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02-24-2006, 03:29 PM | #1 |
BANNED! Join Date: Jul 2005 Location: USA
Posts: 9,999
| Having trouble with my Mortgage company .I been having a lot of trouble with my mortgage company . They have started me on their Ins when I have had my own Home Insurance for 6 years now The man who calls me is very rude and will not listen to what I have to say. He told me to pay or get out. He also said that he will send in those Ins bills to the collecter agancie and watch the interest build up and take me down. They have put this Insurance in with my home PMT and now every time I send in my full payment they say They didn't get it all . then they add on late charges. I put this company in search and they seem to be scramming everyone.and harassing them bad . I wanted to know if anyone of you are going thou the same thing and if so please PM me. while doing the search There was a lot of complaints on them and it states that are trying to run people out of their homes so they can resale them. |
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02-24-2006, 03:33 PM | #2 |
Donating Senior Yorkie Talker Join Date: Oct 2005 Location: USA
Posts: 1,857
| Hey= Iwould get in touch with your state's Attorney General and the BBB and see what recourse you have. I haven't had this happen to me but I did have a car lender try and force me to change my insurance deductions, we carry a 1percent deduction on all of our policies and that wasn't ok with them but I finally got around it with letters from my own insurance company. Contact your home owners insurance company and see what they say. Sounds like this company won't be that easy. |
02-24-2006, 03:43 PM | #3 |
YT 6000 Club Member Join Date: Nov 2003 Location: Seattle, WA
Posts: 6,238
| Do as KimMee's Mom advises, you may also want to look into hiring an attorney as well. It sounds pretty bad as to what they are doing to you. As far as payments go, you can mail it each month with a certified receipt (it's a few extra dollars at the post office), that way you can verify when they received your check. Also make copies of your checks when they try to claim you didn't send it in yet. That company sounds like a huge pain to deal with. Is there any way you can move your mortgage over to a different company? |
02-24-2006, 04:10 PM | #4 |
BANNED! Join Date: Jul 2005 Location: USA
Posts: 9,999
| I contacted my insurance agent who faxed and verified proof that I have a current policy that has not had any lapse in coverage and took this mortage companys contact information down and said he would contact them to resolve the issue. he did this three times now and I don't know what else to do if they keep calling me about this.My Contract states that I have the choice to have any Ins agency I want I am keeping copy of checks sent to them, that is the my evidence that they received every payment on my mortgage in full with the same amount my coupon mortgage book states. When they cash the checks, they print a number and also their name on the back of the check. That shows they received their money. and I have copy's of those checks. I will also contact the Attorney Generals office and I will be contacting the Better Business Bureau, the credit reporting agencies when they decide to send it there. as well as anyand all other resources I can locate to stop this consumer abuse and illegal activity. But By what I read about them in search they are doing this to so many people and I dont know why they have not been stopped.they have letters and letters from people that they have scammed. |
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