help with my addiction - Page 3 - YorkieTalk.com Forums

chachi · 07-12-2006, 08:40 AM

Quote:

Originally Posted by Annabelles_mom

I have restricted myself to buying with cash only. That takes a big chunk out of my spending. Credit cards are evil, EEEVILLLL!

I am the same way. That limits your spending and I only buy what I really want.

bren · 07-12-2006, 08:48 AM

Is it possible for you to not carry your credit cards with you? Then if you see something in a store or online you won't have the means to buy it immediately. Maybe it will give you some time to think about whether or not you really NEED to make the purchase. Or are you the type that would just get your credit card and go back to the site to make the purchase?

If you want to start saving for a bigger house with a yard, maybe put so much money aside every month in a savings for that and the rest of your money can be for shopping. I'm not cheap and I pretty much buy whatever I want but I don't spend above my means and I make sure that I put money in a savings account every month so when I buy a house I will have money for that.

RE: the overflowing refrigerator/freezer--are you Italian? I'm 100% Italian so I was raised having an over abundance of food in the house. There's always enough food to feed an army. I am like that and everyone from my family is like that. My mom still cooks like she's feeding 20 people and she's really just cooking for her and my dad! Crazy! I think it's an Italian thing.

cribal · 07-12-2006, 08:50 AM

If you got the money honey then spend it. It sounds like you have your s**t together and your not racking up credit cards and putting yourself in debt and your keeping up your bills soooo WHY NOT. When it comes to wanting to save money for a house in the future then maybe you could try opening a seperate savings account and try and match what money you spend in fun shopping and put it towards you savings for a house (or whatever it may be). Just an idea....

It's funny listning to all of you talk about shopping... My mom swears I have something wrong with me. I HATE SHOPPING!!!!!!!!!!! Now calm down girls don't get upset...LOL I don't know what it is but I have never liked shopping. I espicially HATE HATE HATE going to malls. I'm 24 years old and my mom makes me go with her once or twice a year to go and buy new clothes. Otherwise I would still be wearing the same s**t from highschool. I'm not sure what it is but I just can't stand it. The only thing I have somewhat found interest in is sandals lately. B/4 last summer I wore just tennis shoes or my old black addidas sandals (that were mens). I have learned to like some cute sandals and I own a couple pair now. I don't go shopping for them though. My mom picks them up for me and I let her know if I like them or not and give her the money if I keep them....LOL'

Crystal

Annabelles_mom · 07-12-2006, 08:51 AM

Quote:

Originally Posted by vainchick5

It never hurts to save up for a bigger home or for investment properties. Trust me it will come in handy one day.

I have a house I rent out and it is awesome!! Extra money, the mortgage is paid monthy, and I can borrow against that house too! It is the best thing to do!!!! It is like mine own personal money tree!

But, maintainance and dealing with tenants kinda sucks, but oh well!!!

I suggest that to everyone!!

And, you can get a home equity loan on that house, and buy another rental house with that money!! You can be like a mini-Donald Trump!!

mustangbee · 07-12-2006, 09:04 AM

LOL
Can't help ya Gina,
I love to shop too! Macys is my store,
it's the best. Just can't get enough.
Now our daughter is a shopper too.

Rem&Silkmom · 07-12-2006, 09:11 AM

Sorry Can't help you I have the same disease! I am a shoe-a-holic. I'm in rehab for it. I'm on the pay as you go shopping program. If I can't pay cash I don't go shopping. I have all my credit cards paid off and not about to go charging them up.

I try really really hard to stay away from online shopping. Plus I really like instant gratification and I can't bring it home right away with online shopping.

However I do love it when I buy something online and its like you forget about it and then ding dong the door bell rings...yip hee...its like you bought it all over again!

ytsirk27 · 07-12-2006, 09:41 AM

You know Gina. If your worried about having too much stuff...you can always send it to me!!!

