I'm so excited!!! Cross your fingers for me:) - YorkieTalk.com Forums

LunasMomma · 09-13-2008, 07:03 PM

We're going to test drive the car I want (Infiniti G35)and start the ball rolling on the financing

The car I have now has served us well, we bought it used about 3 years ago or so. It now has no A/C, leaks oil, overheats, etc. etc.

I've been driving it with no air for about a week and OMG what misery

So I've not been going out much

Please send good thoughts that our credit is now good enough for us to get this car. In 2005 my husband had to get a co-signer to get his new truck, our credit was not very good, but we've been working on that. It should be okay

This will be my first ever brand new car, and I'm 40

emilyann · 09-13-2008, 07:06 PM

NO A/C... IN FLORIDA?! Ahhh!!! Hope everything goes good for you!

LunasMomma · 09-13-2008, 07:12 PM

Quote:

Originally Posted by emilyann

NO A/C... IN FLORIDA?! Ahhh!!! Hope everything goes good for you!

Yup

Thank you

I felt so bad for my girls, had to take them to the groomer in that car, ugh! Luckily, it's only a few miles, otherwise I would have cancelled.

PANAMA69 · 09-13-2008, 07:13 PM

Sending positive thoughts for you

LunasMomma · 09-14-2008, 06:35 AM

Quote:

Originally Posted by PANAMA69

Sending positive thoughts for you

Thanks hon

I know it's not a big deal in light of all the horrible stuff that people are going through with the storms. I feel stupid for even saying anything now

cariblonde · 09-14-2008, 04:13 PM

I had one of those! I just traded it back in march for my mercedes but the G35 Rocks! good luck with everything

isnt getting new car so much fun

Nikki+2 · 09-14-2008, 04:19 PM

Oh new car- so fun! Have you gone yet? My fingers are crossed for ya!

LunasMomma · 09-14-2008, 07:19 PM

Thanks everyone. I didn't get my car today, as our credit was a little low. We have to make more of a down payment than we could afford right this minute, but I *should* be able to get it in the next few weeks. The banks are all very wary of car loans for lower credit scores, it seems.

It's not hopeless, but we're also probably going to be paying a much higher interest rate because of the score being on the lower end

Getting credit is harder and harder these days with the mortgage crisis and all.

I did get to drive it though and OMG

it's even better than I'd imagined! So fast and all the bells and whistles, etc. It's the nicest car I've ever seen and I'm in love I kept telling hubby that maybe I should choose a cheaper car, and he won't hear of it, he wants me to have this one

He likes to spoil me, and since I waited SO long to actually have a NEW car, he wants it to be extra special for me, awwww! We had to pay support on his children up until about a year ago, so I've always had used cars, but have upgraded on each one

He had to get a new truck in 05 for work, so I had to wait my turn. It'll be worth the wait, I think

Nikki+2 · 09-15-2008, 05:57 AM

Awww, sweet hubby! Sounds like it will definitely be worrth the wait.

RebelBelle · 09-15-2008, 06:14 AM

How exciting that its your turn! I have a 1993 Infiniti J30 that my mom and grandmother bought for me (used from a family friend) when I was 17. I love that car but it is about on its last leg. With 200,000+ miles on it, I think I may have to retire it soon. When I do I'll probably be looking for a new Infiniti. I just can't imagine driving anything else when that one has been so good to me. I can't wait to see pictures of your new car when you get it all worked out!

LunasMomma · 09-15-2008, 06:51 AM

Awww, thanks girlies

Hey Rebel, when you trade in your old Infiniti, let me know how much they give you for it, if you don't mind. They're supposed to hold their value very well and I'd love a "real life" example of that

I have a 97 Cadillac Deville right now and they only are giving me $2500 for it

Blue book on it is $3,290 for trade-in, but I understand that they won't get diddly for it, as it's too old for them to retail. They will take it to auction.

I can't WAIT to have that car, on pins and needles until then

yorkiegirl83 · 09-15-2008, 08:28 AM

I know how it is with the credit issues and cars! We bought a Jeep Liberty new last year and put 10,000 down, but got an 18% interest rate.

