especially if you are like me and live from paycheck to paycheck. I am sure you will find the loan for you. Alot of banks lend to people with not so great credit. You may have to pay a higher interest rate but you can do that until you credit bounces back up and then refinance again. Sometimes you just got to do what you have to do for that moment. You should feel very lucky that you dont have a mountain of debt and alot of credit cards racked up to add to your worries. There are alot of people in your situation that thought they were getting a great deal with the ARM loans and now are in your position after the initial low interest rate goes up. The banks dont care either, because that is how they make their fortune. They hope you default so they can reposses your house and resell it for alot more than the loan is. Dont lose sleep, I am sure you will get the loan that you are needing. Prayers and good thoughts going out to you. Keep your head up and it will be better in no time. |
ohhhh, how aweful. i will pray everything works out for you. i know the hardship and trying to get out of it. i was there too once |
Amber, prayers going out for you right now!! I'm so sorry to hear about this, and don't be embarrassed...Things like this happen to everyone, and if we don't know about it, we can't pray about it. Take care and try not to worry. I know it's easier said than done. But seriously, make yourself BELIEVE that the refinance WILL go through...Praying for you!! |
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