Rant, Target - Page 2 - YorkieTalk.com Forums

Magnus · 12-20-2013, 08:33 PM

Quote:

Originally Posted by Maxwell2405

Used my cc there twice during that time. Tried to cancel the card today and was told my bank has instituted charging a $5 fee to get your card replaced pro-actively like this. But if I wait they get official notification from Target that our card was compromised, they will replace it for free. Pretty irritated at my bank right now.

If that's the case, why not call them back and tell them the card is lost. Or go classic and say your dog ate it! Are they going to tell you to wait for a official notification from "lost and found" or from your dog?!

Christinee · 12-20-2013, 09:32 PM

Quote:

Originally Posted by Magnus

If that's the case, why not call them back and tell them the card is lost. Or go classic and say your dog ate it! Are they going to tell you to wait for a official notification from "lost and found" or from your dog?!

I was thinking the same thing. I'd say I lost my card if they tried to charge me for that.

Annie09 · 12-21-2013, 01:39 PM

I received an email from PNC bank and they told me they are monitoring my account and there was no need to cancel my card to have a new one reissued. They also will notify me if there are any suspicious charges, and that I will not be responsible for any fraudulent charges. I was so glad to hear this because it is a PAIN in the butt to have a new card reissued when I you have monthly charges automatically deducted from your checking account....cellular phone, newspaper, etc.

So far so good....so am keeping my fingers crossed, not only for me but for all my YT friends affected by this.

BabyGirl Rosie · 12-21-2013, 04:06 PM

Quote:

Originally Posted by Maxwell2405

Used my cc there twice during that time. Tried to cancel the card today and was told my bank has instituted charging a $5 fee to get your card replaced pro-actively like this. But if I wait they get official notification from Target that our card was compromised, they will replace it for free. Pretty irritated at my bank right now.

I think I would find a new bank!

McheleM · 12-21-2013, 08:59 PM

Chase is canceling and reissuing cards no questions asked.

Lisa and Pic · 12-22-2013, 04:48 AM

Shoot, I am just catching up on this. I just checked my Chase card and saw I charged $70 on stuff at Target on December 10. Right in that timeline.

Glad to hear Chase will cancel.

TxVicki · 12-22-2013, 05:41 AM

Now another fallout from this. Chase and a few other banks are now setting limits on people's cards. They can only withdraw $100.00 cash per day and the spending limit per day is now $300.00. I saw on the news last night that peopel were checking out at places and their purchases were being denied because of the limit's that have now been set. This is very bad, during tis time of year. My gosh what if you had to pay for Airline tickets and they denied it. What if you had an emergency and it was more than the $300.00 dollar limit. What a terrible mess this is.

Verbena · 12-22-2013, 06:07 AM

I am keeping an eye on my card on line. I did shop at Target.

The more technology we get the more things can go wrong.

LDandPasquale · 12-22-2013, 08:02 AM

Quote:

Originally Posted by Maxwell2405

Used my cc there twice during that time. Tried to cancel the card today and was told my bank has instituted charging a $5 fee to get your card replaced pro-actively like this. But if I wait they get official notification from Target that our card was compromised, they will replace it for free. Pretty irritated at my bank right now.

I'd say "ok then close my bank account...how much is that fee?

"

It drives me nuts when banks charge fees for keeping OUR money in their bank. We're doing you a favor...not the other way around!

DBlain · 12-22-2013, 11:26 AM

I am not a Target shopper so I guess I am glad now. I said this before on YT I don't understand why people use debit cards at all unless to get cash out of a bank machine, or I guess if you can not qualify for a cc card.

I pay may balance off each month and get very lucrative rewards back. If I used a debit card I loose my money the day I make the purchase, with no cash back incentives. Also if you loose your cc the worst that can happen is charges occur on it, and when you find out they take them off. With a Debit Card your savings can be wiped out and checks could bounce long before you get your bank to reimburse you. I pay every bill on can on my CC. As a result we have two free tickets to San Fan and two Free tickets to Salt Lake City in 2014 2 Free nights at the Hyatt in San Fran and 2 free Nights in Napa Valley, along with $210.00 gift card from Costco Am X.

