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-   -   Wire transfer vs. money order (overnight) (https://www.yorkietalk.com/forums/general-yorkshire-terrier-discussion/138265-wire-transfer-vs-money-order-overnight.html)

pagonzal 07-15-2008 01:59 PM
Wire transfer vs. money order (overnight)
 
Which is the best way to send payment, wire transfer into an account or money order (overnight)? My friend is purchasing a shih tzu out of state and was wondering what to do.

Pam

Bizzymammabee 07-15-2008 02:00 PM
Neither ..use Paypal. Both of those you can't get the money back. If you use your credit card and sign up for paypal it gives you double protection. Credit cards give the charge back and fraude and so does paypal.

I would never send a wire transfer or western union.

BaileysMom2008 07-15-2008 02:02 PM
Caution
 
Quote:
Originally Posted by pagonzal (Post 2115370)
Which is the best way to send payment, wire transfer into an account or money order (overnight)? My friend is purchasing a shih tzu out of state and was wondering what to do.

Pam
I would be very cautious with this unless you have pup in hand or have seen the pup in person i do not recommend any type of payment and would look elsewhere as most of these turn out to be FRAUD a SCAM however you want to word it. I personally would not pay for anything unless i saw it with my own eyes... and not by picture. But do what you wish and best of luck

chachi 07-15-2008 02:04 PM
I would be hesitant to deal with anyone that wants a wire transfer since thats how most scammers want payment. I dont know though Ive never purchased a dog out of state because its so risky. I will be interested in seeing the other responses

Bizzymammabee 07-15-2008 02:05 PM
I have purchased from out of state and never ever paid by wire transfer. It gives you no protection at all. Credit Cards are very good for charge backs.

amanda350 07-15-2008 02:12 PM
I contacted paypal about a charge for something that I bought from a website and how I did not receive the product and they told me that they only protect against Ebay purchases, not other purchases on the internet..hmmm... Now I am confused because I was out $55.00...

Jeri Cunningham 07-15-2008 02:15 PM
If you use Paypal and Discover then Discover will cover the fraud if any I'm sure other credit cards do to.

mscat 07-15-2008 02:17 PM
Be careful doing that. You may not get your money back if she falls victim to fraud. :eek:

Bizzymammabee 07-15-2008 02:17 PM
Quote:
Originally Posted by amanda350 (Post 2115408)
I contacted paypal about a charge for something that I bought from a website and how I did not receive the product and they told me that they only protect against Ebay purchases, not other purchases on the internet..hmmm... Now I am confused because I was out $55.00...
Paypal has an insurance for when you buy on ebay..I think that is why they say that. Paypal works like money transfer like western union etc...that is why I make all my purchases on it whether Ebay or otherwise with a credit card even if I have the cash.

Yorkiekids 07-15-2008 02:20 PM
I would look into different credit card options and see if you're insured if you don't get the pup.

lulababy 07-15-2008 02:54 PM
you should do that.. puppy thing.. UH what is it called!!! puppy transfer???
ok i looked it up. its called puppy escrow!!

Puppy Escrow, LLC - Protecting Buyers & Sellers from Fraud

i hear this is the safest way to do it soley online

qraven 07-15-2008 02:59 PM
Quote:
Originally Posted by lulababy (Post 2115513)
you should do that.. puppy thing.. UH what is it called!!! puppy transfer???
ok i looked it up. its called puppy escrow!!

Puppy Escrow, LLC - Protecting Buyers & Sellers from Fraud

i hear this is the safest way to do it soley online
I have a friend that uses that and loves it....

Bizzymammabee 07-15-2008 03:08 PM
Quote:
Originally Posted by lulababy (Post 2115513)
you should do that.. puppy thing.. UH what is it called!!! puppy transfer???
ok i looked it up. its called puppy escrow!!

Puppy Escrow, LLC - Protecting Buyers & Sellers from Fraud

i hear this is the safest way to do it soley online
That sounds really good especially if you dont' know much about the breeder.

RONLYNN 07-15-2008 03:38 PM
Scam...legit breeders do not make you wire transfer or western union money!! I wouldn't send the money.

Wrenee4 07-15-2008 04:23 PM
I vote for using paypal. Sometime you may have to pay around 3% more to cover their fees, but that's WAY cheaper than a Money Order. :)


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