Pet Insurance - YorkieTalk.com Forums

babbsiam44 · 01-12-2011, 05:26 PM

I have posted here and in general. I am wondering about pet insurance, is it expensive? What are the benefits? From whom does anyone recommend I get it from? I appreciate any assistance...thank you!

Verodoll · 01-12-2011, 05:33 PM

I posted a thread asking about this a while ago. Here you go, hope its useful to you

: http://www.yorkietalk.com/forums/yor...insurance.html

Most said it wasn't worth it because the companies make up excuses why they won't pay for the bill. I think you should look at the thread for yourself, though!

oneblessedmommy · 01-12-2011, 05:34 PM

We have it and I highly recommend it. I have VPI Pet Insurance. The coverage has been great so far. I have the best insurance and it runs about $46 a month. They covered her spaying, her shots, checkup and even a sick visit with little cost to me. Check them out at www.petinsurance.com If you decide to get them, please tell them I (Amy Anderson) referred you.

Amy

babbsiam44 · 01-12-2011, 05:56 PM

Thank you and I will check it out.

Buster Brown · 01-12-2011, 06:29 PM

Buster is covered by petplan Pet Insurance for Dogs and Cats - Petplan Pet Health Insurance. They cover alternative treatments and genetic issues. Buster had LP surgery and the covered 70% as he went to a specialist. Usually I pay 20% and they pay 80% after the deductible. You can choose your deductible and your coverage 100% / 90%-10% / 80% - 20%. They were easy to work with and paid promptly.

Wylie's Mom · 01-13-2011, 07:14 AM

I have PetPlan, and they've never denied a claim for Pfeiffer. I'm really glad I got the insurance....and going forward, I'll always get it. Wylie and Marcel don't have it, and I sure wish I'd gotten it for them when they were pups.

dpieper · 01-13-2011, 07:27 AM

VPI is the best for what you get. Go for the major health plan. You never know and can not get it after soemthing happens. Pre-exisitng conditions etc.

LDMomma · 01-13-2011, 08:12 AM

We also have Petplan. We've use dit twice for surgery and have not been declined. They paid out the claim promptly. We wouldn't be without it.

JasmineNoelle · 01-13-2011, 01:50 PM

We have PetPlan on both of our girls.

ziggy925 · 01-13-2011, 09:02 PM

There are sites that rate all the insurance plans. Mine gets good reviews but I've never used it. What you have to watch for are policies that deny claims for breed specific problems. As for price, it all depends on how much you want to pay now against what your copay will be. Just like people insurance. Generally, regular checkups are not covered.

babbsiam44 · 01-14-2011, 03:07 AM

Thank you everyone for your replies.

Susan78 · 01-14-2011, 04:40 AM

I have PetPlan for our little girl

01-12-2011, 05:26 PM	#1
babbsiam44 YT 1000 Club Member Join Date: Sep 2009 Location: Virginia Posts: 1,132	Pet Insurance I have posted here and in general. I am wondering about pet insurance, is it expensive? What are the benefits? From whom does anyone recommend I get it from? I appreciate any assistance...thank you!

01-12-2011, 05:33 PM	#2
Verodoll Donating Senior Yorkie Talker Join Date: Apr 2009 Location: New Jersey Posts: 211	I posted a thread asking about this a while ago. Here you go, hope its useful to you : http://www.yorkietalk.com/forums/yor...insurance.html Most said it wasn't worth it because the companies make up excuses why they won't pay for the bill. I think you should look at the thread for yourself, though! __________________ Willow & Layla's Mommy Like my personalized avatar? You can have one too! Visit my store for details on prices and packages.

01-13-2011, 07:14 AM	#6
Wylie's Mom Furbutts = LOVE Donating Member Moderator Join Date: Jan 2005 Location: Phoenix, AZ Posts: 35,889 Blog Entries: 2	I have PetPlan, and they've never denied a claim for Pfeiffer. I'm really glad I got the insurance....and going forward, I'll always get it. Wylie and Marcel don't have it, and I sure wish I'd gotten it for them when they were pups. __________________ ~ A friend told me I was delusional. I nearly fell off my unicorn. ~ °¨¨¨°ºOº°¨¨¨° Ann \| Pfeiffer \| Marcel Verdel Purcell \| Wylie \| Artie °¨¨¨°ºOº°¨¨¨°

01-13-2011, 01:50 PM	#9
JasmineNoelle YT 2000 Club Member Join Date: Feb 2009 Location: USA Posts: 2,774 Blog Entries: 1	We have PetPlan on both of our girls. __________________ Jasmine's, Prissy's and Maggie Mae's Mommy

01-12-2011, 05:34 PM	#3
oneblessedmommy Yorkie Yakker Join Date: Oct 2010 Location: Charleston, WV USA Posts: 25	We have it and I highly recommend it. I have VPI Pet Insurance. The coverage has been great so far. I have the best insurance and it runs about $46 a month. They covered her spaying, her shots, checkup and even a sick visit with little cost to me. Check them out at www.petinsurance.com If you decide to get them, please tell them I (Amy Anderson) referred you. Amy

01-12-2011, 05:56 PM	#4
babbsiam44 YT 1000 Club Member Join Date: Sep 2009 Location: Virginia Posts: 1,132	Thank you and I will check it out.

01-12-2011, 06:29 PM	#5
Buster Brown Donating YT 1000 Club Member Join Date: Oct 2009 Location: Toluca Lake, CA Posts: 5,491	Buster is covered by petplan Pet Insurance for Dogs and Cats - Petplan Pet Health Insurance. They cover alternative treatments and genetic issues. Buster had LP surgery and the covered 70% as he went to a specialist. Usually I pay 20% and they pay 80% after the deductible. You can choose your deductible and your coverage 100% / 90%-10% / 80% - 20%. They were easy to work with and paid promptly.

01-13-2011, 07:27 AM	#7
dpieper YorkieTalk Newbie! Join Date: Jan 2011 Location: Jamaica Plain, MA USA Posts: 1	VPI is the best for what you get. Go for the major health plan. You never know and can not get it after soemthing happens. Pre-exisitng conditions etc.

01-13-2011, 08:12 AM	#8
LDMomma YT Addict Join Date: Dec 2010 Location: FL Posts: 410	We also have Petplan. We've use dit twice for surgery and have not been declined. They paid out the claim promptly. We wouldn't be without it.

01-13-2011, 09:02 PM	#10
ziggy925 YT 500 Club Member Join Date: Nov 2009 Location: Aspen, CO, US Posts: 544	There are sites that rate all the insurance plans. Mine gets good reviews but I've never used it. What you have to watch for are policies that deny claims for breed specific problems. As for price, it all depends on how much you want to pay now against what your copay will be. Just like people insurance. Generally, regular checkups are not covered.

01-14-2011, 03:07 AM	#11
babbsiam44 YT 1000 Club Member Join Date: Sep 2009 Location: Virginia Posts: 1,132	Thank you everyone for your replies.

01-14-2011, 04:40 AM	#12
Susan78 YT 1000 Club Member Join Date: Mar 2010 Location: Hibbing Minnesota Posts: 1,106	I have PetPlan for our little girl