How to pay the breeder?

[KazzyK810]

Originally Posted by xoCourtney

wait could you explain the certified check better? because from my understanding its like cash but you're saying it's not and i do want to be fair to my breeder.

That's what I thought...I thought it was just like cash.

But my bank says that is no longer the case. They said even a certified check needs to be deposited & you need to wait days for it to clear, before you know it's actually good. There are too many fakes out there that are now printed so well, there are basically indistinguishable from authentic checks.

[xoCourtney]

Originally Posted by KazzyK810

That's what I thought...I thought it was just like cash.

But my bank says that is no longer the case. They said even a certified check needs to be deposited & you need to wait days for it to clear, before you know it's actually good. There are too many fakes out there that are now printed so well, there are basically indistinguishable from authentic checks.

so basically in order to be fair I should pay her cash and just make sure I get a good receipt?

[KazzyK810]

Originally Posted by xoCourtney

so basically in order to be fair I should pay her cash and just make sure I get a good receipt?

Are you buying from a reputable breeder? Because you should be getting more than just a receipt for payments made. You should be getting a signed contract. You should be getting a signed health guarantee, that you've already read-over and know offers you some protection as a buyer? (sometimes the health guarantee is a part of the contract & not separate) You should also be getting your AKC papers when you pick up your puppy.

[xoCourtney]

Originally Posted by KazzyK810

Are you buying from a reputable breeder? Because you should be getting more than just a receipt for payments made. You should be getting a signed contract. You should be getting a signed health guarantee, that you've already read-over and know offers you some protection as a buyer? (sometimes the health guarantee is a part of the contract & not separate) You should also be getting your AKC papers when you pick up your puppy.

I found my breeder on the YTCA website. I have already signed the contract I believe. I have it at home. I'm not sure about the AKC papers I talked to so many breeders I can't remember if this was one of the breeders that told me the papers would cost more.

[Amazing Yorkies]

If you want the protection of a credit card, you can use paypal too.

[xoCourtney]

Originally Posted by Amazing Yorkies

If you want the protection of a credit card, you can use paypal too.

that's a good alternative. I just REALLY felt safer getting a certified (or cashiers?) check. But again, I want to be fair to my breeder. I mean I KNOW i'm not going to scam her out of money but she doesn't necessarily know that seeing as she's been burned before in the past and quite frankly if I were a breeder i'd be concerned as well. I think I will just pay her cash and make sure I get the receipt signed and dated.

[MomtoJasper]

I mailed a personal check to my breeder for the deposit. A few days before we were going to pick up Jasper, I called and asked what form of payment she wanted for the balance due. She told me that I could pay her with another personal check if I wanted to. So, that is what we did. When we picked him up (which was also the first time we had seen him) I wrote her out a check and she also wrote me a receipt. I guess different breeders have different preferences. However, after reading this thread, I can see where it is really risky to not let the pup go home until the personal check has had time to clear the bank. I knew the check as good, but she didn't. I must have an honest face.

[Marhcarter]

Originally Posted by Amazing Yorkies

If you want the protection of a credit card, you can use paypal too.

I'm glad I read this whole thread, because that is what I was going to suggest, too.