Please put some money aside for your furbaby.....

[chickwit]

Originally Posted by Miss Behavin

That vet is a f-ing a$ to deny help to a suffering animal. There are oftentimes not-for-profit shelters in times like this for assistance.

I agree totally

[Ladymom]

Originally Posted by Judy in Waco

We live five minutes from our vet, but we've had to use the ER vet on two separate occasions in three years. It does happen. I also believe that we were asked for money up front...cash or credit card. I don't know if they would have waited for payment at all. Is CareCredit a credit card? Could you have immediate access to it?

You have to apply for Care Credit, then get approved. It would not work in an emergency. Smartpuppiepets recommended setting up a Care Credit account beforehand so that line of credit is available if you need it.

Yes, ER vets require payment in full upfront.

[Judy in Waco]

Originally Posted by Ladymom

You have to apply for Care Credit, then get approved. It would not work in an emergency. Smartpuppiepets recommended setting up a Care Credit account beforehand so that line of credit is available if you need it.

Yes, ER vets require payment in full upfront.

Thanks, I guess I wasn't clear. IF you qualify for that line of credit now, could you use it say three months from now at 2am if an emergency came up? Would they need to call someone in an office somewhere for approval first?

[Micah my love]

Yes you could use Care credit it is the same as having a Visa except you don't have to pay interest & you only use it for vet care, It was being advertised at UT earlier this month

when i was there. I think getting a card & saving is the best way to go
if you have to pay for motels & all the other expenses in case you need to go out of town can get costly. i am thankful that i could afford mine but
i would hate for it to happen to often.

[Miss Behavin]

I don't have a fund specifically for my sweetie, but I am quite comfortable and look at pet ownership like motherhood. If I wasn't/could not be fiscally prepared to handle any and all emergencies or otherwise for my little one, I'd not undertake such a responsibility. This is why I don't understand why people who have too many children, or more pets, than they can reasonably afford!

[sugarmamma]

Originally Posted by Miss Behavin

I don't have a fund specifically for my sweetie, but I am quite comfortable and look at pet ownership like motherhood. If I wasn't/could not be fiscally prepared to handle any and all emergencies or otherwise for my little one, I'd not undertake such a responsibility. This is why I don't understand why people who have too many children, or more pets, than they can reasonably afford!

circumstances change.....how do you unbirth a child you had when gainfully employed? Discard a pet when times are tough? Different lives....different struggles. Walk a mile, my friend

[smartpuppiepets]

Originally Posted by Ladymom

Just remember that ER vets don't take insurance the way our hospitals do. They will require you to pay upfront. You will have to submit your receipts and wait for reimbursement from your insurance company.

As impossible as it may sound in this economy, everyone needs to be able to get their hands on about $1,000 asap in case of emergency. That's why having an account set up that you add to monthly or a pre-approved Care Credit account is essential. Some illnesses and injuries just can't wait until your regular vet gets back in on Monday.

[capt_noonie]

Here is the link for care credit. I looked at the website, looks good. I think I will apply just in case.

CareCredit Healthcare Finance - Payment Plans and Financing for Cosmetic Surgery, Dental, Vision, Hearing, Veterinary & Other Medical Procedures

Does anybody have this already?

[sugarmamma]

my mom does....she says I should get it

[CouversMom]

I have used Care Credit for other reasons, and as long as you pay it off within the time period, you are fine... I thought it was 18 months no interest, and found out afterwards that it was only 6 months So make sure you know that you can pay it off because the interest rates are outrageous!

[ellaYORKIE]

I had a yorkie about 5 years ago and she got hit by a car. We took her to the vet and her bill was so much we couldn't pay it. I was young and didn't have a job to pay the bill myself and my family didn't have the money to pay either. The vet's office wouldn't even work out a payment plan for us to be able to keep her. Long story short, we lost her to the vet's office. I don't know where she is now & it bothers me alot. I know she's alive and that helps a bit. When my boyfriend and i got Ella we were financially stable and that helps when you have a pet of your own. I don't have any probs. paying for her now and it's wonderful. I really do know what your saying when you tell people to put some money back for their baby. The loss of a pet can be very hard.

[Cookie2]

I agree especially with my situation right now. My Yorkie is missing.
Searching for a missing pet takes a lot of hours and money.
If it wasnt mainly for the members here in YT I would not know what to do!
Even if its saving $50 , then next month $25 . even if you skip a month. But remember to keep saving. I had carecredit and it saved my yorkie's life several times taking him to Emergency Vet Hospital.

When I got my first Yorkie , we were doing very well financially.Had a few snags here and there but things always got back on track. I added another pet.... within a few years the economy went in the toilett and so did our business and my husband got laid off. You can't predict the future. So please dont think people should not get pets if they dont have a certain amount of money just for their pets. You never know, life changes in a blink of an eye and accidents happen.

I am glad this thread was started. A few dollars here and there can make a big difference.

Gen

[107barney]

Originally Posted by Yorkiedaze

I've done the research as well and find it quite expensive considering it only covers things that are seldom needed. I think sitting money aside each month is the smart thing to do, especially after the pet has lived it's life out and you have quite a bit of savings to do as you need or want.

I too did some research on pet insurance and found that there were a lot of exclusions so did not purchase the insurance on my first two dogs back when they were puppies 9 years ago. Then, I looked into it again recently after my vet suggested i get it for Teddy and came to the same conclusion and did not take a policy out.

It is certainly good advice to have a set aside fund for your pets. Just the other night, Barney hurt his neck and we went to the ER vet at 1 AM. His little outing cost $175. Thankfully, he is alright.

[myteddybear]

Originally Posted by sugarmamma

circumstances change.....how do you unbirth a child you had when gainfully employed? Discard a pet when times are tough? Different lives....different struggles. Walk a mile, my friend

[Lisa and Pic]

Originally Posted by capt_noonie

Here is the link for care credit. I looked at the website, looks good. I think I will apply just in case.

CareCredit Healthcare Finance - Payment Plans and Financing for Cosmetic Surgery, Dental, Vision, Hearing, Veterinary & Other Medical Procedures

Does anybody have this already?

This sounds like a great idea and thanks for posting the link. I am also interesting in hearing from anyone that already has this card.