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View Poll Results: Do you have Yorkie health insurance? | |||
Yes | 35 | 28.69% | |
No | 87 | 71.31% | |
Voters: 122. You may not vote on this poll |
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08-06-2004, 08:20 AM | #1 |
YT 6000 Club Member Join Date: Nov 2003 Location: Seattle, WA
Posts: 6,238
| Do you have Insurance for Your Yorkie? We have considered it, but currently don't have health insurance for Yoda. Any comments on insurance? I'd be interested to see if they really pay for all services, etc... |
Welcome Guest! | |
08-07-2004, 12:00 PM | #2 |
Donating YT 7000 Club Member Join Date: Mar 2004 Location: Alabama, etc.
Posts: 9,031
| Pay-as-you go is much cheaper per year in the long run! At least that has been the case so far with Toto! For instance, last month when Toto had that thing going on with the allergy ... $77.59 covered a complete exam including "poop" check, the bottle of antihistimine tabs, the itch relief rinse for her coat [24 oz.] and another 4 month supply of Advantage! The Advantage was the most expensive part of the visit! We have paid more than that for a meal!! There have been times that we have taken Toto to Dr. Lucy because we were just "concerned" and she won't let us pay anything!! Compared to the health plan I looked at [through AKC] ... full coverage is about $780 per year and is $100 deductible and only pays 80%. ...and ... pays a limit of $13,000 per year and $5,000 for any one incident!! I would think that unless you have a very "sickly" Yorkie or a very expensive vet, that it would be way more expensive for the insurance! Opinions ... ?? We got two months free coverage when we registered Toto with AKC ... when it expires I very seriously doubt that we will renew! Toto may get injured or come down with some gosh-awful illness tomorrow and I may have to eat my words ... but ... we could always "sell one of the kids" to pay for her care!!
__________________ Toto's Mom - http://www.dogster.com/?206581 Yorkie Rescue Colorado - http://www.yorkierescuecolorado.com/ "The difference between genius and stupidity is that genius has limits." -- Albert Einstein |
08-07-2004, 04:07 PM | #3 |
No Longer a Member Join Date: Jul 2004 Location: South Florida
Posts: 8,577
| insurance I am not for it. A friend with a Jack Russell has it. She showed me her bills. For a routine yearly visit it was $285. She paid $105. I thought her bill was majorly padded with unnecessary items. Without insurance it would have been.. exam..$32 booster $17 heartworm test $15 stool $10 total $74 |
08-08-2004, 12:17 PM | #4 |
YT 6000 Club Member Join Date: Nov 2003 Location: Seattle, WA
Posts: 6,238
| Yikes, scary that you end up paying MORE with insurance than without it! That just doesn't seem right at all! |
08-23-2004, 09:54 AM | #5 |
Yorkie Yakker Join Date: Aug 2004 Location: New York
Posts: 30
| Bettyeanne I love the part of selling the kids to pay for treatment, too cute
__________________ »»-(¯`°´¯)--»» Juliette »»-(¯`°´¯)--»» |
08-26-2004, 01:41 PM | #6 | |
Donating YT 7000 Club Member Join Date: Mar 2004 Location: Alabama, etc.
Posts: 9,031
| Quote:
__________________ Toto's Mom - http://www.dogster.com/?206581 Yorkie Rescue Colorado - http://www.yorkierescuecolorado.com/ "The difference between genius and stupidity is that genius has limits." -- Albert Einstein | |
04-21-2005, 01:09 PM | #7 |
Yorkie Yakker Join Date: Apr 2005 Location: Virginia
Posts: 74
| health insurance i dont have insurance for my yorkie, but i'm strongly thinking about it. |
04-21-2005, 01:15 PM | #8 | |
Moderator Emeritus Join Date: Feb 2004 Location: California
Posts: 1,149
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04-25-2005, 01:55 PM | #9 |
Yorkie Yakker Join Date: Apr 2005 Location: Tarrant, Alabama
Posts: 57
| All of my grown kids are jealous of Hercules. They think I have gone nuts. Spoil him just a little to much. |
04-25-2005, 02:07 PM | #10 |
Donating YT 500 Member Join Date: Mar 2005 Location: Connecticut
Posts: 783
| You do not pay more with our insurance in fact the vet doesn't even need to know you ahve insurance since you submit the bill after for reimbursement. Bella's isn't effective until 5/1 and I can't wait. Today's visit was $249 since it was a sick visit, some meds, the fluid therapy and a complete blood test We are lucky as my husband's company subsidizes some of it and it comes right from his check pre tax. I work for a major insurance company and my company doesn't even offer that.
__________________ Tammy & Bella |
06-08-2005, 10:37 PM | #11 |
YT Addict Join Date: Jun 2005 Location: Los Angeles, CA
Posts: 494
| My Bella has pet insurance as well, and its great. I'm so glad I got it. www.petinsurance.com is what she has.
__________________ Rachel & Bella Bella's Dogster Profile Meetup.com-Westside Small Dogs Club (Los Angeles) |
06-08-2005, 10:47 PM | #12 | |
BANNED! Join Date: Mar 2005
Posts: 8,246
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06-08-2005, 11:44 PM | #13 |
Donating YT Addict Join Date: May 2005 Location: Skagen, Denmark
Posts: 769
| I don't have kids, but I could rent my husband to some of the norweigan ladies who come to Skagen to meet men...hehe We have insurance that the law says we must, which is the "if my dog bites someone they will be treated and get medication for free"-insurance.
__________________ Mette - proud mother of Kali - 6 lbs, born on March 18th 2004 Mare - 4 lbs, born on January 28th 2005 |
06-09-2005, 12:12 AM | #14 |
YT Addict Join Date: May 2005 Location: Surrey
Posts: 333
| All my dogs have been insured since we had a terrier with cancer which ended up costing us £3000 it was worth it to see him live a further 6 years pain free and happy but it nearly bankrupted us at the time. |
06-09-2005, 07:26 AM | #15 |
BANNED! Join Date: Mar 2005 Location: California
Posts: 1,043
| Nope, we had it with our chihuahua and ended up paying WAY more for it then we ever got back. We have enough in savings that if something happened in an emergency that we'd be ok, the only way I'd recommend it is if someone doesn't have a savings and an emergency were to hit... |
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