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12-21-2011, 12:18 PM | #1 |
YorkieTalk Newbie! | Pet Insurance: PetPlan vs. Embrace Hello All, Which pet insurance do you perfer PetPlan or Embrace? I will be welcoming a yorkie pup into my home soon and decided to start looking for Pet Insurance. While researching online I came across this article www.consumersearch.com/pet-insurancewhich lists the top three pet insurances (the third one is more of a discount plan). Do you agree that PetPlan and Embrace are the best out there? Is there another you would recommend? Thanks |
Welcome Guest! | |
12-21-2011, 12:54 PM | #2 |
YT 1000 Club Member Join Date: Jun 2006 Location: NJ
Posts: 1,812
| Bumping I'm bumping. I have never bought pet insurance. Luckily I have never needed it.
__________________ Beware of Nestle Purina Cozy (4/06), Roxy & Zoey (2/08), Lucy (4/09); Buddy 4/09- Rescued 12/11); Mika ('98) & Tallulah ('00) RIP Harley 4/2009; Lucky 11/2010; Zoey 4/2012 |
12-21-2011, 01:26 PM | #3 |
Senior Yorkie Talker Join Date: Jan 2011 Location: Wichita, KS, USA
Posts: 99
| I have PetPlan on my 1 yr old Roxi. The reason I chose it is because they cover genetic diseases. We discovered at the time of Roxi's spay that she has mild liver disease. I am so thankful that I had it...I wouldn't have been able to pay for all the bloodwork and specialty hospital surgeon if I hadn't had it.
__________________ Sandy~~Mother of Roxi Ree Snuggles Sue RIP Rusty Roger RIP Missy Marie |
12-21-2011, 01:26 PM | #4 |
YorkieTalk Newbie! | I spoke to a few breeders and a dog trainer and they all recommeneded I do a bit of research on insurance and get some for my yorkie. They made it seem as though it was a must. I figured I'd ask the Yorkie Pro's here to see what they would recommend. lol |
12-21-2011, 01:32 PM | #5 |
YorkieTalk Newbie! | Roxi Ree, thanks for your post. I'm just a bit confused about pet insurance. Do you the pet owner pay out of pocket first for the vet service and then submit a claim or do we treat the insurance like human insurance and show the card at the time of visit and just pay the co-pay? |
12-21-2011, 01:46 PM | #6 |
Donating Senior Yorkie Talker Join Date: Nov 2011 Location: Vermont
Posts: 90
| I hadnt thought about pet insurance for Smokey until I read this thread and reminded myself about the $5000 I spent this past summer and fall on diagnostics/ treatment for my elderly greyhound and whippet. I went to the PetPlan site and it looks pretty good. I would also welcome comments about which plan is best. I guess that since Smokey's undescended testicles and subluxed patella have already been diagnosed, that makes them pre-existing conditions ? Of course it does.. Daddy is traditionally a day late and a dollar short... sigh... POOR Daddy
__________________ Smokey's personal assistant, Jeff |
12-21-2011, 03:13 PM | #7 | |
YorkieTalk Newbie! | Quote:
Sounds like getting pet insurance isn't an option these days....it's a must! Would you recommend me getting something that covers routines and vaccinations? Or should I just put that $$ aside for when it's needed. | |
12-21-2011, 03:42 PM | #8 |
Furbutts = LOVE Donating Member Moderator | I have PetPlan for my youngest, Pfeiffer...and I love it. This is an older thread, so the info may not be totally current - but it's a great guide for evaluating insurance. http://www.yorkietalk.com/forums/die...rifaj-dvm.html
__________________ ~ A friend told me I was delusional. I nearly fell off my unicorn. ~ °¨¨¨°ºOº°¨¨¨° Ann | Pfeiffer | Marcel Verdel Purcell | Wylie | Artie °¨¨¨°ºOº°¨¨¨° |
12-21-2011, 04:04 PM | #9 | |
Senior Yorkie Talker Join Date: Jan 2011 Location: Wichita, KS, USA
Posts: 99
| Quote:
__________________ Sandy~~Mother of Roxi Ree Snuggles Sue RIP Rusty Roger RIP Missy Marie | |
12-21-2011, 06:10 PM | #11 | |
YorkieTalk Newbie! | Quote:
Now on to my next adventure.....narrowing down which local vet I want to take care of my baby. Let the interviews begin! | |
12-21-2011, 07:46 PM | #12 |
YT Addict Join Date: Jul 2009 Location: Kennesaw, GA.
Posts: 261
| I use VPI and have been happy with them.
__________________ Dennis...Dad to Toby The Wonderdog: RIP Buddy Boo 1985-2008 |
12-22-2011, 09:57 AM | #13 |
Donating Senior Yorkie Talker Join Date: Jul 2010 Location: WA state
Posts: 250
| We have been totally happy with Embrace. Cost about $40/month. They also have a wellness plan and you can choose your deductible. Good luck!
__________________ Suzi & Dori Vicki, Meggie, Snookie, Peach |
12-22-2011, 11:07 AM | #14 |
YT 1000 Club Member Join Date: Mar 2010 Location: Hibbing Minnesota
Posts: 1,106
| I have PetPlan and I really like it. Susan |
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