I know this thread was about being pissed at Target and I don't blame you, but I can't help but wonder why so many people use a Debit Card instead of a Credit Card.

DBlain · 12-22-2013, 11:28 AM

the only reason the banks give you debit cards with Visa and MC logos on them, is because they make money on them, I hate the fact that it is almost impossible to get a cash card without the cc logo. Thankfully my debit card is grandfathered in and I hope to heck I never loose it.

Lovetodream88 · 12-22-2013, 11:56 AM

Quote:

Originally Posted by Verbena

I am keeping an eye on my card on line. I did shop at Target.

The more technology we get the more things can go wrong.

I agree with this

Lovetodream88 · 12-22-2013, 12:00 PM

Quote:

Originally Posted by DBlain

I am not a Target shopper so I guess I am glad now. I said this before on YT I don't understand why people use debit cards at all unless to get cash out of a bank machine, or I guess if you can not qualify for a cc card.

I pay may balance off each month and get very lucrative rewards back. If I used a debit card I loose my money the day I make the purchase, with no cash back incentives. Also if you loose your cc the worst that can happen is charges occur on it, and when you find out they take them off. With a Debit Card your savings can be wiped out and checks could bounce long before you get your bank to reimburse you. I pay every bill on can on my CC. As a result we have two free tickets to San Fan and two Free tickets to Salt Lake City in 2014 2 Free nights at the Hyatt in San Fran and 2 free Nights in Napa Valley, along with $210.00 gift card from Costco Am X.

I know this thread was about being pissed at Target and I don't blame you, but I can't help but wonder why so many people use a Debit Card instead of a Credit Card.

My parents paid off all there credit cards and got rid of them it's to tempting to spend what you don't have with credit cards and some of them rip you off.

crystalsmom · 12-22-2013, 01:25 PM

I do my banking on the internet and check it every day, only because I pay for great protection and have never had a problem in all the time I have been doing it this way. I did not shop at Target but it's the next store that will come up been hit that we have to guard ourselves against.

I pretty much limit mine to Amazon.com and Macy's but I think I will stop shopping at Macy's or use my visa there and limit it to one card, a department store card charges more interest and not smart of me to use it anyway.

I bet Amazon.com has called in the best in the world to overlook this mess that could some day be theirs if they don't put some 'stops' on it.

As far as banks go, I really like Chase, they have always been more than fair with me and can't complain now. Since they will refund anything a customer will lose because of this when many banks will not, they can't have people pulling out just any amount they want. I agree though, it is harder at this time of year.

capt_noonie · 12-22-2013, 03:22 PM

Quote:

Originally Posted by TxVicki

WOW what an insult Target has thrown out there now. In a boost to more or less recoupe sales they have lost in the last two day's, they are offering everyone a 10% discount Saturday and Sunday when you shop with them!! LOL

I thought the same! 10% is nothing!

12-21-2013, 08:59 PM	#20
McheleM Donating YT 2000 Club Member Join Date: Jun 2011 Location: Mesquite, TX Posts: 2,659	Chase is canceling and reissuing cards no questions asked. __________________ "You've never learned to live until you've done something for someone for which they can never repay you."~Ralph Hall.

12-22-2013, 05:41 AM	#22
TxVicki Donating YT 500 Club Member Join Date: Dec 2010 Location: At Home Posts: 8,386	Now another fallout from this. Chase and a few other banks are now setting limits on people's cards. They can only withdraw $100.00 cash per day and the spending limit per day is now $300.00. I saw on the news last night that peopel were checking out at places and their purchases were being denied because of the limit's that have now been set. This is very bad, during tis time of year. My gosh what if you had to pay for Airline tickets and they denied it. What if you had an emergency and it was more than the $300.00 dollar limit. What a terrible mess this is. __________________ [SIZE="3"VICKI & ALLIE[/SIZE]

