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Good for you!!! I can't wait until I'm debt free - I'm almost there! The car will be paid off in Feb. and then I have to finish my student loan off. Trust me, it's easy to fight the urge to use the card after you go through this process! Because you never want to do it again!!! |
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Congratulations, and now keep yourself debt free. I'll be praying for you to find a good job. |
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WTG....That is fantastic......Best of Luck on finding your job.... BTW You have to splurge every now and then (on Your Mom)...They are worth it... |
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I get all of my bills together and what dates and the amounts that they are due Then the amount I make at work after taxes Gas money Food Basically make a list of the credits and debits you would need to make every month I always leave atleast $50 for incidentals that may happen So basically you're making a financial journal - it really helps Whatever is left after that I put in the savings account - every penny counts! |
Congrats to you. wow I cant wait until we are debt free. My children are all grown and now live on their own and are doing good, Me and Hubby was doing great until 3 years ago when I hurt my back. So Im not able to work now. So with my half of the bill money not coming in we have had to charge here and there to just get by. Its hard and very depressing after never once in our lifes haveing any back debt or ever having to charge and then to charge to just get by. But we are working on it and have for the last two years. In two months we will have our cars paid off and then will be able to start paying down the credit cards. its going to take us a while and it is hard. not being able to spend any thing for the heck of it has been very hard.Thats why you dont see me buying any thing here . But we get by. and I hope in a year or so I can say we are not dept free. So again congrats too you. :thumbup: |
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