Wire transfer vs. money order (overnight) - YorkieTalk.com Forums

pagonzal · 07-15-2008, 01:59 PM

Which is the best way to send payment, wire transfer into an account or money order (overnight)? My friend is purchasing a shih tzu out of state and was wondering what to do.

Pam

Bizzymammabee · 07-15-2008, 02:00 PM

Neither ..use Paypal. Both of those you can't get the money back. If you use your credit card and sign up for paypal it gives you double protection. Credit cards give the charge back and fraude and so does paypal.

I would never send a wire transfer or western union.

BaileysMom2008 · 07-15-2008, 02:02 PM

Quote:

Originally Posted by pagonzal

Which is the best way to send payment, wire transfer into an account or money order (overnight)? My friend is purchasing a shih tzu out of state and was wondering what to do.

Pam

I would be very cautious with this unless you have pup in hand or have seen the pup in person i do not recommend any type of payment and would look elsewhere as most of these turn out to be FRAUD a SCAM however you want to word it. I personally would not pay for anything unless i saw it with my own eyes... and not by picture. But do what you wish and best of luck

chachi · 07-15-2008, 02:04 PM

I would be hesitant to deal with anyone that wants a wire transfer since thats how most scammers want payment. I dont know though Ive never purchased a dog out of state because its so risky. I will be interested in seeing the other responses

Bizzymammabee · 07-15-2008, 02:05 PM

I have purchased from out of state and never ever paid by wire transfer. It gives you no protection at all. Credit Cards are very good for charge backs.

amanda350 · 07-15-2008, 02:12 PM

I contacted paypal about a charge for something that I bought from a website and how I did not receive the product and they told me that they only protect against Ebay purchases, not other purchases on the internet..hmmm... Now I am confused because I was out $55.00...

Jeri Cunningham · 07-15-2008, 02:15 PM

If you use Paypal and Discover then Discover will cover the fraud if any I'm sure other credit cards do to.

mscat · 07-15-2008, 02:17 PM

Be careful doing that. You may not get your money back if she falls victim to fraud.

Bizzymammabee · 07-15-2008, 02:17 PM

Quote:

Originally Posted by amanda350

I contacted paypal about a charge for something that I bought from a website and how I did not receive the product and they told me that they only protect against Ebay purchases, not other purchases on the internet..hmmm... Now I am confused because I was out $55.00...

Paypal has an insurance for when you buy on ebay..I think that is why they say that. Paypal works like money transfer like western union etc...that is why I make all my purchases on it whether Ebay or otherwise with a credit card even if I have the cash.

Yorkiekids · 07-15-2008, 02:20 PM

I would look into different credit card options and see if you're insured if you don't get the pup.

lulababy · 07-15-2008, 02:54 PM

you should do that.. puppy thing.. UH what is it called!!! puppy transfer???
ok i looked it up. its called puppy escrow!!

Puppy Escrow, LLC - Protecting Buyers & Sellers from Fraud

i hear this is the safest way to do it soley online

qraven · 07-15-2008, 02:59 PM

Quote:

Originally Posted by lulababy

you should do that.. puppy thing.. UH what is it called!!! puppy transfer???
ok i looked it up. its called puppy escrow!!

Puppy Escrow, LLC - Protecting Buyers & Sellers from Fraud

i hear this is the safest way to do it soley online

I have a friend that uses that and loves it....

Bizzymammabee · 07-15-2008, 03:08 PM

Quote:

Originally Posted by lulababy

you should do that.. puppy thing.. UH what is it called!!! puppy transfer???
ok i looked it up. its called puppy escrow!!

Puppy Escrow, LLC - Protecting Buyers & Sellers from Fraud

i hear this is the safest way to do it soley online

That sounds really good especially if you dont' know much about the breeder.

RONLYNN · 07-15-2008, 03:38 PM

Scam...legit breeders do not make you wire transfer or western union money!! I wouldn't send the money.

Wrenee4 · 07-15-2008, 04:23 PM

I vote for using paypal. Sometime you may have to pay around 3% more to cover their fees, but that's WAY cheaper than a Money Order.