JCarlson2004 · 07-12-2006, 09:44 AM

Quote:

Originally Posted by cribal

It's funny listning to all of you talk about shopping... My mom swears I have something wrong with me. I HATE SHOPPING!!!!!!!!!!! Now calm down girls don't get upset...LOL I don't know what it is but I have never liked shopping. I espicially HATE HATE HATE going to malls. Crystal

Nooooooooo! Say it ain't so!! LOL!

yougetthesmiles · 07-12-2006, 09:48 AM

Quote:

Originally Posted by Lexi Rae

to shopping.,,.
every day im online shopping... i cant seem to stop.. monday at kohls
spent arouund 100.00, today again around 100.00. last week again at kohls.
miles kimball for little house stuff, table clothes and ice trays etc.
old navy .. oh perfume on line yesterday.... how do i stop this... ??
i just love it...

I enjoy shopping to, but you have to remember it's a luxury, and you should be privileged that you can spend that money. Is your husband ok with the fact that you buy like that? I guess if you have the money and he is ok with it, then there is nothing wrong with it, but if you want to stop then here is my suggestion, go visit a homeless shelter and see what it is like to live without the luxuries, I bet that would cure you real quick, we all are so fortunate to have what we have, and there are so many who have to go without, it so sad, I have never visited one, but I'm sure it would break my heart, specially to see kids have to live like that. I wish I had the money to donate or help the less privileged.
That is just a suggestion for you.
Good luck hun!

vainchick5 · 07-12-2006, 09:48 AM

Quote:

Originally Posted by cribal

If you got the money honey then spend it. It sounds like you have your s**t together and your not racking up credit cards and putting yourself in debt and your keeping up your bills soooo WHY NOT. When it comes to wanting to save money for a house in the future then maybe you could try opening a seperate savings account and try and match what money you spend in fun shopping and put it towards you savings for a house (or whatever it may be). Just an idea....

It's funny listning to all of you talk about shopping... My mom swears I have something wrong with me. I HATE SHOPPING!!!!!!!!!!! Now calm down girls don't get upset...LOL I don't know what it is but I have never liked shopping. I espicially HATE HATE HATE going to malls. I'm 24 years old and my mom makes me go with her once or twice a year to go and buy new clothes. Otherwise I would still be wearing the same s**t from highschool. I'm not sure what it is but I just can't stand it. The only thing I have somewhat found interest in is sandals lately. B/4 last summer I wore just tennis shoes or my old black addidas sandals (that were mens). I have learned to like some cute sandals and I own a couple pair now. I don't go shopping for them though. My mom picks them up for me and I let her know if I like them or not and give her the money if I keep them....LOL'

Crystal

Ok THAT I definetly can't relate to..loool..I LOVE shopping and dont understand why some people don't. If I was filthy rich I would buy real estate and clothes..lol

ytsirk27 · 07-12-2006, 09:49 AM

Quote:

Originally Posted by cribal

If you got the money honey then spend it. It sounds like you have your s**t together and your not racking up credit cards and putting yourself in debt and your keeping up your bills soooo WHY NOT. When it comes to wanting to save money for a house in the future then maybe you could try opening a seperate savings account and try and match what money you spend in fun shopping and put it towards you savings for a house (or whatever it may be). Just an idea....

It's funny listning to all of you talk about shopping... My mom swears I have something wrong with me. I HATE SHOPPING!!!!!!!!!!! Now calm down girls don't get upset...LOL I don't know what it is but I have never liked shopping. I espicially HATE HATE HATE going to malls. I'm 24 years old and my mom makes me go with her once or twice a year to go and buy new clothes. Otherwise I would still be wearing the same s**t from highschool. I'm not sure what it is but I just can't stand it. The only thing I have somewhat found interest in is sandals lately. B/4 last summer I wore just tennis shoes or my old black addidas sandals (that were mens). I have learned to like some cute sandals and I own a couple pair now. I don't go shopping for them though. My mom picks them up for me and I let her know if I like them or not and give her the money if I keep them....LOL'

Crystal

WOW..theres actually another one out there like me...>WOOHOO!!!!!

candybaby · 07-12-2006, 09:54 AM

Quote:

Originally Posted by Lexi Rae

the thing is, i just love to shop, i buy for everyone... especially my b/f.
i see something on sale i have to have 5 of them... i have around
50 pairs of summer shoes. around 30 winter boots... around 40 victoria
secret bras, 150 underware, around 35 jeans, 15 capris forget it, i can go on and on.... i have 2 wall to wall closets in my house... and another closet
in the spare room, with shelves in all.. all filled to capacity... and 2
large dressers... im a sick girl.. the thing is, they are all good stuff and dont want to part with them,, fairly all new tooo..... really dont have a problem
with paying bills, i pay my credit cards off as they come in... no interest
to anyone,..im smart that way... i just love clothing. its my sickness..
anyone else as sick?

