So happy you are keeping Maddie
 

:confused: Please let us know the outcome of this "mystery".

Right now we have it arranged to go in on Wednesday when the Deputy Sheriff is scheduled to work again, get a copy of the NSF from him that he says he has, and have him accompany us to pay the $600. That way he witnesses that I did indeed pay.

Ok I am copying part of an IM I had with a friend of mine who owns her own business. She knows some of the legalities of this, and she doesn't think I can be held liable for this.

Me: I am just going to call the bank in the morning
Me: it is in Dover too
Down Goods: I still don't see what this bank has to do with anything
Me: that is what the CC comp said too
Me: that they couldn't issue a NSF when they never tried to run it
Down Goods: they can't
Down Goods: noone can issue an NSF except the bank/cc that a check/charge is written on
Down Goods: for instance
Down Goods: I take a check to my bank from a customer in TX
Down Goods: my bank runs in through the bank the check is written on
Down Goods: the bank in TX says the acct is overdrawn and the check is NSF and they can't/won't honor it
Down Goods: my bank contacts ME
Me: the check is returned and you go after the customer
Down Goods: I'm held responsible for the fees and then I turn it over to the DA
Me: Ah I see
Me: but in this case, my bank wasn't given the chance to say NSF
Down Goods: exactly
Down Goods: they were completely bypassed
Down Goods: and THAT is why you should NOT be able to be held liable
Down Goods: you made a payment in good faith that they would follow through on their part, received a receipt WITH an authorization number I might add.......an authorization is also a funds approval number saying the funds are available for said purchase
Down Goods: they aren't issued unless the funds are available
Me: the authorization number is on my receipt
Down Goods: it's then the store/biz responsibility to close the receipts for the day or no more than 3 biz days (actually 24 hours is the max I believe) so that the proper bank can reimburse the store for issuing a temporary line of credit
Down Goods: because that is what it amounts to when a store agrees to accept cc and cc checks
Down Goods: that store is issuing a temp line of credit, payable to them by the bank the cc or cc check is issued on.......they turn in the proper forms for reimbursement and then you make payments to the cc
Me: right
Down Goods: they can't miss a step, cut out the cc bank and come after you
Down Goods: that's illegal
Me: Ernie said shouldn't the check number have printed on the receipt? because that is what the cc company said
Down Goods: yes
Me: ok check number didn't print on the receipt
Down Goods: BUT you have an authorization number issued by whomever checked the account
Down Goods: verisign, vericheck, whomever it was
Down Goods: that says they were in contact with the cc
Down Goods: that says the cc is good and the funds are available
Down Goods: it's INSTANT
Down Goods: if it's overdrawn, it comes back denied instantly
Down Goods: if it's NSF it comes back instantly
Me: that is what they said, that if it went through I could leave with Maddie
Down Goods: there is NO approval number issued brb
Me: but they are saying it didn't on Dec 21....32 DAYS AFTER THE TRANSACTION
Down Goods: but you have it in writing
Down Goods: that it was
Down Goods: on that receipt
Down Goods: that's like me holding a customer liable for lazy bookkeeping wherein I didn't do something in order to be paid by their bank or credit card and going after them after I've already given them a receipt
Down Goods: it's bullsh*t and I wouldn't dream of holding someone else responsible if I f***** up

Lazy bookkeeping is exactly what I think has happened here...some reason that cc check wasn't followed through with until Dec. 21st . but still weird because your cc issuing bank doesn't have a record of the transaction or denial???? Further more, the pet stores bank shouldn't even be in the picture, except if they get the check back stamped NSF and returned it to the Pet Store>>>>This has got to be a nightmare mystery...I am so thankful for you that your special angel has come to your rescue so that your able to keep Maddie..

I feel like regardless of what happened, if the money wasn't paid by your cc company then you owe the money.No matter who made a mistake you have a dog that wasn't paid for.The Petstore is out 600.

