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10-13-2008, 01:50 PM | #1 |
I heart Sugar Donating Member Join Date: Mar 2006 Location: Florida
Posts: 7,373
| ss work credit This is pretty random but I figured sombody here would know. What does social security count as 1 work credit? Apparently I'm 9 short to qualify for Medicare (I'm 35 so this isn't a pressing issue). I guess you need 40 and I have 31. Just curious.
__________________ "If you have men who will exclude any of God’s creatures from the shelter of compassion and pity, you will have men who will deal likewise with their fellow men." — St. Francis of Assisi, 1181-1226 |
Welcome Guest! | |
10-13-2008, 02:40 PM | #2 |
No Longer a Member Join Date: Mar 2007 Location: Washington State
Posts: 1,218
| Well, I found this link: Quarter of Coverage Maybe it will help answer your ? Seems it changes from year to year. |
10-13-2008, 02:42 PM | #3 |
No Longer a Member Join Date: Mar 2007 Location: Washington State
Posts: 1,218
| Understanding Supplemental Security Income (SSI)-- Social Security Entitlement Maybe that links better, the other was re: disability income. |
10-13-2008, 02:43 PM | #4 |
Donating YT 1000 Club Member Join Date: May 2005 Location: Central Texas
Posts: 2,624
| Here's a good site to help answer your question. How You Earn Credits In 2008, you receive one credit for each $1,050 of earnings, up to the maximum of four credits per year. But there are some other rules that the link above explains.
__________________ Rex & Rowdy's Mom |
10-13-2008, 03:09 PM | #5 |
I heart Sugar Donating Member Join Date: Mar 2006 Location: Florida
Posts: 7,373
| Thanks y'all. I was obviously being lazy and not doing my own research. I'm not sure how much I should be concerned about it but I guess I need to figure it out. I've been a stay at home mom most of my life and I haven't worked very much. I'm trying to decide if the credits are important enough to make me consider a part time job.
__________________ "If you have men who will exclude any of God’s creatures from the shelter of compassion and pity, you will have men who will deal likewise with their fellow men." — St. Francis of Assisi, 1181-1226 |
10-13-2008, 04:06 PM | #6 | |
I ♥ Joey & Ralphie! Donating Member | Quote:
__________________ NancyJoey Proud members of the CrAzYcLuB and YAP! ** Just Say No to Puppymills – Join YAP! Yorkshire Terrier Club of America – Breeder Referrals | |
10-13-2008, 05:01 PM | #7 | |
Donating YT 1000 Club Member Join Date: May 2005 Location: Central Texas
Posts: 2,624
| Quote:
So yes, I do think it is important that you try to accumulate enough social security credits. You just never know what might happen along the way.
__________________ Rex & Rowdy's Mom | |
10-13-2008, 07:16 PM | #8 |
Lovin' the Cali kisses! Donating Member Join Date: Feb 2006 Location: Lawrenceville, Georgia
Posts: 2,990
| How do you find out how many credits you have?
__________________ Larissa and Cali Let's go Georgia Bulldogs! |
10-13-2008, 07:49 PM | #9 |
Donating YT 1000 Club Member Join Date: May 2005 Location: Central Texas
Posts: 2,624
| You should get a statement from social security once a year that tells you how many credits you have and what your estimated benefits will be.
__________________ Rex & Rowdy's Mom |
10-14-2008, 04:36 AM | #10 | |
I heart Sugar Donating Member Join Date: Mar 2006 Location: Florida
Posts: 7,373
| Quote:
I was hoping a work credit was determined by a certain amount of hours. That would have made it much easier for me to decide if a part time job was worth it.
__________________ "If you have men who will exclude any of God’s creatures from the shelter of compassion and pity, you will have men who will deal likewise with their fellow men." — St. Francis of Assisi, 1181-1226 | |
10-14-2008, 02:52 PM | #11 |
Donating YT 1000 Club Member Join Date: May 2005 Location: Central Texas
Posts: 2,624
| Right now, because everyone over age 65 is eligible for Medicare (if they have worked enough), company insurances, like your husband's, become your secondary (gap) insurance - not your primary insurance - Medicare is your primary insurance. I would be unsure that they would continue to cover you fully like they are now. See, it is a huge cost savings for companies for their retired employees (and families) when they become eligible for Medicare. Of course, if you are not elgible, then perhaps they will continue to cover you - but I wouldn't count on it. Many companies that are struggling financially right now, are deleting their health insurance for their retired employees. I think it may be fairly common for retirees to not have health insurance through their company after they retire. Of course, we may have some sort of national or universal health insurance at some point, but again, you just never know. Also, what if something happened to your husband..... you just never know what might happen, so I always recommend to young women that they try to have a plan in place for the future. I do think it is important to stay home with the little ones, but when they are in school or grown is a good time to work on those social security credits!
__________________ Rex & Rowdy's Mom |
10-15-2008, 05:34 AM | #12 | |
I heart Sugar Donating Member Join Date: Mar 2006 Location: Florida
Posts: 7,373
| Quote:
__________________ "If you have men who will exclude any of God’s creatures from the shelter of compassion and pity, you will have men who will deal likewise with their fellow men." — St. Francis of Assisi, 1181-1226 | |
10-15-2008, 07:32 AM | #13 |
Lovin' the Cali kisses! Donating Member Join Date: Feb 2006 Location: Lawrenceville, Georgia
Posts: 2,990
| Hmm..I don't think Ive ever gotten one of those..
__________________ Larissa and Cali Let's go Georgia Bulldogs! |
10-15-2008, 07:50 AM | #14 |
Donating YT 10K Club Member | To be eligible for social security or medicare benefits...you have to work 40 quarters...10 years. Another concern other than medicare benefits when you're older....should something happen to you now (God forbid)...neither your husband nor your children would receive any ss benefits.
__________________ Deb, Reese, Reggie, Frazier, Libby, Sidney, & Bodie Trace & Ramsey who watch over us www.biewersbythebay.com |
10-15-2008, 09:06 AM | #15 | |
I heart Sugar Donating Member Join Date: Mar 2006 Location: Florida
Posts: 7,373
| Quote:
__________________ "If you have men who will exclude any of God’s creatures from the shelter of compassion and pity, you will have men who will deal likewise with their fellow men." — St. Francis of Assisi, 1181-1226 | |
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