Just think of it like this there are worse people out there. Have you seen Paris Hilton's closet

They made a whole bedroom into a closet for her and her clothes still didn't fit. Don't feel bad everyone does it, maybe you should buy more yorkies

Then you will have to take care of them all day and you won't have time for nothing else

Lexi Rae · 07-12-2006, 09:55 AM

i have no husband and if i did he cant stop me from shopping.
i make my own money and worked very hard for everything i have.
with no help..... at alllllll .... i do have a b/f and he says
i go overboard, yes i do... too much though... the thing is.. if i really want
something very expensive i will get it... i will work 14 hrs a day if i have to.
ive done it before,,,i wanted to redo my kitchen, i worked my little butt off
and i did it.... costed me 15.000 cheap only cause my brother did it for me.
took him 6 months though. didnt want a dime from me....only cause i had lent him money a fews years back and never paid me back... oh well chalk that one up.....

candybaby · 07-12-2006, 10:10 AM

Quote:

Originally Posted by Lexi Rae

i have no husband and if i did he cant stop me from shopping.
i make my own money and worked very hard for everything i have.
with no help..... at alllllll .... i do have a b/f and he says
i go overboard, yes i do... too much though... the thing is.. if i really want
something very expensive i will get it... i will work 14 hrs a day if i have to.
ive done it before,,,i wanted to redo my kitchen, i worked my little butt off
and i did it.... costed me 15.000 cheap only cause my brother did it for me.
took him 6 months though. didnt want a dime from me....only cause i had lent him money a fews years back and never paid me back... oh well chalk that one up.....

WOW!! you must have an amazing job that pays well. All I say is go for it my dad was statcked with money and I mean stacked and he never spent a dime always saving and where did it get him nowhere. Sad to say he has Alzheimers now and right before he got bad with it he signed all his money and rental property over to me and my sister. He did not even get to enjoy his money. Honey spend, spend, spend as long as it doesnt hurt you financially.

YORKIE7 · 07-12-2006, 10:13 AM

I like most girls love to shop too, its in our genes

So Gina if you want to get a house with your boyfriend and get more yorkies how about this........

Stick pictures all over your house of yorkie puppies and beautiful large houses.
Then everytime you go to the fridge or cupboard you will see these pics and it will hopefully give you the incentive to save money.

I use to love blowing all my cash and maxing out my credit cards, but now there is something so worthwhile about saving money in a jar and watching it grow

Or you could try the drastic plan, which is to stick pics up of poor little children from the third world, who have no family, houses or food. That will deffinatley make you think before blowing $$$$ on handbags etc.

whatever you do, good luck

07-12-2006, 08:48 AM	#32
bren Slave to Max 'n Abbie Donating Member Join Date: Feb 2006 Location: Pittsburgh Posts: 1,529	Is it possible for you to not carry your credit cards with you? Then if you see something in a store or online you won't have the means to buy it immediately. Maybe it will give you some time to think about whether or not you really NEED to make the purchase. Or are you the type that would just get your credit card and go back to the site to make the purchase? If you want to start saving for a bigger house with a yard, maybe put so much money aside every month in a savings for that and the rest of your money can be for shopping. I'm not cheap and I pretty much buy whatever I want but I don't spend above my means and I make sure that I put money in a savings account every month so when I buy a house I will have money for that. RE: the overflowing refrigerator/freezer--are you Italian? I'm 100% Italian so I was raised having an over abundance of food in the house. There's always enough food to feed an army. I am like that and everyone from my family is like that. My mom still cooks like she's feeding 20 people and she's really just cooking for her and my dad! Crazy! I think it's an Italian thing. __________________ Brenda, Max & Abbie Last edited by bren; 07-12-2006 at 08:51 AM.