07-15-2008, 01:59 PM	#1
pagonzal YT Addict Join Date: May 2008 Location: Virginia Beach, VA Posts: 438	Wire transfer vs. money order (overnight) Which is the best way to send payment, wire transfer into an account or money order (overnight)? My friend is purchasing a shih tzu out of state and was wondering what to do. Pam

07-15-2008, 02:00 PM	#2
Bizzymammabee Luvs Lulu Donating Member Join Date: Feb 2006 Location: Queens, NY Posts: 6,931 Blog Entries: 1	Neither ..use Paypal. Both of those you can't get the money back. If you use your credit card and sign up for paypal it gives you double protection. Credit cards give the charge back and fraude and so does paypal. I would never send a wire transfer or western union. __________________ Lulu will always be in my heart

07-15-2008, 02:04 PM	#4
chachi I Love My Yorkies Donating Member Join Date: Feb 2005 Location: Indianapolis, Indiana Posts: 37,147	I would be hesitant to deal with anyone that wants a wire transfer since thats how most scammers want payment. I dont know though Ive never purchased a dog out of state because its so risky. I will be interested in seeing the other responses __________________ Chachi's & Jewels Mom Jewels http://www.dogster.com/?132431 Chachi http://www.dogster.com/?132427

07-15-2008, 02:05 PM	#5
Bizzymammabee Luvs Lulu Donating Member Join Date: Feb 2006 Location: Queens, NY Posts: 6,931 Blog Entries: 1	I have purchased from out of state and never ever paid by wire transfer. It gives you no protection at all. Credit Cards are very good for charge backs. __________________ Lulu will always be in my heart

07-15-2008, 02:15 PM	#7
Jeri Cunningham Donating YT 1000 Club Member Join Date: Apr 2007 Location: Hercules,CA Posts: 2,057 Blog Entries: 1	If you use Paypal and Discover then Discover will cover the fraud if any I'm sure other credit cards do to. __________________ Mandy & Krissy & Teddy & Chelsey & Kayla Non-Yorkie: Rusty & Biewers: Darla & Spanky The Little Rascals

07-15-2008, 02:12 PM	#6
amanda350 No Longer A Member Join Date: Oct 2005 Location: Tennessee Posts: 986	I contacted paypal about a charge for something that I bought from a website and how I did not receive the product and they told me that they only protect against Ebay purchases, not other purchases on the internet..hmmm... Now I am confused because I was out $55.00...

07-15-2008, 02:17 PM	#8
mscat YT 3000 Club Member Join Date: May 2008 Location: Hanford, CA Posts: 4,895	Be careful doing that. You may not get your money back if she falls victim to fraud. __________________ "No matter how little money & how few possessions, you own, having a dog makes you rich."

07-15-2008, 02:20 PM	#10
Yorkiekids Piper & Sebastian Donating Member Join Date: Jul 2007 Location: florida Posts: 14,495	I would look into different credit card options and see if you're insured if you don't get the pup. __________________ Susan, Piper ,Harley & Suiki

07-15-2008, 02:54 PM	#11
lulababy bam and pebbles mommy Donating Member Join Date: Feb 2008 Location: Florida Posts: 1,706	you should do that.. puppy thing.. UH what is it called!!! puppy transfer??? ok i looked it up. its called puppy escrow!! Puppy Escrow, LLC - Protecting Buyers & Sellers from Fraud i hear this is the safest way to do it soley online __________________ P E B B L E S Member of PPU, The PiNk Club, The Crazy Club, & SRC Add my puppy on Myspace & Dogster! BAM BAM Soon to be member of PPU, Little Gentlemans Club, Crazy Club & SRC

07-15-2008, 03:38 PM	#14
RONLYNN Donating YT 500 Club Member Join Date: Apr 2007 Location: Manhattan Beach, CA Posts: 1,635	Scam...legit breeders do not make you wire transfer or western union money!! I wouldn't send the money. __________________ Ronda & Teddi PPU - Petite Pups United Member The PINK Club Member **

07-15-2008, 04:23 PM	#15
Wrenee4 YT 2000 Club Member Join Date: Apr 2005 Location: Michigan Posts: 2,048	I vote for using paypal. Sometime you may have to pay around 3% more to cover their fees, but that's WAY cheaper than a Money Order. __________________ ~Wendy~