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02-04-2008, 05:12 PM | #16 | |
Donating YT 500 Club Member Join Date: Feb 2005 Location: Here, there
Posts: 2,693
| Quote:
A year??? See, it's all a game for the insurance companies to hold onto the $$ and collect interest, and come up with any and every excuse to not pay.
__________________ Bella (I miss you) Sachi Emmy | |
Welcome Guest! | |
02-04-2008, 05:24 PM | #17 |
Donating Yorkie Yakker Join Date: Feb 2006 Location: Redmond, WA
Posts: 379
| yeah, actually I totally forgot about it and thought they probably did not approve my claim.
__________________ I my little stinkers: Kimchee & Mochi |
02-04-2008, 06:02 PM | #18 |
Luvs Lulu Donating Member | my friend has a king charles spaniel. Rusty has been healthy for the most part other than recently getting sick. He had some sort of blood disorder....well VIP paid minimally on her claims (it was not pre-existing or on that list of no no's that they all have). She had to call and fight and then they finally paid out. Well she is up for renewal and they told her they won't be renewing her policy because it is now classified as a pre-existing condition. From what she was told when they renew your policy it's as though it's a new policy (I also read this online on a review) so technically what he has is now considered a problem. Rusty has some blood disorder that he developed that he almost needed a blood transfusion. He will now be on maintenance meds and need to see the vet serveral times a year....so guess what it's no longer profitable for them so SEE YA. Personally I didn't get any insurance. Instead I got Care Credit (www.carecredit.com). It's a credit card that gives you deferred interest of up to 4 years on bills (both human and vet) if it's over $299. Under that it's only like 11%. I thought that worked best for my situation. I can't see paying almost $400 to insure my dog and they are not covering enough stuff and there are so many hidden things that seem to pop up when it comes time for them to pay for your bills. Good luck on what you guys choose.
__________________ Lulu will always be in my heart |
02-04-2008, 06:11 PM | #19 |
Donating YT 1000 Club Member Join Date: Jan 2008 Location: Texas
Posts: 1,935
| This Is What I Wanna Know I Wanna Know About Preexisting Conditions Another Words With Bleus Surgery Could He Get Insurance Now? I Highly Doubt It... I Like Texas A&ms Program ... Whatever The Bill Is You Pay Half And The Other Is Paid Out Over A Period Of 6 Months I Like That!
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02-04-2008, 06:16 PM | #20 | |
Luvs Lulu Donating Member | Quote:
Their pre-existing conditions can cover so much. They want your vets records before they fully give the go ahead to cover you. So you might want to check. Personally I am keeping the $400 in my pocket and I will deal with things when they happen.
__________________ Lulu will always be in my heart | |
02-04-2008, 06:17 PM | #21 |
Donating YT 500 Club Member Join Date: Feb 2005 Location: Here, there
Posts: 2,693
| No, they will not cover anything pre-existing.
__________________ Bella (I miss you) Sachi Emmy |
02-04-2008, 07:06 PM | #22 |
Donating Senior Yorkie Talker Join Date: Jan 2008 Location: Buckley, MI
Posts: 255
| This is one I have been considering its ASPCA Pet health insurance. Not positive of what they cover. I have to look into it more. The web site is www.aspcapetinsurance.com or 1-866-861-9092.
__________________ Suzan, Karina, Ruth, Gracie, Liela |
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