07-12-2006, 08:50 AM	#33
cribal YT 500 Club Member Join Date: Nov 2005 Location: Mt. Ulla, NC Posts: 683	I Hate Shopping If you got the money honey then spend it. It sounds like you have your st together and your not racking up credit cards and putting yourself in debt and your keeping up your bills soooo WHY NOT. When it comes to wanting to save money for a house in the future then maybe you could try opening a seperate savings account and try and match what money you spend in fun shopping and put it towards you savings for a house (or whatever it may be). Just an idea.... It's funny listning to all of you talk about shopping... My mom swears I have something wrong with me. I HATE SHOPPING!!!!!!!!!!! Now calm down girls don't get upset...LOL I don't know what it is but I have never liked shopping. I espicially HATE HATE HATE going to malls. I'm 24 years old and my mom makes me go with her once or twice a year to go and buy new clothes. Otherwise I would still be wearing the same st from highschool. I'm not sure what it is but I just can't stand it. The only thing I have somewhat found interest in is sandals lately. B/4 last summer I wore just tennis shoes or my old black addidas sandals (that were mens). I have learned to like some cute sandals and I own a couple pair now. I don't go shopping for them though. My mom picks them up for me and I let her know if I like them or not and give her the money if I keep them....LOL' Crystal __________________ RIP My little Lucy Live forever my Lucy Too, Tank and Annabelle

07-12-2006, 09:04 AM	#35
mustangbee Donating YT 9000 Club Member Join Date: Sep 2005 Location: North Carolina :) Posts: 10,616	LOL Can't help ya Gina, I love to shop too! Macys is my store, it's the best. Just can't get enough. Now our daughter is a shopper too. __________________ Friends are God's way of apologizing for our relatives. "Love & Support Our YT Members" Gina & Princess Member of the SSLS

07-12-2006, 09:11 AM	#36
Rem&Silkmom YT 500 Club Member Join Date: Apr 2005 Location: Chesapeake, VA Posts: 833	No Help Sorry Can't help you I have the same disease! I am a shoe-a-holic. I'm in rehab for it. I'm on the pay as you go shopping program. If I can't pay cash I don't go shopping. I have all my credit cards paid off and not about to go charging them up. I try really really hard to stay away from online shopping. Plus I really like instant gratification and I can't bring it home right away with online shopping. However I do love it when I buy something online and its like you forget about it and then ding dong the door bell rings...yip hee...its like you bought it all over again! __________________ *Remmy&ChanceMOM*

07-12-2006, 09:55 AM	#43
Lexi Rae Gina, (Lexi's Mommy) Donating Member Join Date: May 2005 Location: LONG ISLAND,NY Posts: 10,455	i have no husband and if i did he cant stop me from shopping. i make my own money and worked very hard for everything i have. with no help..... at alllllll .... i do have a b/f and he says i go overboard, yes i do... too much though... the thing is.. if i really want something very expensive i will get it... i will work 14 hrs a day if i have to. ive done it before,,,i wanted to redo my kitchen, i worked my little butt off and i did it.... costed me 15.000 cheap only cause my brother did it for me. took him 6 months though. didnt want a dime from me....only cause i had lent him money a fews years back and never paid me back... oh well chalk that one up..... __________________ Gina & Lexi CLICK HERE for our Photo Album ...

07-12-2006, 09:41 AM	#37
ytsirk27 BANNED FOR SCAMMING MEMBERS! Join Date: Jul 2005 Location: Kansas Posts: 2,811	You know Gina. If your worried about having too much stuff...you can always send it to me!!!

07-12-2006, 10:13 AM	#45
YORKIE7 No Longer a Member Join Date: Feb 2006 Location: ENGLAND Posts: 1,227	I like most girls love to shop too, its in our genes So Gina if you want to get a house with your boyfriend and get more yorkies how about this........ Stick pictures all over your house of yorkie puppies and beautiful large houses. Then everytime you go to the fridge or cupboard you will see these pics and it will hopefully give you the incentive to save money. I use to love blowing all my cash and maxing out my credit cards, but now there is something so worthwhile about saving money in a jar and watching it grow Or you could try the drastic plan, which is to stick pics up of poor little children from the third world, who have no family, houses or food. That will deffinatley make you think before blowing $$$$ on handbags etc. whatever you do, good luck