Originally Posted by hunniebunnie

I'm taking a 10 minute break from work to throw in my two cents on this subject and then I'm done. Since I'm only giving it 10 minutes. I'll apologize in advance for the straight forward bluntness. I don't have time to make it sound better with sugar-coating.

Kristy, I'm sorry but your posts following the questions posed to you about this entire situtation makes it seem like you're grateful for the help you've received, but also rude and spiteful torwards any questions or skepticism.

YT members are very giving. I have often seen that first hand. Even to people who are not asking for financial help. You may not have started posting your troubles, expecting a handout. But historical patterns of giving on YT must have given you some idea that you'll get some help even if you don't ask for it outright and directly. It is the loving nature of the many YT members. They are always there to help out another in the event of an emergency.

But having a crisis once in a blue moon, is an "emergency". Having a crisis every few months turns it into a problem, a pattern of neglect or irresponsibility. You have exhausted your network of personal family and friends able to help bail you out of situtations. You've come onto YT more than once and more than once YT members have helped you out financially. To me, it's starting to sound like a pattern, not a one time "emergency". I'm sorry if patterns results in skepticism on my part, but it does.

And really, you should get your priorities straight. That means rent before christmas presents, a steady job before what to do for nye or hubby's bday. Your energies right now should be put towards finding yourself a steady paying J-O-B. As I said in my post, 2 full time jobs paying minimum wage would cover your housepayments, insurance, taxes, food for the kids, and then some. Instead of spending time on YT, figuring out what to do for your husband's birthday, your priorities should be on finding employment with a steady income so that you can meet your financial obligations. You're an adult and a mother. You should start acting like one rather than a teenager who spitefully responds with a "FINE! be that way!" and attitude to match.

My parents were blue collar workers who raised 3 children with 2 full time jobs and 3 part time jobs between the both of them. I never knew a human being can work that much. I didn't know what day my parents birthdays were until I was nearly in jr high because they never celebrated it. They prioritized dinner on the table over a cake for themselves. I later found out they gave each other a card for their birthdays and the birthday person got to sleep in on their birthday weekend while the other took the kids out solo. That was their gift to each other. I'm not saying that's how you should prioritize. But I'm just illustrating how some people, like my parents have. And I love them for their sacrifices and self reliance.

I'm all for "Paying It Forward" but I don't want to wind up like "Matchstick Men" either. Personally, I work hard for my money. I give to causes to make myself feel good about making a postive impact on society, but I prefer to give to individuals who are truly victims of unforseen circumstances and not victims of their own irresponsibility.

Okay, so it took a little more than 10 mins. Admin is free to edit or delete my 2 cents as it is deemed appropriate. I just wanted to voice this opinion for myself, even if no one else cares for it.

Originally Posted by CPG

Maybe it is time to move on. I am one of the people Kristy owes money to, over $100 for things I ordered in Oct. and Nov. that I never received. She said she is going to put the money in my PayPal acct on Jan.3, 2006. I have every confidence she will. The tone of this post seems to make the people who want their refunds or merchandise out to be bad guy. You might try looking at it from the perspective of the people whose money she's received and kept and they've gotten nothing. Stop and think, what would you call that if it happened to you?

Originally Posted by CPG

It was at everyone else attacking the other people. You know me, I haven't said an unkind word to you this whole time.

Originally Posted by Lexi Rae

alright girls, enough already!!!!!!, we get your point!!!!!....let it go!!!
lesson learned then right???????????????????????????

Originally Posted by Breny

Oh I'm cool ! I'm not hanging on to nothing! Just posting I got my item !!!

(don't know if that was directed at me - but just so know one thinks I have a beef!)

All's cool here in Breny land!

Originally Posted by ytsirk27

well send that coolness to Kristy Land! :)

Originally Posted by Breny

Its aheadin' on over your way !

Originally Posted by JeanieK

Lets turn this into something positive.

This is for anyone who is discovering that they NEED to do some heavy duty debt reduction.

http://www.oprah.com/money/debtdiet/...eps_main.jhtml

It's not easy, but once you get into it, it becomes adictive. Econfomuizing doesn't have to be horrible. Make a game of it, challenge each other.

Remember ever penny counts.

The old saying is, "watch your pennies and the dollars will take care of themselves"

Have fun with it and reward yourself for your accomplishments.

Originally Posted by Breeze

I'm sorry but I have had a hard time too with what has happened the last day or two. I am very thankful that YT is is very loving generous bunch but worry they are being taken advantaged of. One thing I have noticed about Kristy is she is repeatedly asking for help from YT to give her suggestions to her problems or buy her products or stuff to get her out of binds going back several months. Then does not listen to the advice given.

Barely 3 days ago she is posting about getting her hair done and a day or two later comes the post about losing her house. :confused: I'm sorry but when you post about your life here people will be asking questions about it. I was also shocked at the rude and defensive posts and in my opinion perhaps the lack of true appreciation for the help she has received. Yes, people can forget things but it seems like the people who orders that were not sent were ignored until the last day when this was all brought out in the open.

People have given her help and suggestions for months and that includes me. I gave her links to really awesome daycare forums that she could go to and receive help and ideas to make her daycare successful and how to make contracts with her clients to prevent the financial situation she is in now going from several clients down to 2.

Daycare is a risky business but there are ways to lessen the risks. Get payments ahead of time before care, take deposits, make contracts and enforce them.... excuses why you fail to save yourself from being a victim don't cut it. If you are not willing to help yourself then why should people help you?

And the latest thread about how to make money from home. Kristy, I think you really need to focus on your dayhome and how you can make the things you have already started successful.

Originally Posted by tammy8833

and mean all of this too in a nice way i hope i dont sound like a smart ass or something
because beleive me i aint the smartest person and and i dont look like an ass but my daddy says i have a pug nose ( i hope he doesnt mean the dog)..lol

Originally Posted by hunniebunnie

just out of curiousity Kristy, what kind of changes are you going to be making to ensure you and your husband are making better decisions for yourselves and for your children going forward?

it's easy to make the statement "i'm going to change". it's a much more difficult feat to take the time to develop a long term plan and then sticking to it.