Pet Insurance inquiry - Page 2 - YorkieTalk.com Forums

YazminD · 03-29-2014, 06:17 PM

I too have a PetPlan policy, fortunately I haven't used it. I've have called them to clarify questions concerning their policy. I'm personally satisfied with their customer care!

Wylie's Mom · 03-30-2014, 05:44 AM

I used to have PetPlan, but now have Healthy Paws.

SophieKatesMom · 03-30-2014, 06:58 AM

I have a VPI plan for Sophie Kate, so far I have had no problems.

She is due for her dentals the August, so I need to up my plan to cover part of the costs.

gemy · 03-30-2014, 09:47 AM

I have trupanion, but have not yet had to make a claim. The one they sell here in Canada has no annual cap or lifetime cap per disease or condition.

How-ever what-ever deductible you choose is per disease or condition. So if you choose say the $500 deductible that is a lifetime deductible. If for example your pup requires LS surgery, then any future conditions that can be attributed to LS will also be covered under that same deductible.

If in the same year your dog also has to have FHO surgery then that is a condition different to LS and you would be expected to pay the $500 deductible against that condition.

Of course the higher the deductible you choose the lower the monthly premium, and vice versa.
You can change your deductible amount at any time.

bellajayne · 03-30-2014, 10:41 AM

I forgot to mention I also have pet assure. This is more of a supplemental plan and is not accepted by all vets. It costs roughly $150 annually and covers our 3 dogs and cat. It allows 25% off of the bill, I believe it does not cover out of office lab work but does cover most everything done in house. I had dentals done on 2 of my dogs which was $550, the savings of 25% on this alone covered the annual cost so anything after that is a bonus off. Like I said, it's more supplemental but can also be used with another insurance plan you might have for accident/illness. Just helps cover the cost of items not covered by my trupanion. Worth it IMO.

bellajayne · 03-30-2014, 10:45 AM

Pet assure is not an insurance but rather a discount card. I was fortunate that my vet accepted it and it has definitely been worth it for us to help with routine and preventative care costs...there is no waiting period either.

chestermama · 03-31-2014, 12:35 AM

I have pets best for chester, very happy with it

03-30-2014, 05:44 AM	#17
Wylie's Mom Furbutts = LOVE Donating Member Moderator Join Date: Jan 2005 Location: Phoenix, AZ Posts: 35,889 Blog Entries: 2	I used to have PetPlan, but now have Healthy Paws. __________________ ~ A friend told me I was delusional. I nearly fell off my unicorn. ~ °¨¨¨°ºOº°¨¨¨° Ann \| Pfeiffer \| Marcel Verdel Purcell \| Wylie \| Artie °¨¨¨°ºOº°¨¨¨°

03-30-2014, 06:58 AM	#18
SophieKatesMom Donating YT 500 Club Member Join Date: Oct 2008 Location: Canton, GA Posts: 3,242	I have a VPI plan for Sophie Kate, so far I have had no problems. She is due for her dentals the August, so I need to up my plan to cover part of the costs. __________________ Cheryl,Mom to SophieKate

03-30-2014, 09:47 AM	#19
gemy YT 2000 Club Donating Member Join Date: Oct 2009 Location: Huntsville,Ont,Canaada Posts: 12,340 Blog Entries: 2	I have trupanion, but have not yet had to make a claim. The one they sell here in Canada has no annual cap or lifetime cap per disease or condition. How-ever what-ever deductible you choose is per disease or condition. So if you choose say the $500 deductible that is a lifetime deductible. If for example your pup requires LS surgery, then any future conditions that can be attributed to LS will also be covered under that same deductible. If in the same year your dog also has to have FHO surgery then that is a condition different to LS and you would be expected to pay the $500 deductible against that condition. Of course the higher the deductible you choose the lower the monthly premium, and vice versa. You can change your deductible amount at any time. __________________ Razzle and Dara. Our clan. RIP Karma Dec 24th 2004-July 14 2013 RIP Zoey Jun9 th 2008-May 12 2012. RIP Magic,Mar 26 2006July 1st 2018

03-30-2014, 10:41 AM	#20
bellajayne Senior Yorkie Talker Join Date: Feb 2009 Location: Western NY, USA Posts: 122	I forgot to mention I also have pet assure. This is more of a supplemental plan and is not accepted by all vets. It costs roughly $150 annually and covers our 3 dogs and cat. It allows 25% off of the bill, I believe it does not cover out of office lab work but does cover most everything done in house. I had dentals done on 2 of my dogs which was $550, the savings of 25% on this alone covered the annual cost so anything after that is a bonus off. Like I said, it's more supplemental but can also be used with another insurance plan you might have for accident/illness. Just helps cover the cost of items not covered by my trupanion. Worth it IMO. __________________ Guinness and Hazel - Isabella R.I.P. Sweet Girl (2/21/14)

03-30-2014, 10:45 AM	#21
bellajayne Senior Yorkie Talker Join Date: Feb 2009 Location: Western NY, USA Posts: 122	Pet assure is not an insurance but rather a discount card. I was fortunate that my vet accepted it and it has definitely been worth it for us to help with routine and preventative care costs...there is no waiting period either. __________________ Guinness and Hazel - Isabella R.I.P. Sweet Girl (2/21/14)

03-29-2014, 06:17 PM	#16
YazminD My ♥, My Soul, My Love Donating Member Join Date: Feb 2012 Location: Akron. Ohio Posts: 2,898	I too have a PetPlan policy, fortunately I haven't used it. I've have called them to clarify questions concerning their policy. I'm personally satisfied with their customer care!

03-31-2014, 12:35 AM	#22
chestermama YT 3000 Club Member Join Date: Nov 2005 Location: washington Posts: 3,383 Blog Entries: 1	I have pets best for chester, very happy with it