Well stupid me and DH decided to do it anyhow and it was the worst mistake ever honestly. I wish we just would have bought something for cash.

I think it's very cool you are waiting to get it and I think it's absolutely great your credit is improving! I know how much of a struggle that has been for us!

I hope you get your dream car very soon!

LunasMomma · 09-15-2008, 10:45 AM

Quote:

Originally Posted by yorkiegirl83

I know how it is with the credit issues and cars! We bought a Jeep Liberty new last year and put 10,000 down, but got an 18% interest rate.

Well stupid me and DH decided to do it anyhow and it was the worst mistake ever honestly. I wish we just would have bought something for cash.

I think it's very cool you are waiting to get it and I think it's absolutely great your credit is improving! I know how much of a struggle that has been for us!

I hope you get your dream car very soon!

18%

??? HOLY MOLY!!!!!! Well, hopefully paying that loan will help build your credit. We're still working on it and it's looking good, BUT DH just went to the bank and he's missing money from there somehow

So he's there trying to figure that out. Hopefully it is easily fixed, because a lot of that money was our down payment

RebelBelle · 09-15-2008, 12:43 PM

Quote:

Originally Posted by LunasMomma

Awww, thanks girlies

Hey Rebel, when you trade in your old Infiniti, let me know how much they give you for it, if you don't mind. They're supposed to hold their value very well and I'd love a "real life" example of that

I have a 97 Cadillac Deville right now and they only are giving me $2500 for it

Blue book on it is $3,290 for trade-in, but I understand that they won't get diddly for it, as it's too old for them to retail. They will take it to auction.

I can't WAIT to have that car, on pins and needles until then

Oh I'm not trading it! That car is worth more to my family than what they would give me for it. I will be giving it to my mom so that they can use it as a "run around town" car. She has a HUGE van but gas prices don't make it very friendly for running errands.

yorkiegirl83 · 09-15-2008, 02:49 PM

Quote:

Originally Posted by LunasMomma

18%

??? HOLY MOLY!!!!!! Well, hopefully paying that loan will help build your credit. We're still working on it and it's looking good, BUT DH just went to the bank and he's missing money from there somehow

So he's there trying to figure that out. Hopefully it is easily fixed, because a lot of that money was our down payment

Oh I hope that gets fixed for you! Maybe it's a bank mistake

. Yes, 18% was insane, and then SUV prices crashed so it was really ignorant on our part. Live and learn I suppose!

I can't wait for you to get your new wheels though! That will be so nice for you!

09-13-2008, 07:03 PM	#1
LunasMomma Izzy's Momma Too! Donating Member Join Date: Nov 2006 Location: Stuart, Florida Posts: 8,799	I'm so excited!!! Cross your fingers for me:) We're going to test drive the car I want (Infiniti G35)and start the ball rolling on the financing The car I have now has served us well, we bought it used about 3 years ago or so. It now has no A/C, leaks oil, overheats, etc. etc. I've been driving it with no air for about a week and OMG what misery So I've not been going out much Please send good thoughts that our credit is now good enough for us to get this car. In 2005 my husband had to get a co-signer to get his new truck, our credit was not very good, but we've been working on that. It should be okay This will be my first ever brand new car, and I'm 40 __________________ Tracy, Mom to Izzy and Luna

09-13-2008, 07:06 PM	#2
emilyann Lovin' My LilBug! Donating Member Join Date: Oct 2007 Location: Kentucky Posts: 2,513	NO A/C... IN FLORIDA?! Ahhh!!! Hope everything goes good for you! __________________ love my lillybug! rags and ribbons!

