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licricket 10-31-2011 03:27 PM
Pet Insurance
 
Can anyone please recommend a good pet insurance company?

sbgooljar 10-31-2011 04:28 PM
I've been using VPI for Romeo (over 2 years now) and to-date I have no problems with coverage/reimbursement. My vet bills direct to VPI and the payment is usually within 2-3 weeks. The 24/7 Animal Specialty Center also bills direct to VPI and the one time I had to use them I received my reimbursement in less than 3 weeks.

You should also check with your vet on what he/she accepts and would recommend.

licricket 10-31-2011 04:57 PM
Thanks for the info on VPI

Ellie May 10-31-2011 05:33 PM
The major ones:

VPI
Petplan
Embrace
Trupanion
HealthyPaws
ASPCA
Pet's Best

Each has pros and cons. There is a thread in the YT Library comparing three of them. My favorites are Petplan and Embrace. Be careful. Most aren't going to cover pre-existing conditions (which is fair), but at the start of a new insurance year, they consider any new diseases the pet has had now pre-existing. Each company has exclusions and limitations. Some have low policy limits, etc.

TeddyGrahams 10-31-2011 06:45 PM
I know banfield does a sort of insurance kind of thing, "wellness" plan. However, I don't use their services nor can I vouch for the credibility of the program. I also saw Kroger had some sort of pet insurance, but I don't know the details. Pet insurance is a really cool thing tho, def. do your research before you get into a plan that might not cover what you need.

KendraE 10-31-2011 07:02 PM
I have Petplan.... I will be making my first claim tomorrow with my baby's recent illness.... I really like their policies, but don't know much about the other company's

southernbelle04 10-31-2011 07:05 PM
I need to be looking into this too for Katie Scarlett! Thanks for asking this question!

chestermama 10-31-2011 07:37 PM
I have pets best out of boise idaho, I love them

My lil friend 10-31-2011 09:16 PM
We use PetPlan,but as of yet have not had to make a claim.

Wylie's Mom 11-01-2011 05:39 AM
I have PetPlan for Pfeiffer, and I truly love it!!! I got it for her as a pup (she is almost 2). I sure wish I had gotten it for Wy and Marcel when they were pups -- bc when they get older, the pre-existing conditions can make ins kinda futile. Every pup who owns me going forward will have PetPlan :).

There are other good ins companies too -- I've heard Embrace is good, and VPI. Stay away from the Banfield thing - it's not insurance.

CruiserCody 11-01-2011 06:45 AM
We have Trupanion but haven't used it yet.

occy 11-01-2011 07:28 AM
We have PetSecure but I'm not sure if they are just in Canada. The plan we are on is $46/mth.

LittleLolasMom 11-01-2011 11:18 AM
I have pet plan for lola. she is six months almost adn i got it over 2 months ago. you never know.

licricket 11-02-2011 10:35 AM
Thanks everyone for your suggestions. We had Trupanion but were very unhappy with it. Paid for two dogs all year and found out the deductible was per CASE not annual. It was costing me $62 a month and no reimbursement.
Sorry for the delay I have a very painful cracked rib!


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