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08-05-2007, 01:35 PM | #1 |
Donating YT 1000 Club Member Join Date: Nov 2005 Location: Space City
Posts: 2,079
| 401 K question Is it better to diversified you 401 k or is it better to keep everything in just one place? I had everything in place, but last week someone advice me to diversify, but I don't know if I made the right choice.
__________________ IF THERE ARE NO DOGS IN HEAVEN, THEN WHEN I DIE I WANT TO GO WHERE THEY GO. CHIKIS, OSCARITO,JEROME, KIKI, AND NEGRITA. |
Welcome Guest! | |
08-05-2007, 01:41 PM | #2 |
Love my Boys Donating Member Join Date: Dec 2006 Location: w/ my boys
Posts: 5,056
| I don't have all my eggs in one stock or mutual fund, it's broken up into 5 places...that way if one does bad the basket still contains eggs...so to speak...
__________________ B.J.mom to : Jake J.J. Jack & Joey, momma misses you..... The joy found in the companionship of a pet is a blessing not given to everyone. The two most powerful words when we’re in struggle: me too.. |
08-05-2007, 02:21 PM | #3 |
Donating Senior Yorkie Talker Join Date: Nov 2005 Location: Texas
Posts: 778
| Diversify!! |
08-05-2007, 02:36 PM | #4 |
Donating Yorkie Yakker Join Date: Jun 2006 Location: Connecticut
Posts: 1,511
| Diversify. I have a small portion going to a guaranteed interest account.
__________________ Conner - my best buddy |
08-05-2007, 04:29 PM | #5 |
Donating YT Addict Join Date: Apr 2006 Location: Colorado
Posts: 331
| I assume you mean you have a 401k plan thru your employer. Ask your employer (or whomever your employer has handle your plan) to give you the investment options within the plan and also ask them how each fund has performed year to date, month to date and since the market has been extremely volitile, week to date). I would then ask someone with a bit of knowledge to help you with your choices. |
08-05-2007, 04:45 PM | #6 | |
Donating YT 1000 Club Member Join Date: Nov 2005 Location: Space City
Posts: 2,079
| Quote:
__________________ IF THERE ARE NO DOGS IN HEAVEN, THEN WHEN I DIE I WANT TO GO WHERE THEY GO. CHIKIS, OSCARITO,JEROME, KIKI, AND NEGRITA. | |
08-05-2007, 04:58 PM | #7 |
Donating YT 3000 Club Member Join Date: Jul 2007 Location: Illinois
Posts: 4,139
| Diversify! Ask your HR people at work to give you your 401k contact and they can help you diversify correctly. It also depends on your age how much risk you need to be taking (younger = more risk and higher returns; older = less risk, lower more dependable returns). Good Luck!
__________________ Diane, and my boys ..... Coby and Reggie !! Striving to be a YTPP - a YT Positive Poster! In Memory of My Beautiful Mother 7/22/28-8/27/08 |
08-05-2007, 05:20 PM | #8 |
Donating YT 500 Club Member Join Date: May 2007 Location: upstate ny
Posts: 5,847
| I also diversify and have always been told that's best. |
08-05-2007, 05:31 PM | #9 |
YT 500 Club Member Join Date: Jun 2006 Location: Bacliff, TX
Posts: 947
| Remember Enron? It can happen to anyone at any time. I agree with the previous post - don't put all your eggs in one basket. |
08-05-2007, 05:54 PM | #10 |
Donating YT 1000 Club Member Join Date: Nov 2005 Location: Space City
Posts: 2,079
| Thanks ladies, Ya'll comments are making me feel better
__________________ IF THERE ARE NO DOGS IN HEAVEN, THEN WHEN I DIE I WANT TO GO WHERE THEY GO. CHIKIS, OSCARITO,JEROME, KIKI, AND NEGRITA. |
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