Quote:
Originally Posted by ladyjane
(Post 3435304)
Actually I believe that statement is incorrect. Soft fraud is what this would be called. Someone who knows there is a condition (does not need to be a diagnosis....IF there were one, then it would not be as easily done) and does not report it when obtaining insurance IS committing fraud. Insurance is NOT set up for people to buy it when they know there might be a problem. While it may not be as egregious as other forms of fraud, it is fraud; and the many people who do these types of things are part of the reason we have an insurance problem in this country.
As to the rest of your post, you have your opinions and I have mine.
| I'm not advocating "soft fraud", "hard fraud" or any kind of "fraud". There are medical records on the fact that this vet's diagnosis was "inconclusive". The insurance company would have access to those records. People can get on and off insurance as they please. That is not fraudulent. If it is, then I and my entire place of employment, have had a couple of insurance salesmen try to commit fraud against the very company they represented by suggesting that if I or anyone in the workplace felt like they may needed to get eye glasses anytime soon, then they should get vision insurance. Then afterwards, they can drop it. I think the reason insurance premiums are so high is because doctors get sued all the time and pharmaceutical meds have sky-rocketed. Not because I suggested someone get their pet back on health insurance. | 