12-22-2013, 06:07 AM	#23
Verbena Donating YT 3000 Club Member Join Date: Jul 2012 Location: with my flying monkeys Posts: 15,620 Blog Entries: 7	I am keeping an eye on my card on line. I did shop at Target. The more technology we get the more things can go wrong. __________________ Teri . . . Galen Jameson Frazier Seraphina Luna Rosencrantz, Saber Tooth Tiger, Pussy Willow Pandora Guildenstern

12-22-2013, 11:26 AM	#25
DBlain Donating YT Addict Join Date: Jan 2012 Location: Oakland County MI Posts: 6,190	I am not a Target shopper so I guess I am glad now. I said this before on YT I don't understand why people use debit cards at all unless to get cash out of a bank machine, or I guess if you can not qualify for a cc card. I pay may balance off each month and get very lucrative rewards back. If I used a debit card I loose my money the day I make the purchase, with no cash back incentives. Also if you loose your cc the worst that can happen is charges occur on it, and when you find out they take them off. With a Debit Card your savings can be wiped out and checks could bounce long before you get your bank to reimburse you. I pay every bill on can on my CC. As a result we have two free tickets to San Fan and two Free tickets to Salt Lake City in 2014 2 Free nights at the Hyatt in San Fran and 2 free Nights in Napa Valley, along with $210.00 gift card from Costco Am X. I know this thread was about being pissed at Target and I don't blame you, but I can't help but wonder why so many people use a Debit Card instead of a Credit Card. __________________ Lola my amazing little yorkie-pom Donna

12-22-2013, 11:28 AM	#26
DBlain Donating YT Addict Join Date: Jan 2012 Location: Oakland County MI Posts: 6,190	the only reason the banks give you debit cards with Visa and MC logos on them, is because they make money on them, I hate the fact that it is almost impossible to get a cash card without the cc logo. Thankfully my debit card is grandfathered in and I hope to heck I never loose it. __________________ Lola my amazing little yorkie-pom Donna

12-21-2013, 01:39 PM	#18
Annie09 Donating Senior Yorkie Talker Join Date: Aug 2013 Location: Delaware, OH Posts: 205	I received an email from PNC bank and they told me they are monitoring my account and there was no need to cancel my card to have a new one reissued. They also will notify me if there are any suspicious charges, and that I will not be responsible for any fraudulent charges. I was so glad to hear this because it is a PAIN in the butt to have a new card reissued when I you have monthly charges automatically deducted from your checking account....cellular phone, newspaper, etc. So far so good....so am keeping my fingers crossed, not only for me but for all my YT friends affected by this.

12-22-2013, 04:48 AM	#21
Lisa and Pic ♥ Piccolo & Vivi ♥ Donating Member Join Date: Mar 2008 Location: Kentucky Posts: 14,311	Shoot, I am just catching up on this. I just checked my Chase card and saw I charged $70 on stuff at Target on December 10. Right in that timeline. Glad to hear Chase will cancel.

12-22-2013, 01:25 PM	#29
crystalsmom Donating YT 3000 Club Member Join Date: Jul 2005 Location: Ohio Posts: 7,946	I do my banking on the internet and check it every day, only because I pay for great protection and have never had a problem in all the time I have been doing it this way. I did not shop at Target but it's the next store that will come up been hit that we have to guard ourselves against. I pretty much limit mine to Amazon.com and Macy's but I think I will stop shopping at Macy's or use my visa there and limit it to one card, a department store card charges more interest and not smart of me to use it anyway. I bet Amazon.com has called in the best in the world to overlook this mess that could some day be theirs if they don't put some 'stops' on it. As far as banks go, I really like Chase, they have always been more than fair with me and can't complain now. Since they will refund anything a customer will lose because of this when many banks will not, they can't have people pulling out just any amount they want. I agree though, it is harder at this time of year. __________________ Last edited by crystalsmom; 12-22-2013 at 01:27 PM.