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06-09-2013, 04:30 PM | #1 |
Donating YT 500 Club Member Join Date: Dec 2012 Location: United States
Posts: 1,035
| Pet Insurance Does anyone have pet insurance? My mom really wants me to get it for Miley but is it worth it? What company do you have?
__________________ Courtney Miley my baby girl is finally home |
Welcome Guest! | |
06-09-2013, 04:34 PM | #2 |
Donating YT 18K Club Member Join Date: Mar 2009 Location: Yorkie Zoo
Posts: 34,152
| We have pet insurance. If you search there are several threads. I have Embrace for my girls. I chose $500 deductible with $15000 per year cap and 90% reimbursement. I pay around $60 a month for my two dogs total.
__________________ Lisa, Mom to Curri Bee Vindi Loo Tikka Masala Sugar Baby |
06-09-2013, 04:37 PM | #3 |
Tiny♥HoldsLotsOfLove Donating Member Join Date: Aug 2012 Location: Ohio
Posts: 1,998
| I did this thread a few months ago, it may help. Lots of good advice was given on insurance and other ways to cover illnesses. http://www.yorkietalk.com/forums/yor...ce-yes-no.html I ended up getting trupanion because they cover hereditary problems. If your going to get insurance- get it soon as possible. Once she gets sick, they consider it pre existing and won't cover it.
__________________ Owned by Cinders |
06-09-2013, 04:37 PM | #4 | |
Donating YT 500 Club Member Join Date: Dec 2012 Location: United States
Posts: 1,035
| Quote:
Lets say Miley needs something that costs $2000. Do I pay the $2000 then get reimbursed? how does this work?
__________________ Courtney Miley my baby girl is finally home | |
06-09-2013, 04:38 PM | #5 | |
Donating YT 18K Club Member Join Date: Mar 2009 Location: Yorkie Zoo
Posts: 34,152
| Quote:
__________________ Lisa, Mom to Curri Bee Vindi Loo Tikka Masala Sugar Baby | |
06-09-2013, 04:39 PM | #6 | |
Donating YT 500 Club Member Join Date: Dec 2012 Location: United States
Posts: 1,035
| Quote:
__________________ Courtney Miley my baby girl is finally home | |
06-09-2013, 04:39 PM | #7 |
Donating YT 18K Club Member Join Date: Mar 2009 Location: Yorkie Zoo
Posts: 34,152
| once that amount is paid (it's usually a one time thing per year) they pay a percentage that you chose. I chose to have them pay 90%
__________________ Lisa, Mom to Curri Bee Vindi Loo Tikka Masala Sugar Baby |
06-09-2013, 04:40 PM | #8 |
Donating YT 500 Club Member Join Date: Dec 2012 Location: United States
Posts: 1,035
| Okay, so I just pay a annual fee then and then the remaining 10%?
__________________ Courtney Miley my baby girl is finally home |
06-09-2013, 04:41 PM | #9 |
Donating YT 18K Club Member Join Date: Mar 2009 Location: Yorkie Zoo
Posts: 34,152
| yes on covered services. Most dont cover routine items like bloodwork and fecals and well exams and vaccines. More "sick" visits.
__________________ Lisa, Mom to Curri Bee Vindi Loo Tikka Masala Sugar Baby |
06-09-2013, 04:44 PM | #10 |
Donating YT 500 Club Member Join Date: Dec 2012 Location: United States
Posts: 1,035
| The AKC insurance covers spaying, and other good stuff. Did you look into this one? just curious as to what sold you on trupanion
__________________ Courtney Miley my baby girl is finally home |
06-09-2013, 04:47 PM | #11 |
Donating YT 18K Club Member Join Date: Mar 2009 Location: Yorkie Zoo
Posts: 34,152
| I don't have trupanion. I have Embrace. Curri and Sugar are already spayed and I'm vaccinating less and less....we don't require as much preventative care ~ at least none on the expensive side.
__________________ Lisa, Mom to Curri Bee Vindi Loo Tikka Masala Sugar Baby |
06-09-2013, 04:54 PM | #12 |
Donating YT 500 Club Member Join Date: Sep 2010 Location: USA
Posts: 4,285
| We have Healthy Paws Covers hereditary and no cap.
__________________ . Cali , and Cali's keeper and staff, Jay No, not a "mini" Yorkie - She loves to motor in her Mini Cooper car |
06-09-2013, 04:55 PM | #13 |
Donating YT 18K Club Member Join Date: Mar 2009 Location: Yorkie Zoo
Posts: 34,152
| I looked into that too. Sugar was too old at 6 years old edit a lot of conditions were no longer covered
__________________ Lisa, Mom to Curri Bee Vindi Loo Tikka Masala Sugar Baby Last edited by sugarmamma; 06-09-2013 at 04:58 PM. |
06-09-2013, 05:01 PM | #14 |
Tiny♥HoldsLotsOfLove Donating Member Join Date: Aug 2012 Location: Ohio
Posts: 1,998
| Trupanion covers hereditary stuff. You have to pay the cost in full, but they reimburse you 90% . With a lot of yorkies ending up hereditary problems, I wanted to be covered if mine got any.(I'm sure Cinders was from a BYB. Who knows what problems are going to come up with her.) I haven't had to use it yet, so I'm hoping others that have will post.
__________________ Owned by Cinders |
06-09-2013, 05:02 PM | #15 | |
Donating YT 500 Club Member Join Date: Dec 2012 Location: United States
Posts: 1,035
| Quote:
__________________ Courtney Miley my baby girl is finally home | |
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