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12-14-2007, 04:36 PM | #16 |
Donating Senior Yorkie Talker Join Date: Jul 2007 Location: Stuart, Florida
Posts: 1,094
| We don't have pet insurance and don't plan on getting it. We keep money put aside so that if god forbid something did happen to Madeleine we could pay for it without freaking out about the bills.
__________________ Monica and Madeleine Member of the Spoiled Rotten Club |
Welcome Guest! | |
12-14-2007, 04:42 PM | #17 |
Misssing Baby Chloe Donating Member Join Date: Jun 2007 Location: California
Posts: 4,186
| I heard that every year you have to get a "new" policy. There is no "renewing". That makes anything that happens "pre-existing" and not covered. They will pay until the end of the year when the policy expires, but after that everything is considered pre existing. True??
__________________ We give dogs time we can spare, space we can spare and love we can spare. And in return, dogs give us their all. It's the best deal man has ever made. -M. Acklam |
12-14-2007, 05:18 PM | #18 | |
Senior Yorkie Talker Join Date: Jun 2007 Location: Fresno, CA
Posts: 179
| Quote:
Bottom line: you have to shop around and be very smart before buying. But that is true of any insurance you purchase; auto, home, life, etc.
__________________ Proud mom of Kiwi! ...and a new Biewer on the way! | |
12-14-2007, 05:22 PM | #19 |
Senior Yorkie Talker Join Date: Jun 2007 Location: Fresno, CA
Posts: 179
| Oh! I have Embrace Pet Insurance, they are great! They are underwitten by Lloyds of London. And I specifically chose them because they cover ALL genetic illnesses. They covered all of Kiwi's testing for liver shunt and her surgery for a liver biopsy. After my deductible ($200), they paid 100%!!!!
__________________ Proud mom of Kiwi! ...and a new Biewer on the way! |
12-14-2007, 05:43 PM | #20 |
Donating YT 3000 Club Member Join Date: Jun 2006 Location: Sequim, Wa
Posts: 4,541
| Gracie's policy with VPI was a renewal this year. I did not have to reapply. I have the same policy number.
__________________ Gracie loves Bailey. Holly loves Tucker. Proud member of the YT Gracie Girls. |
12-14-2007, 06:38 PM | #21 |
Piper & Sebastian Donating Member Join Date: Jul 2007 Location: florida
Posts: 14,495
| Thanks for the heads up.
__________________ Susan, Piper ,Harley & Suiki |
12-14-2007, 07:51 PM | #22 | |
YT Addict Join Date: Nov 2006 Location: santa rosa
Posts: 365
| they did not pay Quote:
screw them,,sorry i did so much more on there word he was covered
__________________ J.G. & T.B | |
12-14-2007, 08:07 PM | #23 |
YT 500 Club Member Join Date: Nov 2007 Location: USA
Posts: 699
| UUGH! I can hardly jusify the amount we have to pay for us for family coverage (husband is self-employed, so no discount there ). It seems like even people insurance has sooo many loopholes and things they won't cover. But since most emergencies for people can cost upwards of 40,000, I can't see not having it, especially with our child. Correct me if I'm wrong, but it seesm like most pet emergencies usually do not go over 5,000.00. Also, will the vet allow you to make payments? If so, I'll think I'll skip the pet insurance and take my chances. |
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