Ok so I called the sheriff's office that the officer called me from and GUESS WHAT...the deputy on duty COULDN'T FIND A SINGLE CASE FILE ON IT! He took down my name and number and the name of the business and the dates of the transaction and he agreed with me that I should investigate and find out if I really owe the money before paying, but since HE HAS NO CLUE OR PAPERWORK that he can find pertaining to this "case" he said he will just leave a message for Hitchcock to call me first thing Wednesday morning. I asked him then if what Hitchcock is doing is wrong by calling and scaring me when there is no case can't he be in trouble for this? And he replied with I don't know and he got really nervous sounding and told me I had to talk to Hitchcock when he comes back on Wednesday because he can't find anything on it. I think the guy thought I was nuts!

I called the bank...they have NO RECORDS OF A CHECK BEING ISSUED AS NSF and they said they wouldn't send it to the police AND that THEY want a copy of this supposed check themselves. Oh and the bank is going to investigate further into it too because they want to know how someone got a check as NSF from them that they didn't send.

The prosecuting attorney's office has NO RECORD of it and they said that they have to have proof from the bank and if the bank is saying at this point it doesn't exist, don't worry about it! They said I cannot be held liable for an instore mistake especially since I have a receipt with an authorization number showing that the check was accepted. They said for me to go ahead and call myself an attorney tho just incase, so I called the one who has done work for us before and they said if there is no proof against me there is no case but if this cop tries to have me arrested on Wednesday then I am to call my attorney ASAP and they will get my case transferred to the local county office that this would have to take place in.
Because they have to have PROOF that I owe the money to get the money, and at this point I have proof I paid the money and there is NOTHING to prove that the check was a bad check or Nonsufficient funds whatever.

OOOOO sounds like someone is trying to make a few bucks AND on County time:mad: I guess they've heard that we Yorkie owners will do anything for our babies.

I'm so glad that you weren't all quick to pay them. While in all reality, you may actually owe the money, it's THEIR problem that they didn't follow the proper steps, not yours. So they should be willing to take payments if it comes down to that.

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You owe the money and should pay it regardles if it was a mistake or not. Just because there was a mistake made doesn't mean you don't have a legal and MORAL obligation.
The petstore owner was doing the breeder and you a favor and is out 600 bucks.

I am glad you are investigating this further...it just didn't make any sense. My friend at the Sheriffs dept said it didn't work that way. I hope everything gets worked out to a mutal resolution soon. You probley will not have to pay them the money because of the fraud they are commiting by trying to intimidate you into paying money they never collected on.

I do agree, even though you gave the check at the time and the money was there, if they were to run it through again to collect it now, its not there. So you do owe money somewhere in this. I don't think there is a time limit that they have to deposit the check in. I know you can hold a check for 6 months here before it becomes stale dated..

Wow, this is incredible!! You go girl!! Don't let those people get away with trying to scam you!! CREEPS!! :mad:

PLEASE keep us updated!! I hope these creeps get into serious trouble!

PS - I'm so glad you are able to keep Maddie and also whoever that special angel is, you're a wonderful person.

I am not getting where you guys think there is a scam going on here.Looks like a honest mistake was made.
For instance I ordered a chair form Office Max and was to pick it uo three days later, well it didn't come, didn't come.I was getting irrated and they told me to come pick up the floor model and I did,Well two weels go by and the chair was never deducted from my account I had given them my debit/credit card at time of order.I call the store and they had never charged my card and thanked me for calling, the next day I was charged. Now, there is no way I would have felt right letting this go (call me stupid) I have found throughout my life thigs like this will always come back and bite you where it hurts. How could you have not know your cc was never charged?

Rather they made a mistake or not, I wouldn't pay them for the simple fact that they got the polic involved just to scare you, and the sherrif lied about a police report! If there was a store mistake, they should've been honest to you about it from the beginning, and not take 2months to notify you. That was there mistake, and they went about fixing it the wrong way. I would say that's there loss, and maybe in the future they'll be more carefull. The petstore should take this as a learning reference for the future, and not to be so negligent. Besides, you do have your reciept...your baby is yours!

I find it very suspicious about the sheriff and that there's no case file about this. As of right now, I seriously think there is something fishy going on. I wish Willow all the best of luck (I'm glad she's keeping her little Maddie) and I hope everything gets resolved.

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