09-14-2008, 04:13 PM	#6
cariblonde Donating YT 1000 Club Member Join Date: Mar 2007 Location: wilmington nc Posts: 1,585	I had one of those! I just traded it back in march for my mercedes but the G35 Rocks! good luck with everything isnt getting new car so much fun __________________ Proud Member of the Spoiled Rotten Club and in the end, its not the years in your life that count but the life in your years.... Abraham Lincoln

09-14-2008, 04:19 PM	#7
Nikki+2 I heart Sugar Donating Member Join Date: Mar 2006 Location: Florida Posts: 7,373	Oh new car- so fun! Have you gone yet? My fingers are crossed for ya! __________________ "If you have men who will exclude any of God’s creatures from the shelter of compassion and pity, you will have men who will deal likewise with their fellow men." — St. Francis of Assisi, 1181-1226

09-14-2008, 07:19 PM	#8
LunasMomma Izzy's Momma Too! Donating Member Join Date: Nov 2006 Location: Stuart, Florida Posts: 8,799	Thanks everyone. I didn't get my car today, as our credit was a little low. We have to make more of a down payment than we could afford right this minute, but I should be able to get it in the next few weeks. The banks are all very wary of car loans for lower credit scores, it seems. It's not hopeless, but we're also probably going to be paying a much higher interest rate because of the score being on the lower end Getting credit is harder and harder these days with the mortgage crisis and all. I did get to drive it though and OMG it's even better than I'd imagined! So fast and all the bells and whistles, etc. It's the nicest car I've ever seen and I'm in love I kept telling hubby that maybe I should choose a cheaper car, and he won't hear of it, he wants me to have this one He likes to spoil me, and since I waited SO long to actually have a NEW car, he wants it to be extra special for me, awwww! We had to pay support on his children up until about a year ago, so I've always had used cars, but have upgraded on each one He had to get a new truck in 05 for work, so I had to wait my turn. It'll be worth the wait, I think __________________ Tracy, Mom to Izzy and Luna

09-13-2008, 07:13 PM	#4
PANAMA69 Donating YT 500 Club Member Join Date: Sep 2006 Location: ~~YorkieWorld~~ Posts: 8,428	Sending positive thoughts for you

09-15-2008, 05:57 AM	#9
Nikki+2 I heart Sugar Donating Member Join Date: Mar 2006 Location: Florida Posts: 7,373	Awww, sweet hubby! Sounds like it will definitely be worrth the wait. __________________ "If you have men who will exclude any of God’s creatures from the shelter of compassion and pity, you will have men who will deal likewise with their fellow men." — St. Francis of Assisi, 1181-1226

09-15-2008, 06:14 AM	#10
RebelBelle Donating YT 2000 Club Member Join Date: Sep 2007 Location: Madison, MS Posts: 2,597	How exciting that its your turn! I have a 1993 Infiniti J30 that my mom and grandmother bought for me (used from a family friend) when I was 17. I love that car but it is about on its last leg. With 200,000+ miles on it, I think I may have to retire it soon. When I do I'll probably be looking for a new Infiniti. I just can't imagine driving anything else when that one has been so good to me. I can't wait to see pictures of your new car when you get it all worked out! __________________ Misty & Jamie

09-15-2008, 06:51 AM	#11
LunasMomma Izzy's Momma Too! Donating Member Join Date: Nov 2006 Location: Stuart, Florida Posts: 8,799	Awww, thanks girlies Hey Rebel, when you trade in your old Infiniti, let me know how much they give you for it, if you don't mind. They're supposed to hold their value very well and I'd love a "real life" example of that I have a 97 Cadillac Deville right now and they only are giving me $2500 for it Blue book on it is $3,290 for trade-in, but I understand that they won't get diddly for it, as it's too old for them to retail. They will take it to auction. I can't WAIT to have that car, on pins and needles until then __________________ Tracy, Mom to Izzy and Luna

09-15-2008, 08:28 AM	#12
yorkiegirl83 Love My Furbabies! Donating Member Join Date: Jan 2007 Location: somewhere Posts: 4,427	I know how it is with the credit issues and cars! We bought a Jeep Liberty new last year and put 10,000 down, but got an 18% interest rate. Well stupid me and DH decided to do it anyhow and it was the worst mistake ever honestly. I wish we just would have bought something for cash. I think it's very cool you are waiting to get it and I think it's absolutely great your credit is improving! I know how much of a struggle that has been for us! I hope you get your dream car very soon!